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E-L Financial Corp. (TSE:ELF)
TSX:ELF
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E-L Financial (ELF) Price & Analysis

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ELF Stock Chart & Stats

C$17.64
C$0.01(0.06%)
At close: 4:00 PM EDT
C$17.64
C$0.01(0.06%)

Bulls Say, Bears Say

Bulls Say
Conservative Balance SheetVery low leverage gives ELF financial flexibility and reduces the burden of interest obligations during weaker insurance or investment cycles. A steadily rising equity base also supports underwriting capacity, portfolio investment, and resilience when results become less predictable.
Strong ProfitabilityExceptionally high recent margins indicate substantial earnings power across the holding and insurance platform. If profitability remains supported by underwriting and investment operations, ELF can build capital internally, strengthen its balance sheet, and fund future opportunities without relying heavily on debt.
Positive Free Cash FlowPositive free cash flow across the reported periods provides an important source of internally generated capital for investments, distributions, and balance-sheet support. The TTM improvement strengthens the company’s ability to convert operations into resources that can compound over time.
Bears Say
Weak Earnings Cash ConversionOperating cash flow covering only a modest portion of reported earnings raises questions about the timing and quality of earnings realization. If this persists, ELF may have less internally available capital for investments, distributions, or strengthening its insurance and holding-company operations.
Volatile Revenue TrendRecent revenue growth is encouraging, but the multi-year pattern has been uneven, including declines and a negative year. Such variability makes it harder to assess the durability of current earnings momentum and increases reliance on favorable underwriting or investment conditions.
Historically Volatile ResultsThe negative return year demonstrates that ELF’s profitability can swing materially despite strong current returns. This variability is important for long-term assessment because insurance outcomes and investment results can change reported earnings and reduce confidence in sustained performance.

E-L Financial News

ELF FAQ

What was E-L Financial Corp.’s price range in the past 12 months?
E-L Financial Corp. lowest stock price was C$15.41 and its highest was C$20.44 in the past 12 months.
    What is E-L Financial Corp.’s market cap?
    E-L Financial Corp.’s market cap is C$6.68B.
      When is E-L Financial Corp.’s upcoming earnings report date?
      E-L Financial Corp.’s upcoming earnings report date is Nov 10, 2026 which is in 17 days.
        How were E-L Financial Corp.’s earnings last quarter?
        E-L Financial Corp. released its earnings results on Aug 06, 2026. The company reported C$2.924 earnings per share for the quarter.
          Is E-L Financial Corp. overvalued?
          According to Wall Street analysts E-L Financial Corp.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does E-L Financial Corp. pay dividends?
            E-L Financial Corp. pays a Quarterly dividend of C$0.04 which represents an annual dividend yield of 6.26%. See more information on E-L Financial Corp. dividends here
              What is E-L Financial Corp.’s EPS estimate?
              E-L Financial Corp.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does E-L Financial Corp. have?
              E-L Financial Corp. has 345,496,900 shares outstanding.
                What happened to E-L Financial Corp.’s price movement after its last earnings report?
                E-L Financial Corp. reported an EPS of C$2.924 in its last earnings report. Following the earnings report the stock price went up 5.017%.
                  Which hedge fund is a major shareholder of E-L Financial Corp.?
                  Currently, no hedge funds are holding shares in TSE:ELF
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    E-L Financial Stock Smart Score

                    6
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    29.81%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    19.97%
                    Trailing 12-Months
                    Asset Growth
                    14.14%
                    Trailing 12-Months
                    Learn more about TipRanks Smart Score

                    Company Description

                    E-L Financial Corp.

                    E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates in two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through common shares, investment funds, closed-end investment companies, limited partnerships, and other private and investment companies. It underwrites life and health insurance policies, wealth management products, employee benefit plans, and financial services, as well as segregated funds, mutual funds, and annuity products to individuals, professionals, and businesses through a network of independent financial advisors, managing general agents, national account firms, and group solutions brokers and representatives. The company was incorporated in 1968 and is headquartered in Toronto, Canada.

                    E-L Financial (ELF) Earnings & Revenues

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