Total Valuation
Paragon Banking Group PLC has a market cap or net worth of €1.78B. The enterprise value is €2.33B.
Market Cap€1.78B
Enterprise Value€2.33B
Share Statistics
Paragon Banking Group PLC has 185,347,920 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding185,347,920
Owned by Insiders1.17%
Owned by Institutions―
Financial Efficiency
Paragon Banking Group PLC’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 1.56%.
Return on Equity (ROE)0.13
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.56%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee878.27K
Profits Per Employee127.60K
Employee Count1,413
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Paragon Banking Group PLC is 9.1. Paragon Banking Group PLC’s PEG ratio is 4.24.
PE Ratio9.1
PS Ratio1.38
PB Ratio1.21
Price to Fair Value1.21
Price to FCF5.23
Price to Operating Cash Flow4.45
PEG Ratio4.24
Income Statement
In the last 12 months, Paragon Banking Group PLC had revenue of 1.24B and earned 180.30M in profits. Earnings per share was 0.91.
Revenue1.24B
Gross Profit452.40M
Operating Income256.50M
Pretax Income256.50M
Net Income180.30M
EBITDA272.30M
Earnings Per Share (EPS)0.91
Cash Flow
In the last 12 months, operating cash flow was 357.00M and capital expenditures -1.10M, giving a free cash flow of 355.90M billion.
Operating Cash Flow357.00M
Free Cash Flow355.90M
Free Cash Flow per Share1.92
Dividends & Yields
Paragon Banking Group PLC pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.85
52-Week Price Change0.33%
50-Day Moving Average8.98
200-Day Moving Average9.05
Relative Strength Index (RSI)67.36
Average Volume (3m)8.00
Important Dates
Paragon Banking Group PLC upcoming earnings date is Dec 1, 2026, Before Open (Confirmed).
Last Earnings DateJun 2, 2026
Next Earnings DateDec 1, 2026
Ex-Dividend Date―
Financial Position
Paragon Banking Group PLC as a current ratio of 0.28, with Debt / Equity ratio of 163.38%
Current Ratio0.28
Quick Ratio0.28
Debt to Market Cap0.99
Net Debt to EBITDA-2.51
Interest Coverage Ratio0.34
Taxes
In the past 12 months, Paragon Banking Group PLC has paid 76.20M in taxes.
Income Tax76.20M
Effective Tax Rate0.30
Enterprise Valuation
Paragon Banking Group PLC EV to EBITDA ratio is 3.79, with an EV/FCF ratio of 3.15.
EV to Sales0.83
EV to EBITDA3.79
EV to Free Cash Flow3.15
EV to Operating Cash Flow3.14
Balance Sheet
Paragon Banking Group PLC has €1.64B in cash and marketable securities with €2.54B in debt, giving a net cash position of -€894.70M billion.
Cash & Marketable Securities€1.64B
Total Debt€2.54B
Net Cash-€894.70M
Net Cash Per Share-€4.83
Tangible Book Value Per Share€6.31
Margins
Gross margin is 36.09%, with operating margin of 20.67%, and net profit margin of 14.53%.
Gross Margin36.09%
Operating Margin20.67%
Pretax Margin20.67%
Net Profit Margin14.53%
EBITDA Margin21.94%
EBIT Margin20.67%
Analyst Forecast
The average price target for Paragon Banking Group PLC is €12.13, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target€12.13
Price Target Upside29.69% Upside
Analyst ConsensusStrong Buy
Analyst Count4
Revenue Growth Forecast-9.29%
EPS Growth Forecast-9.62%