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UPBD Stock Chart & Stats
$19.91
$0.16(0.54%)
At close: 4:00 PM EST
$19.91
$0.16(0.54%)
Day’s Range― - ―
52-Week Range$15.82 - $28.03
Previous CloseN/A
Volume82.74K
Average Volume (3M)991.37K
Market Cap
$1.33B
Enterprise Value$2.69K
Total Cash (Recent Filing)$98.41M
Total Debt (Recent Filing)$1.73B
Price to Earnings (P/E)15.0
Beta1.19
Next Earnings
Jul 30, 2026EPS Estimate
1.05Next Dividend Ex-DateN/A
Dividend Yield8.88%
Share Statistics
EPS (TTM)1.48
Shares Outstanding58,293,728
10 Day Avg. Volume786,567
30 Day Avg. Volume991,365
Financial Highlights & Ratios
PEG Ratio-0.32
Price to Book (P/B)1.43
Price to Sales (P/S)0.21
P/FCF Ratio4.15
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$25.00Price Target Upside25.57% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)4.2
Revenue Forecast (FY)$4.83B
Bulls Say, Bears Say
Bulls Say
Strong Free Cash FlowSustained FCF roughly matching or exceeding net income demonstrates durable cash generation that supports dividends, debt paydown and selective reinvestment. Over the next 2–6 months this cash buffer lowers rollover risk and funds strategic initiatives without immediate capital raises.
Material Deleveraging / Improved Balance SheetSignificantly lower leverage meaningfully reduces interest and refinancing risk and increases financial flexibility. This strengthened capital structure supports management’s stated deleveraging target and allows durable focus on dividends and tech investments while absorbing shocks.
High-growth, Profitable Digital Segment And Tech InvestmentRapid Brigit growth with rising ARPU and expanding EBITDA creates a scalable digital revenue stream that diversifies away from core lease-to-own. Combined with CTO/CFO hires and AI/data investments, this strengthens underwriting and product scalability over the medium term.
Bears Say
Thin Net Margins And Earnings VolatilityLow net margins provide limited buffer against margin pressure or credit deterioration; historical earnings swings reduce predictability of dividends and deleveraging progress. Over months, small revenue or loss-rate shifts can materially move profitability and cash available for allocation.
Exposure To Non‑prime Consumer Macro RiskCustomer base is concentrated among credit‑constrained consumers, so prolonged inflation or cost-of-living stress can reduce originations and raise loss rates. This structural exposure can weigh on volumes and collections for several quarters, slowing sustainable revenue growth.
Material Legal And Regulatory Cash OutflowsExpected non‑ordinary settlements are a meaningful cash headwind that reduces FCF available for debt paydown or reinvestment. Regulatory or litigation costs can persist or escalate, adding recurring uncertainty to capital allocation and leverage targets over the medium term.
Upbound Group News
UPBD FAQ
What was Upbound Group, Inc.’s price range in the past 12 months?
Upbound Group, Inc. lowest stock price was $15.82 and its highest was $28.02 in the past 12 months.
What is Upbound Group, Inc.’s market cap?
Upbound Group, Inc.’s market cap is $1.33B.
When is Upbound Group, Inc.’s upcoming earnings report date?
Upbound Group, Inc.’s upcoming earnings report date is Jul 30, 2026 which is in 11 days.
How were Upbound Group, Inc.’s earnings last quarter?
Upbound Group, Inc. released its earnings results on Apr 30, 2026. The company reported $1.08 earnings per share for the quarter, beating the consensus estimate of $1.074 by $0.006.
Is Upbound Group, Inc. overvalued?
According to Wall Street analysts Upbound Group, Inc.’s price is currently Undervalued.
Does Upbound Group, Inc. pay dividends?
Upbound Group, Inc. pays a Quarterly dividend of $0.39 which represents an annual dividend yield of 8.88%. See more information on Upbound Group, Inc. dividends here
What is Upbound Group, Inc.’s EPS estimate?
Upbound Group, Inc.’s EPS estimate is 1.05.
How many shares outstanding does Upbound Group, Inc. have?
Upbound Group, Inc. has 58,293,728 shares outstanding.
What happened to Upbound Group, Inc.’s price movement after its last earnings report?
Upbound Group, Inc. reported an EPS of $1.08 in its last earnings report, beating expectations of $1.074. Following the earnings report the stock price went up 4.33%.
Which hedge fund is a major shareholder of Upbound Group, Inc.?
Currently, no hedge funds are holding shares in UPBD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Upbound Group Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$25.00 (25.57% Upside)
$25.00 (25.57% Upside)
Blogger Sentiment
Bullish
UPBD Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 544.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $91.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 4.3%
Last 30 Days ▲ 5.1%
Last 30 Days ▲ 5.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.24%
12-Months-Change
Fundamentals
Return on Equity
12.10%
Trailing 12-Months
Asset Growth
2.79%
Trailing 12-Months
Company Description
Upbound Group, Inc.
Upbound Group, Inc., which rebranded from Rent-A-Center, Inc. in February 2023, operates as a diversified retail and financial technology platform. Its core business involves providing household durable goods to consumers in the United States, Puerto Rico, and Mexico through a lease-to-own model. The company's operations are divided into four main segments: Rent-A-Center Business, Acima, Mexico, and Franchising. Utilizing key brands such as Rent-A-Center and Acima, Upbound Group facilitates transactions for customers across both its physical store locations and various digital channels. Their extensive product catalog available for lease includes a wide range of items such as furniture (including mattresses), vehicle tires, consumer electronics, major home appliances, various tools, fashion accessories like handbags, and technology items including computers, smartphones, and related accessories. In addition to its lease-to-own offerings, the company also sells merchandise via installment payment plans. A crucial service it provides is enabling lease-to-own agreements for individuals who might not qualify for traditional financing from other retailers, often through dedicated kiosks located within those retail partners' establishments. Upbound Group manages retail installment sales outlets under the "Get It Now" and "Home Choice" names. Its lease-to-own and franchised lease-to-own stores operate under banners such as Rent-A-Center, ColorTyme, and RimTyme. The company also maintains its own stores and an e-commerce platform accessible via rentacenter.com. Founded in 1960, Upbound Group, Inc. has its corporate headquarters situated in Plano, Texas.
UPBD Stock 12 Month Forecast
Average Price Target
$25.00
▲(25.57% Upside)
Technical Analysis
Ownership Overview
1.24% Insiders
29.66% Mutual Funds
0.13% Other Institutional Investors
37.93% Public Companies and Individual Investors