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UPBD Stock Chart & Stats
$19.36
-$0.62(-2.94%)
At close: 4:00 PM EDT
$19.36
-$0.62(-2.94%)
Day’s Range― - ―
52-Week Range$14.98 - $23.98
Previous Close$20.5
Volume1.13M
Average Volume (3M)993.71K
Market Cap
$954.36M
Enterprise Value$2.85B
Total Cash (Recent Filing)$105.30M
Total Debt (Recent Filing)$1.71B
Price to Earnings (P/E)10.3
Beta1.23
Next Earnings
Oct 29, 2026EPS Estimate
0.91Next Dividend Ex-DateN/A
Dividend Yield9.53%
Share Statistics
EPS (TTM)1.59
Shares Outstanding58,299,404
10 Day Avg. Volume1,144,930
30 Day Avg. Volume993,706
Financial Highlights & Ratios
PEG Ratio-0.32
Price to Book (P/B)1.43
Price to Sales (P/S)0.21
P/FCF Ratio4.15
Enterprise Value/Market Cap2.98
Enterprise Value/Revenue0.60
Enterprise Value/Gross Profit1.22
Enterprise Value/Ebitda1.62
Forecast
1Y Price Target
$27.50Price Target Upside42.05% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)4.16
Revenue Forecast (FY)$4.73B
Bulls Say, Bears Say
Bulls Say
Strong Cash Generation And DeleveragingUpbound is converting operations into substantial cash, giving it capacity to reduce debt while continuing targeted investment and shareholder returns. The combination of higher free cash flow expectations and lower leverage improves financial flexibility and supports more durable execution.
Rapid Brigit GrowthBrigit provides a meaningful growth engine alongside the mature lease-to-own businesses. Rapid revenue and subscriber expansion, combined with higher ARPU and a stated path toward positive EBITDA contribution, can broaden Upbound’s earnings base and support cross-selling.
Improving Acima Credit EconomicsImproved charge-offs and margin expansion indicate better underwriting or operating economics within a strategically important digital platform. If sustained, stronger Acima profitability can help offset softer transaction volume and increase the segment’s contribution to group earnings.
Bears Say
Elevated Leverage And Thin MarginsHigh leverage leaves Upbound more sensitive to demand weakness and profit compression, while thin margins provide a limited buffer against operating shocks. These conditions can constrain investment and capital allocation until debt declines or profitability becomes more resilient.
Acima Volume PressureSustained weakness in Acima GMV could limit revenue growth for one of Upbound’s important digital channels, even with better margins. The disclosed fraudulent losses from cybersecurity incidents also demonstrate that platform-level risk can weigh on earnings and customer transaction economics.
Rent-A-Center Operating PressureLower segment EBITDA, higher charge-offs, and store closures point to pressure in the core Rent-A-Center operation. Rationalization may improve the footprint over time, but near-term disruption and weaker demand can weigh on earnings while the business is repositioned.
UPBD FAQ
What was Upbound Group’s price range in the past 12 months?
Upbound Group lowest stock price was $14.98 and its highest was $23.98 in the past 12 months.
What is Upbound Group’s market cap?
Upbound Group’s market cap is $954.36M.
When is Upbound Group’s upcoming earnings report date?
Upbound Group’s upcoming earnings report date is Oct 29, 2026 which is in 10 days.
How were Upbound Group’s earnings last quarter?
Upbound Group released its earnings results on Jul 30, 2026. The company reported $1.07 earnings per share for the quarter, beating the consensus estimate of $1.048 by $0.022.
Is Upbound Group overvalued?
According to Wall Street analysts Upbound Group’s price is currently Undervalued.
Does Upbound Group pay dividends?
Upbound Group pays a Quarterly dividend of $0.39 which represents an annual dividend yield of 9.53%. See more information on Upbound Group dividends here
What is Upbound Group’s EPS estimate?
Upbound Group’s EPS estimate is 0.91.
How many shares outstanding does Upbound Group have?
Upbound Group has 58,299,404 shares outstanding.
What happened to Upbound Group’s price movement after its last earnings report?
Upbound Group reported an EPS of $1.07 in its last earnings report, beating expectations of $1.048. Following the earnings report the stock price went down -3.965%.
Which hedge fund is a major shareholder of Upbound Group?
Currently, no hedge funds are holding shares in UPBD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Upbound Group Stock Smart Score
Neutral
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10
Analyst Consensus
Strong Buy
Average Price Target:
$27.50 (42.05% Upside)
$27.50 (42.05% Upside)
Blogger Sentiment
Neutral
UPBD Sentiment 57%
Sector Average 65%
Sector Average 65%
Hedge Fund Trend
Increased
By 131.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $188.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.4%
Last 30 Days ▼ 2.6%
Last 30 Days ▼ 2.6%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-17.28%
12-Months-Change
Fundamentals
Return on Equity
12.76%
Trailing 12-Months
Asset Growth
0.27%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Upbound Group
Upbound Group, Inc., which rebranded from Rent-A-Center, Inc. in February 2023, operates as a diversified retail and financial technology platform. Its core business involves providing household durable goods to consumers in the United States, Puerto Rico, and Mexico through a lease-to-own model. The company's operations are divided into four main segments: Rent-A-Center Business, Acima, Mexico, and Franchising. Utilizing key brands such as Rent-A-Center and Acima, Upbound Group facilitates transactions for customers across both its physical store locations and various digital channels. Their extensive product catalog available for lease includes a wide range of items such as furniture (including mattresses), vehicle tires, consumer electronics, major home appliances, various tools, fashion accessories like handbags, and technology items including computers, smartphones, and related accessories. In addition to its lease-to-own offerings, the company also sells merchandise via installment payment plans. A crucial service it provides is enabling lease-to-own agreements for individuals who might not qualify for traditional financing from other retailers, often through dedicated kiosks located within those retail partners' establishments. Upbound Group manages retail installment sales outlets under the "Get It Now" and "Home Choice" names. Its lease-to-own and franchised lease-to-own stores operate under banners such as Rent-A-Center, ColorTyme, and RimTyme. The company also maintains its own stores and an e-commerce platform accessible via rentacenter.com. Founded in 1960, Upbound Group, Inc. has its corporate headquarters situated in Plano, Texas.
UPBD Company Deck
UPBD Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a largely constructive operational and cash-flow story: strong Brigit growth, meaningful improvement in cash generation and deleveraging, and margin expansion at Acima despite top-line and GMV pressure. Notable near-term headwinds include an Acima GMV decline (partly driven by a cyber incident with ~$13M in fraudulent losses), a decline in consolidated adjusted EBITDA and EPS, and Rent‑A‑Center EBITDA pressure and store consolidations. On balance, the positives (robust cash flow, improved credit metrics, Brigit momentum, deleveraging and raised free cash flow guidance) outweigh the negatives tied to GMV softness and one-time cyber-related losses.View all UPBD earnings summariesUPBD Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$27.50
▲(42.05% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
Ownership Overview
1.37% Insiders
29.66% Mutual Funds
0.41% Other Institutional Investors
33.31% Public Companies and
Individual Investors












