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GSY Stock Chart & Stats
C$49.02
C$1.03(2.10%)
At close: 4:00 PM EDT
C$49.02
C$1.03(2.10%)
Day’s Range― - ―
52-Week RangeC$27.60 - C$216.50
Previous CloseN/A
Volume34.54K
Average Volume (3M)140.74K
Market Cap
C$734.37M
Enterprise ValueC$4.85K
Total Cash (Recent Filing)C$312.10M
Total Debt (Recent Filing)C$4.45B
Price to Earnings (P/E)―
Beta1.59
Next Earnings
Nov 05, 2026EPS Estimate
-0.34Next Dividend Ex-DateN/A
Dividend Yield12.75%
Share Statistics
EPS (TTM)-20.65
Shares Outstanding16,034,243
10 Day Avg. Volume123,373
30 Day Avg. Volume140,740
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)2.55
Price to Sales (P/S)1.28
P/FCF Ratio-2.48
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
C$45.33Price Target Upside-7.52% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering3
EPS Forecast (FY)-3.58
Revenue Forecast (FY)C$1.59B
Bulls Say, Bears Say
Bulls Say
Improved Operating Cash FlowA sharp TTM rebound to positive operating and free cash flow materially improves goeasy's ability to fund operations and loss absorption without immediate external financing. Durable cash generation supports remediation, working capital and measured originations, reducing near-term liquidity stress while consistency risk remains.
Strengthened Liquidity And Revolver AccessRepaying the revolver and restoring draw capacity meaningfully increases funding flexibility and reduces near-term refinancing risk. This structural improvement gives management breathing room to execute portfolio repositioning and maintain operations through the credit cycle while deleveraging or rebuilding liquidity buffers.
Originations Discipline And D2C Mix ShiftDeliberate pullback in originations and a shift to a higher direct-to-consumer mix reduces dependence on higher-loss merchant channels and improves underwriting control. Over months, this can lower net charge-offs, improve margins per loan and stabilize portfolio returns as originations resume in a calibrated, profitability-focused manner.
Bears Say
High LeverageVery high leverage materially constrains goeasy's financial flexibility, increasing sensitivity to funding cost moves and credit deterioration. With debt levels large relative to equity, the firm faces higher refinancing, covenant and solvency risk during downturns, limiting ability to absorb losses or pursue growth without deleveraging.
Revenue Contraction And Loss-making TrendA recent reversal from multi-year revenue growth to TTM contraction and net losses weakens core earnings power. Persistent top-line pressure complicates rebuilding equity and reserves, makes sustained profitability uncertain, and lengthens the timeline for restoring dividends or share repurchases absent sustained recovery.
Controls Issue And Suspended Capital ReturnsAn unresolved IFRS 9 material weakness elevates reporting and regulatory risk and can delay financial close and remediation costs. Coupled with an indefinite suspension of dividends and buybacks, it signals constrained capital allocation and potential governance/operational weaknesses that prolong investor confidence recovery.
goeasy News
GSY FAQ
What was goeasy Ltd’s price range in the past 12 months?
goeasy Ltd lowest stock price was C$27.60 and its highest was C$216.50 in the past 12 months.
What is goeasy Ltd’s market cap?
goeasy Ltd’s market cap is C$734.37M.
When is goeasy Ltd’s upcoming earnings report date?
goeasy Ltd’s upcoming earnings report date is Nov 05, 2026 which is in 80 days.
How were goeasy Ltd’s earnings last quarter?
goeasy Ltd released its earnings results on Aug 06, 2026. The company reported C$1.02 earnings per share for the quarter, beating the consensus estimate of -C$1.109 by C$2.129.
Is goeasy Ltd overvalued?
According to Wall Street analysts goeasy Ltd’s price is currently Overvalued.
Does goeasy Ltd pay dividends?
goeasy Ltd pays a Quarterly dividend of C$1.46 which represents an annual dividend yield of 12.75%. See more information on goeasy Ltd dividends here
What is goeasy Ltd’s EPS estimate?
goeasy Ltd’s EPS estimate is -0.34.
How many shares outstanding does goeasy Ltd have?
goeasy Ltd has 16,034,243 shares outstanding.
What happened to goeasy Ltd’s price movement after its last earnings report?
goeasy Ltd reported an EPS of C$1.02 in its last earnings report, beating expectations of -C$1.109. Following the earnings report the stock price went up 6.261%.
Which hedge fund is a major shareholder of goeasy Ltd?
Currently, no hedge funds are holding shares in TSE:GSY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
goeasy Stock Smart Score
Underperform
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10
Analyst Consensus
Moderate Sell
Average Price Target:
C$45.33 (-7.52% Downside)
C$45.33 (-7.52% Downside)
Blogger Sentiment
Neutral
TSE:GSY Sentiment 50%
Sector Average 54%
Sector Average 54%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-13.11%
12-Months-Change
Fundamentals
Return on Equity
12.75%
Trailing 12-Months
Asset Growth
23.13%
Trailing 12-Months
Company Description
goeasy Ltd
goeasy Ltd. provides non-prime leasing and lending services under the easyhome, easyfinancial, and LendCare brands to consumers in Canada. It operates through two segments, Easyfinancial and Easyhome. The company offers unsecured and secured installment loans; home equity and improvement, secured instalment loans and automotive vehicle financing; and loans to finance the purchase of retail goods, powersports and recreational vehicles, home improvement projects, and healthcare related products and services. It also leases household furniture, appliances, electronics, and unsecured lending products to retail consumers. The company was formerly known as easyhome Ltd. and changed its name to goeasy Ltd. in September 2015. goeasy Ltd. was incorporated in 1990 and is headquartered in Mississauga, Canada.
GSY Company Deck
GSY Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call conveyed a balanced message: management executed decisive actions that materially strengthened liquidity and improved several quarter-over-quarter credit metrics, while also acknowledging significant year-over-year revenue and credit challenges, an outstanding material weakness remediation, and a continued need to rebuild earnings momentum. The company is stabilizing the business through originations discipline, portfolio mix shift toward direct-to-consumer, and operational improvements, but near-term profitability and yields remain under pressure and capital returns are suspended.View all TSE:GSY earnings summariesGSY Stock 12 Month Forecast
Average Price Target
C$45.33
▼(-7.52% Downside)
Technical Analysis
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