Calvin B Taylor Bankshares Inc (TYCB)

OTHER OTC:TYCB

TYCB

Calvin B Taylor Bankshares

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Calvin B Taylor Bankshares (TYCB) Price & Analysis

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TYCB Stock Chart & Stats

$53.04

$0.00(0.00%)

At close: Dec 18 4:00 PM EST

$53.04

$0.00(0.00%)

Day’s Range― - ―

52-Week Range$50.01 - $58.31

Previous CloseN/A

Volume20.00

Average Volume (3M)47.00

Market Cap

$148.11M

Enterprise Value$140.40M

Total Cash (Recent Filing)$5.45M

Total Debt (Recent Filing)$0.00

Price to Earnings (P/E)8.9

Beta-0.05

Next Earnings

Aug 03, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.78%

Share Statistics

EPS (TTM)5.75

Shares Outstanding2,774,926

10 Day Avg. Volume46

30 Day Avg. Volume47

Financial Highlights & Ratios

PEG Ratio0.52

Price to Book (P/B)1.16

Price to Sales (P/S)2.89

P/FCF Ratio12.15

Enterprise Value/Market Cap0.95

Enterprise Value/Revenue2.33

Enterprise Value/Gross Profit3.58

Enterprise Value/Ebitda6.78

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Conservative Balance SheetZero reported debt and a growing equity base provide durable financial flexibility. This capital buffer supports lending growth, loss absorption and regulatory resilience, reducing reliance on volatile wholesale funding and enabling long-term strategic options.

Strong Profitability And MarginsSustained double-digit margins indicate a profitable core banking model with healthy interest and fee spreads. Durable margins support internal capital accumulation, dividend capacity and reinvestment into franchise capabilities, aiding multi-quarter stability.

Healthy Cash GenerationConsistent operating cash flow and positive free cash flow underpin the franchise's ability to fund loan growth, pay dividends and invest without heavy external financing. Strong cash conversion provides a lasting financial cushion for strategic execution.

Bears Say

Revenue VolatilityAn uneven revenue trajectory, including a notable 2024 decline, reduces predictability of earnings and capital planning. Persistent top-line swings can pressure margins and complicate long-term budgeting for credit provisioning and branch or product investments.

Large Asset Base Vs EquityA sizable asset base relative to equity means returns rely on continued credit quality and disciplined funding. As assets grow, any uptick in loan losses or funding costs can compress ROE and strain capital, making sustained performance dependent on strict underwriting.

Weaker Cash Conversion TrendA decline in cash conversion metrics versus prior years suggests operating earnings are translating to less free cash flow. If the trend continues, it could constrain capital deployment, dividend flexibility and the bank's ability to self-fund growth during stress periods.

TYCB FAQ

What was Calvin B Taylor Bankshares Inc’s price range in the past 12 months?

Calvin B Taylor Bankshares Inc lowest stock price was $50.01 and its highest was $58.31 in the past 12 months.

What is Calvin B Taylor Bankshares Inc’s market cap?

Calvin B Taylor Bankshares Inc’s market cap is $148.11M.

When is Calvin B Taylor Bankshares Inc’s upcoming earnings report date?

Calvin B Taylor Bankshares Inc’s upcoming earnings report date is Aug 03, 2026 which is in 54 days.

How were Calvin B Taylor Bankshares Inc’s earnings last quarter?

Calvin B Taylor Bankshares Inc released its earnings results on Apr 30, 2026. The company reported $1.456 earnings per share for the quarter, beating the consensus estimate of N/A by $1.456.

Is Calvin B Taylor Bankshares Inc overvalued?

According to Wall Street analysts Calvin B Taylor Bankshares Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Calvin B Taylor Bankshares Inc pay dividends?

Calvin B Taylor Bankshares Inc pays a Quarterly dividend of $0.38 which represents an annual dividend yield of 2.78%. See more information on Calvin B Taylor Bankshares Inc dividends here

What is Calvin B Taylor Bankshares Inc’s EPS estimate?

Calvin B Taylor Bankshares Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Calvin B Taylor Bankshares Inc have?

Calvin B Taylor Bankshares Inc has 2,774,926 shares outstanding.

What happened to Calvin B Taylor Bankshares Inc’s price movement after its last earnings report?

Calvin B Taylor Bankshares Inc reported an EPS of $1.456 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.

Which hedge fund is a major shareholder of Calvin B Taylor Bankshares Inc?

Currently, no hedge funds are holding shares in TYCB

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Calvin B Taylor Bankshares Inc

Calvin B. Taylor Bankshares, Inc. functions as the parent corporation for Calvin B. Taylor Banking Company, specializing in the provision of diverse commercial banking products and services. The institution offers various deposit account options, including checking, money market, and savings accounts, along with individual retirement accounts (IRAs) and certificates of deposit (CDs). Its lending portfolio encompasses consumer loans tailored for individuals' personal, family, or household expenditures, such as vehicle acquisitions (automobiles, trucks, vans), mobile home purchases, and general personal expenses. Additionally, the bank provides secured mortgage financing to assist individuals in acquiring, constructing, or enhancing their primary or secondary residential properties. For businesses, it extends both secured and unsecured commercial credit to a broad spectrum of enterprises, including retailers, wholesalers, service providers, and manufacturers, to support their professional and operational needs. Beyond these core services, Calvin B. Taylor Banking Company enhances customer convenience with debit cards, ATM access, and comprehensive digital banking solutions available through online, mobile, and telephone channels. The company maintains a network of 12 banking branches situated across the eastern coastal area of the Delmarva Peninsula, specifically serving Worcester County, Maryland; Sussex County, Delaware; and Accomack County, Virginia. Founded in 1890, Calvin B. Taylor Bankshares, Inc. is headquartered in Berlin, Maryland.