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DFY Stock Chart & Stats
C$73.52
C$1.31(1.65%)
At close: 4:00 PM EDT
C$73.52
C$1.31(1.65%)
Day’s Range― - ―
52-Week RangeC$61.87 - C$82.59
Previous CloseN/A
Volume115.51K
Average Volume (3M)175.16K
Market Cap
C$8.59B
Enterprise ValueC$11.12B
Total Cash (Recent Filing)C$238.20M
Total Debt (Recent Filing)C$1.56B
Price to Earnings (P/E)18.2
Beta0.58
Next Earnings
Nov 05, 2026EPS Estimate
0.44Next Dividend Ex-DateN/A
Dividend Yield1.18%
Share Statistics
EPS (TTM)3.89
Shares Outstanding121,600,000
10 Day Avg. Volume200,798
30 Day Avg. Volume175,159
Financial Highlights & Ratios
PEG Ratio-4.43
Price to Book (P/B)2.20
Price to Sales (P/S)1.83
P/FCF Ratio21.57
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
C$86.71Price Target Upside17.95% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)3.54
Revenue Forecast (FY)C$5.82B
Bulls Say, Bears Say
Bulls Say
Premium GrowthRapid premium growth across personal and commercial lines indicates expanding scale and strong demand for the platform. If underlying growth remains above 10%, the larger customer base and premium pool can support recurring revenue, stronger operating leverage, and improved competitive positioning.
Synergy CaptureThe accelerated synergy program provides a visible path to improve earnings from the acquired business beyond revenue growth alone. Early delivery and a higher target suggest integration benefits are measurable, while future savings could support margins, returns, and reinvestment through 2028.
Cash Generation And CapacityPositive and improving free cash flow indicates that reported earnings are generally supported by cash generation. Combined with more than $1.2 billion of financial capacity, this gives Definity flexibility to fund growth, complete integration, reduce debt, and maintain strategic options.
Bears Say
Acquired Auto Loss PressureThe acquired auto book is creating a persistent underwriting drag until policies move onto Definity’s rating and systems. Continued loss-ratio pressure could offset premium growth, delay the full benefit of synergies, and keep operating margins below their longer-term potential.
Higher LeverageHigher leverage reduces financial flexibility compared with Definity’s earlier balance-sheet position and increases sensitivity to adverse claims cycles or investment volatility. More debt can also compete with dividends, growth investment, and further deleveraging for available capital.
Commercial Competition And RegulationCompetitive pressure can constrain pricing and growth in large commercial insurance, while Alberta regulatory constraints may affect personal auto loss costs and rate dynamics. Together, these structural forces can limit underwriting margins even as the company expands premiums.
DFY FAQ
What was Definity Financial Corp.’s price range in the past 12 months?
Definity Financial Corp. lowest stock price was C$61.87 and its highest was C$82.59 in the past 12 months.
What is Definity Financial Corp.’s market cap?
Definity Financial Corp.’s market cap is C$8.59B.
When is Definity Financial Corp.’s upcoming earnings report date?
Definity Financial Corp.’s upcoming earnings report date is Nov 05, 2026 which is in 17 days.
How were Definity Financial Corp.’s earnings last quarter?
Definity Financial Corp. released its earnings results on Jul 30, 2026. The company reported C$0.97 earnings per share for the quarter, beating the consensus estimate of C$0.928 by C$0.042.
Is Definity Financial Corp. overvalued?
According to Wall Street analysts Definity Financial Corp.’s price is currently Undervalued.
Does Definity Financial Corp. pay dividends?
Definity Financial Corp. pays a Quarterly dividend of C$0.215 which represents an annual dividend yield of 1.18%. See more information on Definity Financial Corp. dividends here
What is Definity Financial Corp.’s EPS estimate?
Definity Financial Corp.’s EPS estimate is 0.44.
How many shares outstanding does Definity Financial Corp. have?
Definity Financial Corp. has 121,600,000 shares outstanding.
What happened to Definity Financial Corp.’s price movement after its last earnings report?
Definity Financial Corp. reported an EPS of C$0.97 in its last earnings report, beating expectations of C$0.928. Following the earnings report the stock price went up 1.936%.
Which hedge fund is a major shareholder of Definity Financial Corp.?
Currently, no hedge funds are holding shares in TSE:DFY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Definity Financial Corp. Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
C$86.71 (17.95% Upside)
C$86.71 (17.95% Upside)
Insider Transactions
Sold Shares
Worth C$1.3M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
7.32%
12-Months-Change
Fundamentals
Return on Equity
11.45%
Trailing 12-Months
Asset Growth
62.20%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Definity Financial Corp.
Operating in Canada, Definity Financial Corporation specializes in offering a wide array of property and casualty insurance solutions. For individual clients, the company provides coverage such as auto, home, general liability, umbrella policies, and pet insurance, marketed under brands like Economical, Sonnet, Family, Petsecure, and Peppermint. Businesses, conversely, can access commercial insurance offerings, including fleet, commercial vehicle, property, liability, and specialized coverage, all provided under the Economical brand. Its distribution strategy primarily involves intermediaries and brokers, though it also engages directly with customers. The firm, established in 1871 and based in Waterloo, Canada, adopted its current name, Definity Financial Corporation, in August 2021, having previously been known as Economical Holdings Corporation.
DFY Stock 12 Month Forecast
Average Price Target
C$86.71
▲(17.95% Upside)
Technical Analysis
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