Lendingtree Inc (TREE)
NASDAQ:TREE
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TREE Stock Chart & Stats
$47.96
-$0.27(-0.67%)
At close: 4:00 PM EST
$47.96
-$0.27(-0.67%)
Day’s Range― - ―
52-Week Range$32.65 - $77.35
Previous CloseN/A
Volume46.18K
Average Volume (3M)284.33K
Market Cap
$533.14M
Enterprise Value$885.34M
Total Cash (Recent Filing)$85.52M
Total Debt (Recent Filing)$437.85M
Price to Earnings (P/E)2.8
Beta1.34
Next Earnings
Jul 23, 2026EPS Estimate
1.38Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)12.45
Shares Outstanding13,953,018
10 Day Avg. Volume203,091
30 Day Avg. Volume284,327
Financial Highlights & Ratios
PEG Ratio-0.01
Price to Book (P/B)2.51
Price to Sales (P/S)0.65
P/FCF Ratio11.88
Enterprise Value/Market Cap1.66
Enterprise Value/Revenue0.73
Enterprise Value/Gross Profit0.76
Enterprise Value/Ebitda6.30
Forecast
1Y Price Target
$65.83Price Target Upside37.27% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)5.59
Revenue Forecast (FY)$1.32B
Bulls Say, Bears Say
Bulls Say
Asset-light Marketplace ModelLendingTree’s asset-light marketplace model lowers capital intensity and interest-rate balance-sheet exposure, enabling scalable growth across multiple verticals. This structure supports durable cash generation from lead/referral fees and advertising, improving returns on incremental marketing spend and strategic flexibility.
Strong Revenue And Adjusted EBITDA ReboundA material rebound to positive TTM profitability demonstrates the company’s ability to monetize traffic and capture operational leverage. Sustained revenue growth and sharply higher adjusted EBITDA indicate improved conversion and pricing power that can fund reinvestment, margin expansion, and continued deleveraging over the medium term.
Meaningful Leverage Reduction And S&P UpgradeRapid leverage reduction and a credit-rating upgrade materially improve financial flexibility and reduce refinancing risk. Stronger credit metrics increase optionality for share buybacks, M&A, or marketing investment, and lower funding costs, supporting sustainable capital allocation as earnings grow.
Bears Say
Softening Consumer Loan Demand And Reduced Close RatesMarketplace revenue directly tracks consumer application volumes and downstream closings; persistent softness or lower close rates compress lead values and performance-based fees. That produces durable volatility in top-line and cash conversion, making earnings and free cash flow sensitive to macro and credit cycles over coming quarters.
Home Segment Pressure From Elevated Mortgage RatesThe home vertical is highly cyclical and sensitive to mortgage rates; until rates normalize, the shopping pool and lender marketing budgets remain constrained. Even with marketing investments, structural limits on purchase/refinance activity can keep a sizable business segment operating below potential for an extended period.
Balance Sheet Still Carries Meaningful Leverage And Thin EquityAlthough leverage has improved, remaining debt levels and a thin equity cushion leave the company sensitive to earnings shocks. A earnings downturn or cash-flow variability could restrict strategic choices and capital returns, making the company more vulnerable to prolonged weakness in core marketplace demand.
Lendingtree News
TREE FAQ
What was Lendingtree Inc’s price range in the past 12 months?
Lendingtree Inc lowest stock price was $32.65 and its highest was $77.34 in the past 12 months.
What is Lendingtree Inc’s market cap?
Lendingtree Inc’s market cap is $533.14M.
When is Lendingtree Inc’s upcoming earnings report date?
Lendingtree Inc’s upcoming earnings report date is Jul 23, 2026 which is in 48 days.
How were Lendingtree Inc’s earnings last quarter?
Lendingtree Inc released its earnings results on Apr 30, 2026. The company reported $1.575 earnings per share for the quarter, beating the consensus estimate of $1.469 by $0.106.
Is Lendingtree Inc overvalued?
According to Wall Street analysts Lendingtree Inc’s price is currently Undervalued.
Does Lendingtree Inc pay dividends?
Lendingtree Inc pays a Notavailable dividend of $1 which represents an annual dividend yield of N/A. See more information on Lendingtree Inc dividends here
What is Lendingtree Inc’s EPS estimate?
Lendingtree Inc’s EPS estimate is 1.38.
How many shares outstanding does Lendingtree Inc have?
Lendingtree Inc has 13,953,018 shares outstanding.
What happened to Lendingtree Inc’s price movement after its last earnings report?
Lendingtree Inc reported an EPS of $1.575 in its last earnings report, beating expectations of $1.469. Following the earnings report the stock price went down -21.738%.
Which hedge fund is a major shareholder of Lendingtree Inc?
Currently, no hedge funds are holding shares in TREE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lendingtree Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$65.83 (37.27% Upside)
$65.83 (37.27% Upside)
Blogger Sentiment
Bullish
TREE Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 491.6K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Neutral
Last 7 Days ▼ 1.3%
Last 30 Days ▲ 0.8%
Last 30 Days ▲ 0.8%
News Sentiment
Bullish
Bullish news 67%
Bearish news 33%
Bearish news 33%
Technicals
SMA
Negative
20 days / 200 days
Momentum
1.49%
12-Months-Change
Fundamentals
Return on Equity
85.96%
Trailing 12-Months
Asset Growth
11.17%
Trailing 12-Months
Company Description
Lendingtree Inc
LendingTree, Inc., through its subsidiary, LT Intermediate Company, LLC, operates online consumer platform in the United States. It operates through three segments: Home, Consumer, and Insurance. The Home segment offers purchase mortgage, refinance mortgage, reverse mortgage, and home equity loans; lines of credit; and real estate brokerage services. The Consumer segment provides credit cards; personal, small business, student, and auto loans; deposit accounts; and other credit products, such as credit repair and debt settlement services. The Insurance segment includes information, tools, and access to insurance quote products, including home and automobile, through which consumers are matched with insurance lead aggregators to obtain insurance offers. LendingTree, Inc. also operates Student Loan Hero, a personal finance website dedicated to helping student loan borrowers manage their student debt; QuoteWizard.com, a marketplace for insurance comparison; ValuePenguin, a personal finance website that offers consumers objective analysis on various financial topics from insurance to credit cards; and Stash, a consumer investing and banking platform that offers a suite of personal investment accounts, traditional and Roth IRAs, custodial investment accounts, and banking services, including checking accounts and debit cards with a Stock-Back rewards program. The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015. LendingTree, Inc. was incorporated in 1996 and is headquartered in Charlotte, North Carolina.
TREE Company Deck
TREE Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized a strong start to the year with record revenue, a 71% YoY adjusted EBITDA increase, significant balance sheet improvement and an S&P upgrade. Multiple strategic initiatives—AI adoption, homepage redesign, organic mix focus, and investments in SMB and marketing—support sustainable margin expansion. Notable near-term headwinds include softening consumer loan demand, reduced close rates and pressure in the home mortgage segment due to high rates and weak consumer sentiment; management has taken a conservative tone in guidance because of these factors. Overall, the positives (material revenue/profit growth, segment leadership in insurance, balance sheet strength, and clear operational initiatives) significantly outweigh the near-term challenges.View all TREE earnings summariesTREE Stock 12 Month Forecast
Average Price Target
$65.83
▲(37.27% Upside)
Technical Analysis
Ownership Overview
18.68% Insiders
17.41% Mutual Funds
27.04% Other Institutional Investors
25.29% Public Companies and
Individual Investors