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Calvin B Taylor Bankshares Inc (TYCB)
OTHER OTC:TYCB
US Market
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Calvin B Taylor Bankshares (TYCB) Price & Analysis

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TYCB Stock Chart & Stats

$60.00
$0.44(0.76%)
At close: 4:00 PM EDT
$60.00
$0.44(0.76%)

Bulls Say, Bears Say

Bulls Say
Conservative Balance SheetA debt-free balance sheet materially reduces financial risk and preserves flexibility through changing credit and interest-rate conditions. Growing equity provides a stronger capital base for lending, absorbs potential losses, and supports continued operations without relying on leverage.
Strong Profitability And Revenue GrowthHigh, sustained profitability indicates that the community banking model is converting revenue into earnings effectively. The renewed revenue expansion in 2025 and TTM can support capital formation and reinvestment, although maintaining margins will remain important as growth continues.
Quality Cash GenerationFree cash flow that closely tracks reported earnings supports the quality of profits and gives the bank internal resources for reinvestment and financial flexibility. Consistently positive operating cash flow also reduces reliance on external funding to sustain the business.
Bears Say
Uneven Revenue GrowthThe reversal from revenue decline in 2024 to strong expansion afterward shows that growth has not been consistently durable across periods. Such variability can make forward earnings progression less predictable and complicate planning for lending growth, expenses, and capital allocation.
Recent Margin CompressionLower margins while revenue is increasing may indicate that incremental growth is producing less profit than in prior periods. If the compression persists, it could limit earnings conversion, reduce capital accumulation, and weaken the benefit of continued top-line expansion.
Limited Improvement In Capital EfficiencyStable rather than improving returns on equity suggest that the larger capital base has not yet generated materially stronger efficiency. While this is not a balance-sheet weakness, limited ROE progression could constrain the pace at which retained earnings translate into incremental shareholder returns.

TYCB FAQ

What was Calvin B Taylor Bankshares Inc’s price range in the past 12 months?
Calvin B Taylor Bankshares Inc lowest stock price was $50.01 and its highest was $68.25 in the past 12 months.
    What is Calvin B Taylor Bankshares Inc’s market cap?
    Calvin B Taylor Bankshares Inc’s market cap is $162.97M.
      When is Calvin B Taylor Bankshares Inc’s upcoming earnings report date?
      Calvin B Taylor Bankshares Inc’s upcoming earnings report date is Dec 18, 2026 which is in 95 days.
        How were Calvin B Taylor Bankshares Inc’s earnings last quarter?
        Calvin B Taylor Bankshares Inc released its earnings results on Aug 11, 2026. The company reported $1.404 earnings per share for the quarter.
          Is Calvin B Taylor Bankshares Inc overvalued?
          According to Wall Street analysts Calvin B Taylor Bankshares Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Calvin B Taylor Bankshares Inc pay dividends?
            Calvin B Taylor Bankshares Inc pays a Quarterly dividend of $0.41 which represents an annual dividend yield of 2.49%. See more information on Calvin B Taylor Bankshares Inc dividends here
              What is Calvin B Taylor Bankshares Inc’s EPS estimate?
              Calvin B Taylor Bankshares Inc’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Calvin B Taylor Bankshares Inc have?
              Calvin B Taylor Bankshares Inc has 2,639,125 shares outstanding.
                What happened to Calvin B Taylor Bankshares Inc’s price movement after its last earnings report?
                Calvin B Taylor Bankshares Inc reported an EPS of $1.404 in its last earnings report. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of Calvin B Taylor Bankshares Inc?
                  Currently, no hedge funds are holding shares in TYCB
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Calvin B Taylor Bankshares Inc

                    Calvin B. Taylor Bankshares, Inc. functions as the parent corporation for Calvin B. Taylor Banking Company, specializing in the provision of diverse commercial banking products and services. The institution offers various deposit account options, including checking, money market, and savings accounts, along with individual retirement accounts (IRAs) and certificates of deposit (CDs). Its lending portfolio encompasses consumer loans tailored for individuals' personal, family, or household expenditures, such as vehicle acquisitions (automobiles, trucks, vans), mobile home purchases, and general personal expenses. Additionally, the bank provides secured mortgage financing to assist individuals in acquiring, constructing, or enhancing their primary or secondary residential properties. For businesses, it extends both secured and unsecured commercial credit to a broad spectrum of enterprises, including retailers, wholesalers, service providers, and manufacturers, to support their professional and operational needs. Beyond these core services, Calvin B. Taylor Banking Company enhances customer convenience with debit cards, ATM access, and comprehensive digital banking solutions available through online, mobile, and telephone channels. The company maintains a network of 12 banking branches situated across the eastern coastal area of the Delmarva Peninsula, specifically serving Worcester County, Maryland; Sussex County, Delaware; and Accomack County, Virginia. Founded in 1890, Calvin B. Taylor Bankshares, Inc. is headquartered in Berlin, Maryland.

                    Calvin B Taylor Bankshares (TYCB) Earnings & Revenues

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                    Ownership Overview

                    0.04%99.96%
                    Insiders
                    Mutual Funds
                    0.04% Other Institutional Investors
                    99.96% Public Companies and
                    Individual Investors
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