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Texas Capital Bancshares (TXCP) Stock Price & Analysis

150 Followers

TXCP Stock Chart & Stats

$99.51-$0.31(-0.31%)
At close: 4:00 PM EST
$90$95$100$105Aug 17Aug 31Sep 14Sep 28Oct 12Oct 26Nov 9
Day’s Range
$98.05 - $100.99
52-Week Range
$82.15 - $108.92
Previous Close
$99.82
Volume
N/A
Average Volume (3M)
558.43K
Market Cap
$4.24B
Enterprise Value
$2.17B
Total Cash (Recent Filing)
$4.29B
Total Debt (Recent Filing)
$487.27M
Price to Earnings (P/E)
11.5
Beta
0.76
Next Earnings
Jan 21, 2027 (Est.)
EPS Estimate
2.02
Next Dividend Ex-Date
Dec 01, 2026
Dividend Yield
0.40%

Bulls Say, Bears Say

Bulls Say

Commercial Loan Growth

Sustained commercial loan expansion shows strengthening client demand and growing relevance in the bank’s core business franchise. Commercial lending now represents a larger share of loans, supporting recurring interest income and providing a durable platform for treasury, payments, and other fee relationships.

Diversified Fee Growth

Strong growth in noninterest income reduces reliance on lending spreads and broadens the company’s earnings base. Momentum across investment banking, trading, treasury, and wealth management can improve revenue resilience because multiple client services contribute to relationship economics.

Capital And Balance-sheet Strength

Substantially lower leverage and solid regulatory capital improve the bank’s capacity to absorb credit losses and continue investing through changing conditions. The stronger balance sheet also supports customer confidence, disciplined growth, and greater flexibility in managing funding and risk.

Bears Say

Commercial Real Estate Contraction

Persistent commercial real estate contraction removes a meaningful source of loan balances and interest income from the portfolio. Historically low construction starts and limited financing appetite may keep commitments declining, making replacement growth and efficient deployment of capital more important.

Mortgage Finance And Deposit Runoff

The contraction in mortgage finance reduces both earning assets and related deposit funding, while broker-deposit runoff can make balance-sheet growth more difficult. Although the runoff is linked to lower mortgage balances, it still creates pressure on scale, liquidity management, and revenue generation.

Credit Quality Pressure

Rising criticized loans indicate that credit stress is broadening beyond an isolated issue and could require additional monitoring or provisioning. Pressure in multifamily real estate and commercial borrowers may weaken future earnings through higher loss costs and constrain willingness to expand risk.

TXCP FAQ

What was Texas Capital Bancshares’s price range in the past 12 months?
Texas Capital Bancshares lowest stock price was $82.15 and its highest was $108.92 in the past 12 months.
What is Texas Capital Bancshares’s market cap?
Texas Capital Bancshares’s market cap is $4.24B.
When is Texas Capital Bancshares’s upcoming earnings report date?
Texas Capital Bancshares’s next earnings report is estimated for Jan 21, 2027 (not yet confirmed), which is in 70 days.
How were Texas Capital Bancshares’s earnings last quarter?
Texas Capital Bancshares released its earnings results on Oct 21, 2026. The company reported $2.28 earnings per share for the quarter, beating the consensus estimate of $1.96 by $0.32.
Is Texas Capital Bancshares overvalued?
According to Wall Street analysts Texas Capital Bancshares’s price is currently Undervalued.
Does Texas Capital Bancshares pay dividends?
Texas Capital Bancshares pays a quarterly dividend of $0.2 which represents an annual dividend yield of 0.4%. See more information on Texas Capital Bancshares dividends here
What is Texas Capital Bancshares’s EPS estimate?
Texas Capital Bancshares’s EPS estimate is 2.02.
How many shares outstanding does Texas Capital Bancshares have?
Texas Capital Bancshares has 42,430,454 shares outstanding.
What happened to Texas Capital Bancshares’s price movement after its last earnings report?
Texas Capital Bancshares reported an EPS of $2.28 in its last earnings report, beating expectations of $1.96. Following the earnings report the stock price went up 5.658%.
Which hedge fund is a major shareholder of Texas Capital Bancshares?
Hedge funds hold Texas Capital Bancshares shares: the largest hedge-fund position in Texas Capital Bancshares is 71,886,809 shares, and hedge funds increased their holdings by 151.0K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology