Want to see WAFD full AI Analyst Report?
WAFD Stock Chart & Stats
$36.22
-$0.30(-0.82%)
At close: 4:00 PM EDT
$36.22
-$0.30(-0.82%)
Day’s Range― - ―
52-Week Range$26.31 - $39.49
Previous Close$36.43
Volume442.39K
Average Volume (3M)1.39M
Market Cap
$2.16B
Enterprise Value$4.32B
Total Cash (Recent Filing)$676.47M
Total Debt (Recent Filing)$3.32B
Price to Earnings (P/E)8.8
Beta0.68
Next Earnings
Jan 21, 2027EPS Estimate
0.79Next Dividend Ex-DateN/A
Dividend Yield3.7%
Share Statistics
EPS (TTM)3.27
Shares Outstanding74,011,520
10 Day Avg. Volume1,045,982
30 Day Avg. Volume1,385,477
Financial Highlights & Ratios
PEG Ratio2.05
Price to Book (P/B)0.80
Price to Sales (P/S)1.72
P/FCF Ratio11.66
Enterprise Value/Market Cap2.00
Enterprise Value/Revenue3.11
Enterprise Value/Gross Profit5.67
Enterprise Value/Ebitda12.70
Forecast
1Y Price Target
$34.00Price Target Upside-6.13% Downside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)3.52
Revenue Forecast (FY)$825.85M
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationHealthy operating and free cash flow indicate that reported earnings are broadly supported by cash generation rather than accounting effects. Strong conversion and renewed FCF growth provide capacity to fund technology, support capital needs, and manage credit volatility over the next several quarters.
Deposit And Loan Franchise GrowthDeposit growth alongside a higher core-deposit mix strengthens the funding base, while expansion in active loan segments supports future interest income. This combination reflects improving customer relationships and gives WaFd a durable platform for measured balance-sheet growth.
EverBank Strategic UpsideThe proposed EverBank combination could materially expand scale, technology investment capacity, fee opportunities, and geographic reach. Management also expects substantial post-synergy EPS accretion, creating a potentially stronger earnings platform if integration and regulatory approvals proceed as planned.
Bears Say
Elevated Credit RiskSequential improvement is encouraging, yet credit metrics remaining above historical norms indicate that loss risk has not fully normalized. The unusually large C&I impairment and higher provisions show that borrower stress can still create meaningful earnings volatility over the coming quarters.
Higher Leverage And Moderate ReturnsThe sharp increase in leverage reduces balance-sheet flexibility and can make earnings more sensitive to funding costs, credit losses, or weaker asset performance. Moderate ROE also suggests that the larger capital base is not yet producing the stronger returns achieved in earlier years.
Merger Execution And Dilution RiskThe merger's strategic benefits depend on approvals, timely closing, and successful integration across leadership, systems, and operating models. Until those milestones are achieved, dilution and the negotiated governance structure may weigh on shareholder outcomes and leave projected synergies uncertain.
Washington Federal News
WAFD FAQ
What was Washington Federal’s price range in the past 12 months?
Washington Federal lowest stock price was $26.31 and its highest was $39.48 in the past 12 months.
What is Washington Federal’s market cap?
Washington Federal’s market cap is $2.16B.
When is Washington Federal’s upcoming earnings report date?
Washington Federal’s upcoming earnings report date is Jan 21, 2027 which is in 93 days.
How were Washington Federal’s earnings last quarter?
Washington Federal released its earnings results on Oct 16, 2026. The company reported $0.76 earnings per share for the quarter, missing the consensus estimate of $0.842 by -$0.082.
Is Washington Federal overvalued?
According to Wall Street analysts Washington Federal’s price is currently Overvalued.
Does Washington Federal pay dividends?
Washington Federal pays a Quarterly dividend of $0.27 which represents an annual dividend yield of 3.7%. See more information on Washington Federal dividends here
What is Washington Federal’s EPS estimate?
Washington Federal’s EPS estimate is 0.79.
How many shares outstanding does Washington Federal have?
Washington Federal has 74,011,520 shares outstanding.
What happened to Washington Federal’s price movement after its last earnings report?
Washington Federal reported an EPS of $0.76 in its last earnings report, missing expectations of $0.842. Following the earnings report the stock price went down -1.019%.
Which hedge fund is a major shareholder of Washington Federal?
Currently, no hedge funds are holding shares in WAFD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Washington Federal Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$34.00 (-6.13% Downside)
$34.00 (-6.13% Downside)
Blogger Sentiment
Neutral
WAFD Sentiment 75%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 42.5K Shares
Last Quarter.
Last Quarter.
News Sentiment
Bullish
Bullish news 67%
Bearish news 33%
Bearish news 33%
Technicals
SMA
Negative
20 days / 200 days
Momentum
8.14%
12-Months-Change
Fundamentals
Return on Equity
8.50%
Trailing 12-Months
Asset Growth
1.70%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Washington Federal
WaFd, Inc. delivers a comprehensive suite of banking and financial services, encompassing lending, deposit accounts, and insurance, primarily catering to individual consumers. Beyond retail banking, the company also serves the financial needs of mid-sized to large businesses, as well as owners and developers within the commercial real estate sector. Established on November 15, 1994, WaFd, Inc. maintains its headquarters in Seattle, Washington.
WAFD Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was predominantly positive, highlighting record-level or near-record full-year earnings, strong loan production, deposit growth, improving sequential credit metrics, robust liquidity, and optimism about the EverBank combination. The main negatives were the sequential EPS decline, higher provisions and charge-offs from an unusually large C&I impairment, elevated credit metrics versus historical norms, higher expenses, the decline in the deposit pipeline, and significant stock underperformance since the merger announcement. Management nevertheless characterized the core business fundamentals and merger outlook favorably.View all WAFD earnings summariesWAFD Stock 12 Month Forecast
Average Price Target
$34.00
▼(-6.13% Downside)
Technical Analysis
Banner
―
First Interstate Bancsystem
―
Heritage Financial
―
Renasant
―
United Community Banks
―
Ownership Overview
1.61% Insiders
30.09% Mutual Funds
0.53% Other Institutional Investors
30.17% Public Companies and
Individual Investors