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XP Stock Chart & Stats
$17.81
$0.00(0.00%)
At close: 4:00 PM EDT
$17.81
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$14.80 - $32.73
Previous CloseN/A
Volume3.83K
Average Volume (3M)10.58M
Market Cap
$15.11B
Enterprise Value$24.87B
Total Cash (Recent Filing)$7.97B
Total Debt (Recent Filing)$92.75B
Price to Earnings (P/E)14.4
Beta1.26
Next Earnings
Nov 24, 2026EPS Estimate
0.54Next Dividend Ex-DateN/A
Dividend Yield1.3%
Share Statistics
EPS (TTM)10.27
Shares Outstanding415,263,060
10 Day Avg. Volume15,738,808
30 Day Avg. Volume10,576,792
Financial Highlights & Ratios
PEG Ratio0.48
Price to Book (P/B)2.01
Price to Sales (P/S)2.59
P/FCF Ratio3.99
Enterprise Value/Market Cap1.65
Enterprise Value/Revenue1.29
Enterprise Value/Gross Profit1.94
Enterprise Value/Ebitda3.79
Forecast
1Y Price Target
$27.71Price Target Upside55.61% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)10.62
Revenue Forecast (FY)$20.17B
Bulls Say, Bears Say
Bulls Say
Platform Scale And Asset GatheringRapid asset growth and substantial net inflows indicate strong client adoption and distribution effectiveness. Expanding assets create a larger recurring fee base, while platform scale can reinforce XP’s competitive position and support durable growth over coming quarters.
Profitability And Cash GenerationStrong margins combined with robust cash conversion support earnings quality and internal funding capacity. When free cash flow broadly matches net income, XP has greater flexibility to invest in growth, manage obligations, and return capital without relying entirely on external funding.
Diversification And Corporate GrowthGrowth beyond core brokerage broadens XP’s revenue base and increases opportunities to cross-sell products across its ecosystem. Strong corporate performance, alongside expansion in credit, insurance, retirement and cards, may make earnings more resilient across different client and market activities.
Bears Say
High Balance-Sheet LeverageElevated leverage remains a material constraint despite strong profitability and improving balance-sheet metrics. Significant debt can reduce financial flexibility, increase sensitivity to tighter conditions, and limit the capacity to absorb stress or fund expansion while preserving capital strength.
Lower-Fee Fixed-Income MixA sustained shift toward lower-take fixed-income products can dilute monetization even when client volumes and assets continue to grow. Mix pressure may therefore restrain fee margins and earnings conversion, making revenue expansion less powerful than headline asset gathering suggests.
Issuer-Services Market ExposureWeak primary debt markets directly reduce issuer-services and primary-fee opportunities, while mark-to-market effects add volatility to reported revenue. This exposure can make corporate and investment-banking earnings less predictable until capital-markets activity normalizes.
XP News
XP FAQ
What was XP’s price range in the past 12 months?
XP lowest stock price was $14.80 and its highest was $32.73 in the past 12 months.
What is XP’s market cap?
XP’s market cap is $15.11B.
When is XP’s upcoming earnings report date?
XP’s upcoming earnings report date is Nov 24, 2026 which is in 36 days.
How were XP’s earnings last quarter?
XP released its earnings results on Aug 17, 2026. The company reported $0.527 earnings per share for the quarter, beating the consensus estimate of $0.512 by $0.015.
Is XP overvalued?
According to Wall Street analysts XP’s price is currently Undervalued.
Does XP pay dividends?
XP pays a Semiannually dividend of $0.2 which represents an annual dividend yield of 1.3%. See more information on XP dividends here
What is XP’s EPS estimate?
XP’s EPS estimate is 0.54.
How many shares outstanding does XP have?
XP has 415,263,060 shares outstanding.
What happened to XP’s price movement after its last earnings report?
XP reported an EPS of $0.527 in its last earnings report, beating expectations of $0.512. Following the earnings report the stock price went up 0.892%.
Which hedge fund is a major shareholder of XP?
Currently, no hedge funds are holding shares in XP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
XP Stock Smart Score
Outperform
1
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3
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5
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7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$27.71 (55.61% Upside)
$27.71 (55.61% Upside)
Blogger Sentiment
Bullish
XP Sentiment 67%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 528.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $2.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 4.4%
Last 30 Days ▲ 11.3%
Last 30 Days ▲ 11.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
82.25%
12-Months-Change
Fundamentals
Return on Equity
22.05%
Trailing 12-Months
Asset Growth
15.09%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
XP
XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients. The company also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, it offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. The company offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.
XP Company Deck
XP Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented solid business momentum: strong client asset growth (+17% YoY), robust net new money ($28bn), meaningful top-line and EBT expansion (+8% and +15% YoY respectively), exceptional corporate segment performance (+117% YoY), plus disciplined capital returns (buybacks, dividends, share cancellation) and a healthy capital ratio (20.3%). Offsetting these positives were material mark-to-market losses (~BRL 420m H1), a weak primary debt market and a shift toward lower-fee daily liquidity fixed income products that compressed fee margins, alongside rising RWAs and near-term seasonal cost headwinds. On balance the positives – growth, profitability expansion, strong corporate and retail underlying momentum, and active capital management – outweigh the challenges, though management highlighted risks tied to market volatility and mix shifts.View all XP earnings summariesXP Stock 12 Month Forecast
Average Price Target
$27.71
▲(55.61% Upside)
Technical Analysis
Ownership Overview
0.36% Insiders
22.87% Mutual Funds
3.35% Other Institutional Investors
61.87% Public Companies and
Individual Investors