XP(XP)
$15.39+0.58 (+3.95%)
XP
XP financials statements
$15.39
At close:+0.58 (+3.95%)
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XP (XP) Ratios
843 Followers
XP Ratios
XP's free cash flow for Q2 2026 was R$11.12B. For the 2026 fiscal year, XP's free cash flow was decreased by R$-38.82M and operating cash flow was R$11.16B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.56 | 0.81 | 0.96 | 0.72 | 0.83 |
| Quick Ratio | 0.56 | 0.81 | 0.96 | 0.72 | 0.83 |
| Cash Ratio | 0.13 | 0.03 | 0.03 | 0.03 | 0.03 |
| Solvency Ratio | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 |
| Operating Cash Flow Ratio | 0.15 | 0.06 | 0.07 | 0.02 | -0.05 |
| Short-Term Operating Cash Flow Coverage | 0.15 | 0.14 | 0.20 | 0.05 | -0.14 |
| Net Current Asset Value | R$ -326.70B | R$ -169.35B | R$ -110.08B | R$ -98.87B | R$ -62.38B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.22 | 0.33 | 0.28 | 0.18 | 0.20 |
| Debt-to-Equity Ratio | 3.62 | 5.74 | 3.53 | 2.09 | 1.96 |
| Debt-to-Capital Ratio | 0.78 | 0.85 | 0.78 | 0.68 | 0.66 |
| Long-Term Debt-to-Capital Ratio | 0.12 | 0.62 | 0.59 | 0.10 | 0.02 |
| Financial Leverage Ratio | 16.84 | 17.34 | 12.80 | 11.27 | 9.67 |
| Debt Service Coverage Ratio | 0.07 | 0.08 | 0.12 | 0.12 | 0.14 |
| Interest Coverage Ratio | 9.65 | 7.38 | -6.26 | -8.86 | -14.18 |
| Debt to Market Cap | 1.80 | 2.86 | 1.00 | 0.79 | 0.32 |
| Interest Debt Per Share | 162.93 | 211.61 | 127.11 | 64.68 | 50.71 |
| Net Debt to EBITDA | 11.97 | 15.83 | 13.44 | 7.89 | 6.15 |
| Profitability Margins | |||||
| Gross Profit Margin | 67.36% | 67.71% | 10.90% | 7.77% | 15.88% |
| EBIT Margin | 32.65% | 33.28% | 30.73% | 27.13% | 30.45% |
| EBITDA Margin | 34.32% | 34.82% | 32.44% | 28.58% | 32.24% |
| Operating Profit Margin | 32.42% | 33.19% | -26.08% | -25.13% | -14.84% |
| Pretax Profit Margin | 29.29% | 28.78% | 26.57% | 24.29% | 29.41% |
| Net Profit Margin | 27.79% | 26.06% | 26.31% | 25.24% | 27.67% |
| Continuous Operations Profit Margin | 27.79% | 26.06% | 26.32% | 25.25% | 27.69% |
| Net Income Per EBT | 94.88% | 90.52% | 99.04% | 103.90% | 94.08% |
| EBT Per EBIT | 90.33% | 86.72% | -101.85% | -96.67% | -198.16% |
| Return on Assets (ROA) | 1.28% | 1.49% | 1.57% | 1.86% | 2.58% |
| Return on Equity (ROE) | 21.52% | 25.83% | 20.05% | 21.01% | 24.90% |
| Return on Capital Employed (ROCE) | 1.88% | 4.36% | -3.09% | -4.11% | -3.00% |
| Return on Invested Capital (ROIC) | 1.42% | 2.56% | -2.31% | -2.96% | -1.97% |
| Return on Tangible Assets | 1.29% | 1.50% | 1.58% | 1.87% | 2.59% |
| Earnings Yield | 10.72% | 12.85% | 5.66% | 7.95% | 4.01% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.51 | 0.56 | 0.46 | 0.62 | 0.97 |
| Payables Turnover | 0.00 | 8.40 | 5.19 | 7.84 | 4.77 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 22.68 | 26.04 | 22.62 | 24.90 | 21.68 |
| Asset Turnover | 0.05 | 0.06 | 0.06 | 0.07 | 0.09 |
| Working Capital Turnover Ratio | -0.49 | -0.93 | -0.88 | -0.68 | -0.68 |
| Cash Conversion Cycle | 719.14 | 603.19 | 715.19 | 544.72 | 301.60 |
| Days of Sales Outstanding | 719.14 | 646.62 | 785.58 | 591.30 | 378.16 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 43.43 | 70.39 | 46.58 | 76.56 |
| Operating Cycle | 719.14 | 646.62 | 785.58 | 591.30 | 378.16 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 22.84 | 20.39 | 14.93 | 3.25 | -7.19 |
| Free Cash Flow Per Share | 22.44 | 19.79 | 14.57 | 3.02 | -7.82 |
| Dividend Paid and CapEx Coverage Ratio | 17.11 | 4.72 | 2.17 | 14.21 | -11.39 |
| Capital Expenditure Coverage Ratio | 57.55 | 33.85 | 41.42 | 14.21 | -11.39 |
| Operating Cash Flow Coverage Ratio | 0.14 | 0.10 | 0.12 | 0.05 | -0.14 |
| Operating Cash Flow to Sales Ratio | 0.66 | 0.56 | 0.55 | 0.13 | -0.31 |
| Free Cash Flow Yield | 25.03% | 26.94% | 11.52% | 3.72% | -4.89% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 9.15 | 8.93 | 17.66 | 12.58 | 24.93 |
| Price-to-Sales (P/S) Ratio | 2.59 | 2.03 | 4.65 | 3.17 | 6.90 |
| Price-to-Book (P/B) Ratio | 2.01 | 2.01 | 3.54 | 2.64 | 6.21 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 3.99 | 3.71 | 8.68 | 26.85 | -20.46 |
| Price-to-Operating Cash Flow Ratio | 3.93 | 3.60 | 8.47 | 24.96 | -22.25 |
| Price-to-Earnings Growth (PEG) Ratio | 0.48 | 0.60 | 1.58 | 40.38 | 0.35 |
| Enterprise Value Multiple | 19.53 | 21.65 | 27.77 | 19.00 | 27.54 |
| Enterprise Value | 122.22B | 149.80B | 133.46B | 76.99B | 115.19B |
| EV to EBITDA | 19.53 | 21.65 | 27.77 | 19.00 | 27.54 |
| EV to Sales | 6.70 | 7.54 | 9.01 | 5.43 | 8.88 |
| EV to Free Cash Flow | 10.33 | 13.81 | 16.83 | 45.91 | -26.34 |
| EV to Operating Cash Flow | 10.15 | 13.40 | 16.42 | 42.68 | -28.65 |
| Tangible Book Value Per Share | 39.42 | 31.76 | 31.14 | 29.16 | 24.33 |
| Shareholders’ Equity Per Share | 44.65 | 36.55 | 35.74 | 30.67 | 25.79 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.05 | 0.09 | 0.01 | -0.04 | 0.06 |
| Revenue Per Share | 34.59 | 36.24 | 27.23 | 25.53 | 23.21 |
| Net Income Per Share | 9.61 | 9.44 | 7.16 | 6.44 | 6.42 |
| Tax Burden | 0.95 | 0.91 | 0.99 | 1.04 | 0.94 |
| Interest Burden | 0.90 | 0.86 | 0.86 | 0.90 | 0.97 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.00 | 0.26 | 0.27 | 0.23 |
| Stock-Based Compensation to Revenue | 0.02 | 0.02 | 0.02 | 0.04 | 0.04 |
| Income Quality | 2.21 | 2.24 | 2.06 | 0.52 | -1.05 |
Currency in BRL
