Woodsboro Bank (WOBK) Price & Analysis

Woodsboro Bank provides a comprehensive suite of financial services and products to residents and businesses within Frederick County and its adjacent regions. The institution's deposit offerings encompass various account types, including checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. Their extensive lending portfolio features personal loans, home equity lines of credit, and a range of mortgage options such as first and second mortgages, construction loans, and financing for investment properties. They also provide loans for building and unimproved land lots, term loans, real estate loans, and Small Business Administration (SBA) loans, in addition to general lines of credit and overdraft protection services. Beyond traditional banking, Woodsboro Bank offers modern conveniences like debit cards, online and mobile banking platforms, remote deposit functionality, person-to-person payments, merchant services, and comprehensive cash management solutions. The bank operates through a network of eight branches situated throughout Frederick County, notably including a dedicated commercial lending office located in downtown Frederick. Established in 1899 and headquartered in Woodsboro, Maryland, the organization officially adopted its current name, Woodsboro Bank, in January 1997, having previously operated as Woodsboro Savings Bank of Frederick County, Maryland.