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Propel Holdings Inc (PRL) Price & Analysis
PRL Stock Chart & Stats
- Day’s Range
- CAD 25.60 - CAD 26.48
- 52-Week Range
- CAD 17.24 - CAD 29.68
- Previous Close
- CAD 26.13
- Volume
- 26.32K
- Average Volume (3M)
- 123.05K
- Market Cap
- CAD 1.03B
- Enterprise Value
- CAD 1.49B
- Total Cash (Recent Filing)
- CAD 65.72M
- Total Debt (Recent Filing)
- CAD 338.91M
- Price to Earnings (P/E)
- 13.0
- Beta
- 1.80
- Next Earnings
- Nov 03, 2026
- EPS Estimate
- 0.71
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 3.55%
Bulls Say, Bears Say
Bulls Say
Sustained Revenue Growth And Profitability
The substantial multi-year revenue expansion, combined with healthy operating margins, indicates strong customer adoption and scalable lending operations. Maintaining this growth and profitability would provide a durable foundation for reinvestment, equity generation, and resilience across the next several quarters.
Strong Recent Operating Performance
Record quarterly performance across revenue and adjusted earnings suggests that the platform continues to expand while producing meaningful operating leverage. If sustained, this improves the company’s ability to fund growth internally and reinforces its competitive position in digital consumer lending.
Growing Equity Base And Strong Returns
Steady equity accumulation strengthens the asset base and provides a larger capital buffer for loan origination and servicing activities. Strong ROE indicates that management is deploying shareholder capital productively, supporting long-term compounding despite the company’s leverage.
Bears Say
Persistent Negative Cash Flow
The inability to consistently convert positive reported earnings into operating and free cash flow is a material structural weakness. Continued cash outflows could increase reliance on external funding, limit reinvestment flexibility, and heighten risk if loan growth or financing access slows.
Meaningful Balance Sheet Leverage
Although leverage has improved, debt remains high relative to equity and can amplify losses if borrower credit quality deteriorates. A debt-heavy structure may also constrain strategic flexibility and increase sensitivity to funding conditions over the medium term.
Easing Incremental Profitability
Margin compression and declining EPS growth suggest that earnings are not keeping pace with the company’s strong revenue expansion. If this reflects rising funding, credit, or operating costs, it could reduce the durability of returns and weaken the economics of future growth.
Propel Holdings Inc News
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Propel Holdings Inc Stock Smart Score
Company Description
Propel Holdings Inc
Propel Holdings Inc. functions as a digital financial technology enterprise. The company's internet-based lending platform is designed to connect individuals in the United States with diverse credit solutions, including flexible installment loans and revolving lines of credit, primarily offered through its MoneyKey and CreditFresh brands. Additionally, Propel Holdings provides services in marketing, data analytics, and comprehensive loan administration. The company was established in 2011 and its main offices are located in Toronto, Canada.
- Sector
- Financial
- Industry
- Financial - Credit Services
- CEO
- Clive Kinross
- Employees
- 668
- Website
- www.propelholdings.com
- Address
- 69 Yonge Street, Toronto, ON, M5E 1K3, CA
Propel Holdings Inc (PRL) Earnings & Revenues
PRL Earnings Call
Earnings Call SentimentNeutral
Propel Holdings reported strong financial performance with record-breaking revenue and growth across multiple regions. However, economic pressures and a slight uptick in delinquencies led to a cautious outlook and revised guidance. While the company remains optimistic about future growth opportunities, particularly in the UK and through the Lending as a Service program, it maintains a prudent stance in the current economic environment.
View all TSE:PRL earnings summariesPRL Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 16 | 1 | 5 |
| Technical Analysis | 4 | 1 | 5 |
| Moving Averages | 12 | 0 | 0 |









