IPAY - ETF AI Analysis
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ETFMG Prime Mobile Payments ETF (IPAY)
Rating:70Outperform
Price Target:―
Positive Factors
Leading Payments Companies at the Top
The ETF’s largest positions include well-known payments and card networks, which have generally shown solid long-term business strength in the digital payments space.
Blend of Technology and Financial Stocks
Holding both technology and financial companies helps spread risk across two key parts of the payments ecosystem rather than relying on just one type of business.
Global Footprint with U.S. Core
While most holdings are U.S.-based, the fund also includes companies from several other countries, adding some international diversification to the portfolio.
Negative Factors
High Expense Ratio
The fund’s fee is relatively high for an ETF, which means more of the investment return is eaten up by costs over time.
Concentrated in a Single Theme
Because the ETF focuses narrowly on mobile and digital payments, it is more exposed to downturns or disruptions in this specific industry than a broader market fund.
Mixed Recent Performance in Top Holdings
Several of the largest positions have shown weak or lagging performance so far this year, which has weighed on the ETF’s overall results.
IPAY vs. SPDR S&P 500 ETF (SPY)
AUM148.09M
RegionGlobal
Expense Ratio0.75%
Beta1.21
IssuerAmplify
Inception DateJul 15, 2015
Dividend Yield0.86%
Asset ClassEquity
Index TrackedNasdaq CTA Global Digital Payments Gross Total Return
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume93,826
30 Day Avg. Volume65,789
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
58.86Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering40
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
IPAY Summary
IPAY is the ETFMG Prime Mobile Payments ETF, which follows the Nasdaq CTA Global Digital Payments index. It focuses on companies that power digital and mobile payments, like PayPal and Visa, as well as other card networks and payment processors. Investors might consider IPAY if they want growth potential from the global shift toward cashless and mobile transactions, while getting diversification across many payment-related firms instead of picking just one stock. A key risk is that it is heavily tied to the financial and technology sectors, so its price can rise or fall sharply with changes in the broader market or in digital payment trends.
How much will it cost me?The ETFMG Prime Mobile Payments ETF (Ticker: IPAY) has an expense ratio of 0.75%, meaning you’ll pay $7.50 per year for every $1,000 invested. This is higher than average because it is actively managed and focuses on a specific niche in the financial sector, which requires more research and management compared to passively managed ETFs.
What would affect this ETF?The ETFMG Prime Mobile Payments ETF (IPAY) could benefit from the global shift towards cashless transactions and increasing adoption of mobile payment technologies, as its holdings include major players like Visa, Mastercard, and PayPal. However, rising interest rates or stricter regulations in the financial and technology sectors could negatively impact the profitability of companies within the ETF. Additionally, economic slowdowns or reduced consumer spending might hinder growth in the mobile payments industry.
IPAY Top 10 Holdings
IPAY is essentially a bet on the global swipe-and-tap economy, with heavy exposure to U.S.-listed payment giants. Visa and Mastercard remain the steady anchors, even as their shares have been drifting rather than surging lately. The real excitement comes from more volatile names: Coinbase and Corpay have been rising, adding some spark, while PayPal and Block show mixed momentum as they try to reignite growth. With most of its weight in financial and tech payment processors, the fund is tightly focused on digital transactions rather than broad market diversification.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| Visa | 6.53% | $9.67M | $694.73B | 8.08% | 70 Outperform | |
| Mastercard | 6.38% | $9.45M | $499.38B | 0.98% | 75 Outperform | |
| American Express | 5.93% | $8.78M | $205.46B | -6.22% | 80 Outperform | |
| Capital One Financial | 5.87% | $8.70M | $120.19B | -7.55% | 71 Outperform | |
| PayPal Holdings | 5.80% | $8.59M | $47.01B | -27.46% | 76 Outperform | |
| Coinbase Global | 4.88% | $7.23M | $47.08B | -55.56% | 68 Neutral | |
| Corpay Inc | 4.78% | $7.08M | $26.42B | 37.69% | 75 Outperform | |
| Affirm Holdings | 4.77% | $7.06M | $25.41B | -0.40% | 71 Outperform | |
| Block | 4.57% | $6.76M | $45.70B | -5.91% | 72 Outperform | |
| Wise PLC Class A | 4.46% | $6.61M | £10.61B | -12.70% | 72 Outperform |
IPAY Technical Analysis
Negative
―
Price Trends
49.82
Negative
48.08
Negative
47.59
Positive
Market Momentum
-0.68
Negative
47.34
Neutral
84.99
Negative
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For IPAY, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 47.79, equal to the 50-day MA of 49.82, and equal to the 200-day MA of 47.59, indicating a neutral trend. The MACD of -0.68 indicates Negative momentum. The RSI at 47.34 is Neutral, neither overbought nor oversold. The STOCH value of 84.99 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IPAY.
IPAY Peer Comparison
Comparison Results
Performance Comparison
IPAY
ETFMG Prime Mobile Payments ETF
47.95
-7.83
-14.04%
GII
SPDR S&P Global Infrastructure ETF
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TAN
Invesco Solar ETF
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SLVP
iShares MSCI Global Silver Miners ETF
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IXG
iShares Global Financials ETF
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DFNL
Davis Select Financial Etf
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Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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