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TRU Stock Chart & Stats
$78.25
$0.29(0.32%)
At close: 4:00 PM EST
$78.25
$0.29(0.32%)
Day’s Range― - ―
52-Week Range$63.37 - $99.39
Previous CloseN/A
Volume295.22K
Average Volume (3M)2.65M
Market Cap
$14.66B
Enterprise Value$18.57K
Total Cash (Recent Filing)$732.50M
Total Debt (Recent Filing)$5.68B
Price to Earnings (P/E)20.7
Beta1.41
Next Earnings
Jul 28, 2026EPS Estimate
1.16Next Dividend Ex-DateN/A
Dividend Yield0.64%
Share Statistics
EPS (TTM)3.64
Shares Outstanding192,800,000
10 Day Avg. Volume2,025,228
30 Day Avg. Volume2,650,928
Financial Highlights & Ratios
PEG Ratio0.61
Price to Book (P/B)3.76
Price to Sales (P/S)3.64
P/FCF Ratio25.20
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$89.67Price Target Upside14.59% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering17
EPS Forecast (FY)4.78
Revenue Forecast (FY)$5.13B
Bulls Say, Bears Say
Bulls Say
Diversified Recurring Revenue ModelTransUnion generates recurring, usage-based revenue across B2B decisioning, fraud/identity, consumer subscriptions and international verticals. Data furnishing arrangements, regulatory-permitted access and embedded integrations create high customer retention and predictable recurring cash flows that support durable revenue visibility.
AI-driven Product Momentum And Customer WinsNew AI products and an AI model factory have accelerated model delivery, producing faster product cycles, tens of millions in pipeline and meaningful customer upsells. This structural shift increases data consumption and cross-sell opportunity, strengthening long-term revenue per client and product stickiness.
Improved Cash Generation And ProfitabilityTTM operating cash flow >$1B and FCF ≈$0.7B with restored net profitability provide durable financial flexibility. Consistent cash generation supports reinvestment in products, deleveraging and shareholder returns, giving the company a firmer footing despite prior multi-year volatility.
Bears Say
Elevated Leverage And Interest SensitivityLeverage at ~2.8x with higher debt and net interest (~$245M guidance) materially raises sensitivity to rate moves and earnings misses. Elevated financial leverage reduces strategic optionality for further M&A or buybacks and requires sustained cash generation to reach the sub‑2.5x target, creating a durable financial constraint.
Structural Margin Headwinds From FICO Royalties And M&AOngoing FICO royalty payments and incremental acquisition accounting effects (Mexico consolidation, RealNetworks) are expected to shave material basis points from margins. These persistent external and accounting drags limit sustainable margin improvement even as core operations expand, pressuring long-term cash conversion.
Earnings Volatility And Regional Soft SpotsHistorical swings in profitability and recent pockets of international weakness highlight execution and geographic sensitivity. Such volatility undermines predictability of multi-quarter earnings and cash flows, complicating capital allocation and making sustained targets harder to rely on across economic cycles.
TransUnion News
TRU FAQ
What was TransUnion Corp.’s price range in the past 12 months?
TransUnion Corp. lowest stock price was $63.37 and its highest was $99.39 in the past 12 months.
What is TransUnion Corp.’s market cap?
TransUnion Corp.’s market cap is $14.66B.
When is TransUnion Corp.’s upcoming earnings report date?
TransUnion Corp.’s upcoming earnings report date is Jul 28, 2026 which is in 5 days.
How were TransUnion Corp.’s earnings last quarter?
TransUnion Corp. released its earnings results on Apr 28, 2026. The company reported $1.18 earnings per share for the quarter, beating the consensus estimate of $1.107 by $0.073.
Is TransUnion Corp. overvalued?
According to Wall Street analysts TransUnion Corp.’s price is currently Undervalued.
Does TransUnion Corp. pay dividends?
TransUnion Corp. pays a Quarterly dividend of $0.125 which represents an annual dividend yield of 0.64%. See more information on TransUnion Corp. dividends here
What is TransUnion Corp.’s EPS estimate?
TransUnion Corp.’s EPS estimate is 1.16.
How many shares outstanding does TransUnion Corp. have?
TransUnion Corp. has 192,800,000 shares outstanding.
What happened to TransUnion Corp.’s price movement after its last earnings report?
TransUnion Corp. reported an EPS of $1.18 in its last earnings report, beating expectations of $1.107. Following the earnings report the stock price went down -1.559%.
Which hedge fund is a major shareholder of TransUnion Corp.?
Currently, no hedge funds are holding shares in TRU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
TransUnion Stock Smart Score
Outperform
1
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9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$89.67 (14.59% Upside)
$89.67 (14.59% Upside)
Blogger Sentiment
Bullish
TRU Sentiment 70%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Increased
By 9.5M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days >0.1%
Last 30 Days ▲ 3.0%
Last 30 Days ▲ 3.0%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-17.06%
12-Months-Change
Fundamentals
Return on Equity
0.64%
Trailing 12-Months
Asset Growth
10.03%
Trailing 12-Months
Company Description
TransUnion Corp.
TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.
TRU Stock 12 Month Forecast
Average Price Target
$89.67
▲(14.59% Upside)
Technical Analysis
Ownership Overview
0.77% Insiders
40.40% Mutual Funds
2.19% Other Institutional Investors
36.00% Public Companies and
Individual Investors