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WAFD Stock Chart & Stats
$35.24
-$0.09(-0.28%)
At close: 4:00 PM EST
$35.24
-$0.09(-0.28%)
Day’s Range― - ―
52-Week Range$26.31 - $39.49
Previous CloseN/A
Volume181.32K
Average Volume (3M)506.91K
Market Cap
$2.91B
Enterprise Value$5.12K
Total Cash (Recent Filing)$669.80M
Total Debt (Recent Filing)$3.11B
Price to Earnings (P/E)12.6
Beta0.64
Next Earnings
Oct 15, 2026EPS Estimate
0.85Next Dividend Ex-DateN/A
Dividend Yield3.27%
Share Statistics
EPS (TTM)3.12
Shares Outstanding73,888,480
10 Day Avg. Volume540,448
30 Day Avg. Volume506,909
Financial Highlights & Ratios
PEG Ratio2.05
Price to Book (P/B)0.80
Price to Sales (P/S)1.72
P/FCF Ratio11.66
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$37.00Price Target Upside4.99% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)3.27
Revenue Forecast (FY)$788.41M
Bulls Say, Bears Say
Bulls Say
Loan Growth & C&I MomentumSustained active loan origination (10% linked-quarter growth and heavy C&I share) signals durable core earning capacity. A larger commercial book diversifies interest income, raises fee opportunities, and supports repeatable NII generation and cross-sell over multiple quarters.
Strong Cash GenerationHigh free cash flow and strong FCF growth indicate excellent internal funding capacity. Covering most net income (~0.85x) improves resilience to earnings volatility, funds loan growth and reinvestment, and supports capital returns without overreliance on external financing.
Solid Capital, Liquidity And Regulatory TailwindHealthy CET1 and substantial liquidity provide a durable buffer for underwriting and cyclical shocks. Potential Basel III RWA relief would free capital (~$300M), increasing capacity for lending, investments or shareholder returns while preserving regulatory headroom.
Bears Say
Sharp TTM Revenue DeclineA ~-71% TTM revenue contraction is a structural red flag for sustainable earnings power. If recurring interest and fee revenue have weakened, profitability becomes more contingent on balance-sheet repricing or one-off gains, limiting confidence in medium-term margin stability.
Rising LeverageMaterial increase in leverage reduces financial flexibility and magnifies downside risk in stressed conditions. Higher debt levels constrain capital actions, may raise funding costs, and limit the bank’s ability to absorb credit losses or opportunistically execute M&A without diluting equity.
Deposit Outflows And Funding PressureQuarterly deposit declines and intense competition for low-cost deposits erode a stable funding base. A shrinking noninterest-bearing share and reliance on pricier funding can compress net interest margin and force trade-offs between growth and margin durability over several quarters.
Washington Federal News
WAFD FAQ
What was Washington Federal’s price range in the past 12 months?
Washington Federal lowest stock price was $26.31 and its highest was $39.48 in the past 12 months.
What is Washington Federal’s market cap?
Washington Federal’s market cap is $2.91B.
When is Washington Federal’s upcoming earnings report date?
Washington Federal’s upcoming earnings report date is Oct 15, 2026 which is in 90 days.
How were Washington Federal’s earnings last quarter?
Washington Federal released its earnings results on Jul 16, 2026. The company reported $0.84 earnings per share for the quarter, beating the consensus estimate of $0.815 by $0.025.
Is Washington Federal overvalued?
According to Wall Street analysts Washington Federal’s price is currently Undervalued.
Does Washington Federal pay dividends?
Washington Federal pays a Quarterly dividend of $0.27 which represents an annual dividend yield of 3.27%. See more information on Washington Federal dividends here
What is Washington Federal’s EPS estimate?
Washington Federal’s EPS estimate is 0.85.
How many shares outstanding does Washington Federal have?
Washington Federal has 73,888,480 shares outstanding.
What happened to Washington Federal’s price movement after its last earnings report?
Washington Federal reported an EPS of $0.84 in its last earnings report, beating expectations of $0.815. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Washington Federal?
Currently, no hedge funds are holding shares in WAFD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Washington Federal Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$37.00 (4.99% Upside)
$37.00 (4.99% Upside)
Blogger Sentiment
Neutral
WAFD Sentiment 50%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 62.5K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-21.35%
12-Months-Change
Fundamentals
Return on Equity
8.36%
Trailing 12-Months
Asset Growth
-0.27%
Trailing 12-Months
Company Description
Washington Federal
WaFd, Inc. delivers a comprehensive suite of banking and financial services, encompassing lending, deposit accounts, and insurance, primarily catering to individual consumers. Beyond retail banking, the company also serves the financial needs of mid-sized to large businesses, as well as owners and developers within the commercial real estate sector. Established on November 15, 1994, WaFd, Inc. maintains its headquarters in Seattle, Washington.
WAFD Stock 12 Month Forecast
Average Price Target
$37.00
▲(4.99% Upside)
Technical Analysis
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Ownership Overview
1.62% Insiders
30.14% Mutual Funds
0.48% Other Institutional Investors
33.35% Public Companies and
Individual Investors