West Shore Bank (WSSH) Price & Analysis

West Shore Bank Corp. serves as the parent holding company for West Shore Bank, providing a full spectrum of banking and financial services tailored to both individual consumers and commercial entities. Its deposit product range includes checking, savings, money market, and certificate of deposit (CD) accounts, as well as individual retirement accounts (IRAs). The bank's lending activities are diverse, covering personal credit options such as vehicle (auto), recreational, and general personal term loans. For businesses and property owners, it extends financing through commercial real estate, Small Business Administration (SBA) loans, municipal, and business term loans. Homeowners can also access residential mortgages and home equity loans. Furthermore, the bank offers business lines of credit and letters of credit. Beyond traditional banking, West Shore Bank provides a variety of auxiliary services. These encompass ATM/debit, credit, gift, and travel cards. Through its dedicated financial advisory division, West Shore Investment Services, clients can receive guidance on wealth planning, investment management, trusts and estates, and retirement strategies. Additional conveniences include savings bonds, direct deposit services, overdraft protection, safe deposit box rentals, wire transfers, remote deposit capture, merchant card processing, Automated Clearing House (ACH) and wire services, sweep accounts, positive pay systems, bill payment functionalities, and comprehensive online and mobile banking platforms. The company was founded in 1898 and is headquartered in Ludington, Michigan.