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SFC Stock Chart & Stats
C$9.06
-C$0.08(-0.93%)
At close: 4:00 PM EDT
C$9.06
-C$0.08(-0.93%)
Day’s Range― - ―
52-Week RangeC$7.79 - C$10.53
Previous CloseN/A
Volume111.31K
Average Volume (3M)92.00K
Market Cap
C$1.23B
Enterprise ValueC$3.34K
Total Cash (Recent Filing)C$522.84M
Total Debt (Recent Filing)C$1.08B
Price to Earnings (P/E)7.3
Beta0.15
Next Earnings
Nov 11, 2026EPS Estimate
0.35Next Dividend Ex-DateN/A
Dividend Yield4.63%
Share Statistics
EPS (TTM)0.86
Shares Outstanding135,866,900
10 Day Avg. Volume82,662
30 Day Avg. Volume92,004
Financial Highlights & Ratios
PEG Ratio-0.48
Price to Book (P/B)0.91
Price to Sales (P/S)0.31
P/FCF Ratio0.62
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
C$11.00Price Target Upside21.41% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.95
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationRobust operating and free cash flow supports policyholder obligations, dividends, reinvestment and balance-sheet resilience. FCF broadly matching net income also supports earnings quality, although durability across cycles remains important.
Solid Capitalization And Lower LeverageStrong regulatory capital and declining leverage provide financial flexibility for insurance growth, absorbing claims or market shocks, and funding strategic initiatives. This lowers balance-sheet risk while supporting continued shareholder distributions.
New Business Supports Future EarningsHealthy new-business production creates future contractual service margin and recurring insurance earnings. The US credit upgrade may broaden distribution access, while Caribbean premium growth reinforces Sagicor's regional franchise.
Bears Say
Volatile And Inconsistent ProfitabilityLarge swings in annual earnings and modest current net margins make future profitability less predictable. This can constrain capital planning and reduce confidence that recent cash generation and ROE improvements will persist through different market and claims cycles.
US Legacy Life Reserve RiskAdverse mortality experience in older policy cohorts could reduce contractual service margin or equity through higher reserves. The ongoing review leaves uncertainty around ultimate liabilities and may divert management attention from expanding the US franchise.
Transformation Costs And Execution RiskThe planned combination may create longer-term efficiency benefits, but implementation costs and possible timing slippage can depress near-term results. Integration complexity also raises execution risk before technology and process savings arrive in 2028.
Sagicor Financial News
SFC FAQ
What was Sagicor Financial’s price range in the past 12 months?
Sagicor Financial lowest stock price was C$7.79 and its highest was C$10.53 in the past 12 months.
What is Sagicor Financial’s market cap?
Sagicor Financial’s market cap is C$1.23B.
When is Sagicor Financial’s upcoming earnings report date?
Sagicor Financial’s upcoming earnings report date is Nov 11, 2026 which is in 69 days.
How were Sagicor Financial’s earnings last quarter?
Sagicor Financial released its earnings results on Aug 12, 2026. The company reported C$0.349 earnings per share for the quarter, missing the consensus estimate of C$0.352 by -C$0.003.
Is Sagicor Financial overvalued?
According to Wall Street analysts Sagicor Financial’s price is currently Undervalued.
Does Sagicor Financial pay dividends?
Sagicor Financial pays a Quarterly dividend of C$0.104 which represents an annual dividend yield of 4.63%. See more information on Sagicor Financial dividends here
What is Sagicor Financial’s EPS estimate?
Sagicor Financial’s EPS estimate is 0.35.
How many shares outstanding does Sagicor Financial have?
Sagicor Financial has 135,866,900 shares outstanding.
What happened to Sagicor Financial’s price movement after its last earnings report?
Sagicor Financial reported an EPS of C$0.349 in its last earnings report, missing expectations of C$0.352. Following the earnings report the stock price went down -3.911%.
Which hedge fund is a major shareholder of Sagicor Financial?
Currently, no hedge funds are holding shares in TSE:SFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Sagicor Financial Stock Smart Score
Neutral
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
C$11.00 (21.41% Upside)
C$11.00 (21.41% Upside)
Insider Transactions
Bought Shares
Worth $53.7K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
12.39%
12-Months-Change
Fundamentals
Return on Equity
4.63%
Trailing 12-Months
Asset Growth
7.26%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Sagicor Financial
Sagicor Financial Co. Ltd. is a financial and insurance company, which engages in the provision of financial services in the Caribbean. It operates through the following segments: Sagicor Canada, Sagicor Life USA, Sagicor Jamaica, Sagicor Life, and Head Office and Other. The Sagicor Canada segment is involved in the individual life insurance, annuities, segregated funds, and accident and sickness insurance business throughout Canada. The Sagicor Life USA segment focuses on life insurance and annuity business in certain states of the USA. The Sagicor Jamaica segment consists of life, health, annuity, property and casualty insurance, pension administration services, banking and financial services, and real estate investment services in Jamaica, The Cayman Islands, Panamá, Costa Rica, and USA. The Sagicor Life segment refers to life, health, annuity, property and casualty insurance, and pension administration services in Barbados, Eastern Caribbean, Dutch Caribbean, Bahamas, Belize, and Trinidad and Tobago. The Head Office and Other segment includes technology, risk management, human resources, corporate development and capital markets, finance, and other support groups. The company was founded by Vincent John Hemmer, Azim Jamal, Anthony Lacavera, Lee Lau, Nadir H. Mohamed, Joseph M. Natale, Helmut Swarovski, and Donald J. Walker on February 8, 2017 and is headquartered in Wildey, Barbados.
SFC Company Deck
SFC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a constructive operational and capital picture: core earnings rebounded strongly QoQ, net income benefited from favorable market moves, capital ratios are solid, dividends and a small buyback were maintained, and a US A.M. Best upgrade supports growth prospects. However, notable risks remain — pronounced quarter-to-quarter investment volatility under IFRS 17, negative insurance experience in the US legacy life block with potential reserve actions, a moderation in annuity sales versus prior-year levels, and expected one-time costs related to the Caribbean transformation. Management emphasized a deliberate focus on long-term ROE and book value creation while accepting some near-term volatility and transformational costs.View all TSE:SFC earnings summariesSFC Stock 12 Month Forecast
Average Price Target
C$11.00
▲(21.41% Upside)
Technical Analysis
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