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USMT Stock Chart & Stats
$6.05
$0.21(3.60%)
At close: 4:00 PM EDT
$6.05
$0.21(3.60%)
Day’s Range― - ―
52-Week Range$4.65 - $6.16
Previous CloseN/A
Volume300.00
Average Volume (3M)3.81K
Market Cap
$101.59M
Enterprise Value$107.91
Total Cash (Recent Filing)$14.82M
Total Debt (Recent Filing)$25.00M
Price to Earnings (P/E)7.9
Beta0.22
Next Earnings
Oct 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.48%
Share Statistics
EPS (TTM)0.77
Shares Outstanding16,791,500
10 Day Avg. Volume2,293
30 Day Avg. Volume3,810
Financial Highlights & Ratios
PEG Ratio0.10
Price to Book (P/B)0.76
Price to Sales (P/S)0.82
P/FCF Ratio-31.82
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained multi-year revenue growth to ~$104.7M demonstrates durable expansion of the bank's core business and scale. Persistent top-line gains support fee and interest income diversification, provide more operating leverage potential, and underpin strategic reinvestment over the next several quarters.
Improved Leverage And CapitalA materially lower debt-to-equity ratio and grown equity base strengthen solvency and regulatory buffers. This more conservative capital structure increases resilience to stress, supports measured lending growth, and preserves strategic optionality for acquisitions or balance-sheet deployment over the medium term.
Earnings ReboundA return to higher net income indicates underlying earnings capacity and operational recovery. Improved profitability provides room for dividend support and retained earnings accumulation, which can reinforce the stronger capital position if cash conversion improves sustainably.
Bears Say
Negative Operating Cash FlowThe shift to negative operating and free cash flow despite reported net income signals weak cash conversion and raises quality-of-earnings questions. If persistent, negative cash generation can force external funding, constrain loan growth, and limit reinvestment or dividend capacity over the next several quarters.
Margin CompressionSubstantial margin deterioration reduces the bank's ability to convert revenue into sustainable profits. Lower margins imply less buffer against credit or rate shocks, require higher revenue growth to maintain profits, and may indicate competitive or cost pressures that persist without structural fixes.
Declining Return On EquityA sharply lower ROE shows reduced capital efficiency as the equity base expanded. Persistently subdued returns can raise the bank's cost of capital, limit shareholder returns, and pressure management to either pursue higher-yielding assets or accept slower organic growth to rebuild profitability.
USMT FAQ
What was US Metro Bank’s price range in the past 12 months?
US Metro Bank lowest stock price was $4.65 and its highest was $6.16 in the past 12 months.
What is US Metro Bank’s market cap?
US Metro Bank’s market cap is $101.59M.
When is US Metro Bank’s upcoming earnings report date?
US Metro Bank’s upcoming earnings report date is Oct 23, 2026 which is in 43 days.
How were US Metro Bank’s earnings last quarter?
US Metro Bank released its earnings results on Apr 24, 2026. The company reported $0.236 earnings per share for the quarter.
Is US Metro Bank overvalued?
According to Wall Street analysts US Metro Bank’s price is currently Overvalued.
Does US Metro Bank pay dividends?
US Metro Bank pays a Quarterly dividend of $0.04 which represents an annual dividend yield of 2.48%. See more information on US Metro Bank dividends here
What is US Metro Bank’s EPS estimate?
US Metro Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does US Metro Bank have?
US Metro Bank has 16,791,500 shares outstanding.
What happened to US Metro Bank’s price movement after its last earnings report?
US Metro Bank reported an EPS of $0.236 in its last earnings report. Following the earnings report the stock price went up 3.597%.
Which hedge fund is a major shareholder of US Metro Bank?
Currently, no hedge funds are holding shares in USMT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
US Metro Bank Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
30.05%
12-Months-Change
Fundamentals
Return on Equity
2.48%
Trailing 12-Months
Asset Growth
12.86%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
US Metro Bank
US Metro Bancorp, Inc. serves as the holding company for US Metro Bank, offering a comprehensive suite of banking services to both commercial enterprises and individual clients. The bank's deposit solutions include checking, savings, money market, and certificate of deposit accounts, in addition to treasury management services. It also extends various lending products such as real estate loans, business term loans, lines of credit, Small Business Administration (SBA) loans, and specialized financing for construction and warehouse facilities. Complementary services feature online and mobile banking, ATM access, telebanc features, wire transfers, safe deposit boxes, and debit cards. As of August 24, 2021, the company maintained five operational branches across Southern California, alongside loan production offices situated in Dallas, Seattle, New York, and Atlanta. Founded in 2006, US Metro Bancorp, Inc. is headquartered in Garden Grove, California.
Technical Analysis
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