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WDH Stock Chart & Stats
$0.99
$0.00(0.00%)
At close: 4:00 PM EDT
$0.99
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$0.96 - $2.03
Previous Close$1.84
Volume48.32K
Average Volume (3M)782.87K
Market Cap
$364.49M
Enterprise Value$201.24M
Total Cash (Recent Filing)$2.06B
Total Debt (Recent Filing)$497.77M
Price to Earnings (P/E)0.6
Beta1.10
Next Earnings
Dec 09, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield5.94%
Share Statistics
EPS (TTM)11.04
Shares Outstanding279,111,450
10 Day Avg. Volume259,256
30 Day Avg. Volume782,872
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.09
Price to Sales (P/S)0.12
P/FCF Ratio2.24
Enterprise Value/Market Cap0.55
Enterprise Value/Revenue0.04
Enterprise Value/Gross Profit0.07
Enterprise Value/Ebitda0.52
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.89
Revenue Forecast (FY)$5.58B
Bulls Say, Bears Say
Bulls Say
Rapid Revenue And Profit GrowthStrong growth across total and insurance-related revenue indicates expanding customer activity and effective platform monetization. Sustained profitability through this expansion suggests Waterdrop is scaling its distribution model while retaining the ability to convert growth into operating earnings.
Conservative Balance SheetMinimal leverage materially reduces solvency and refinancing risk, giving Waterdrop flexibility to fund technology, customer acquisition, and shareholder returns from a stronger financial base. Improving ROE also indicates that capital is being used more productively than in earlier loss-making years.
AI-enabled Operating AdvantageEmbedding AI across customer acquisition, underwriting, claims, and service can improve conversion, productivity, and customer economics over time. Early premium generation and a growing patent portfolio provide evidence that AI is becoming an operating capability rather than only a long-term research initiative.
Bears Say
Expense Growth Is Pressuring Earnings QualityCosts growing faster than revenue can limit operating leverage and make future profitability increasingly dependent on efficient customer acquisition. The sharp increase in marketing investment is particularly important because sustained returns will be needed for spending to translate into recurring policies and durable insurance earnings.
Historical Earnings And Cash-flow VolatilityThe uneven earnings record shows that Waterdrop's results can fluctuate meaningfully across periods despite the recent recovery. Variable free cash flow adds another layer of uncertainty, potentially limiting the consistency with which reported profit can support reinvestment, distributions, and other capital-allocation priorities.
Dependence On Third-party InsurersBecause Waterdrop generally does not underwrite the insurance risk itself, its earnings depend on maintaining broad, competitive insurer relationships and suitable product supply. Changes in partner economics, product availability, or renewal behavior could affect commission revenue without being fully controlled by the platform.
Waterdrop News
WDH FAQ
What was Waterdrop’s price range in the past 12 months?
Waterdrop lowest stock price was $0.96 and its highest was $2.03 in the past 12 months.
What is Waterdrop’s market cap?
Waterdrop’s market cap is $364.49M.
When is Waterdrop’s upcoming earnings report date?
Waterdrop’s upcoming earnings report date is Dec 09, 2026 which is in 51 days.
How were Waterdrop’s earnings last quarter?
Waterdrop released its earnings results on Sep 08, 2026. The company reported $0.004 earnings per share for the quarter.
Is Waterdrop overvalued?
According to Wall Street analysts Waterdrop’s price is currently Overvalued.
Does Waterdrop pay dividends?
Waterdrop pays a Semiannually dividend of $0.03 which represents an annual dividend yield of 5.94%. See more information on Waterdrop dividends here
What is Waterdrop’s EPS estimate?
Waterdrop’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Waterdrop have?
Waterdrop has 279,111,450 shares outstanding.
What happened to Waterdrop’s price movement after its last earnings report?
Waterdrop reported an EPS of $0.004 in its last earnings report. Following the earnings report the stock price went up 4.819%.
Which hedge fund is a major shareholder of Waterdrop?
Currently, no hedge funds are holding shares in WDH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Waterdrop Stock Smart Score
Underperform
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10
Blogger Sentiment
Bullish
WDH Sentiment 100%
Sector Average 64%
Sector Average 64%
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.2%
Last 30 Days ▲ 9.5%
Last 30 Days ▲ 9.5%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-41.03%
12-Months-Change
Fundamentals
Return on Equity
10.56%
Trailing 12-Months
Asset Growth
27.53%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Waterdrop
Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People’s Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient recruitment platform for pharmaceutical companies to find matches for clinical trials. In addition, the company provides technical services to insurance brokerage or agency companies through customer relationship management system. Waterdrop Inc. was founded in 2016 and is headquartered in Beijing, the People’s Republic of China.
WDH Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was predominantly positive, marked by 72.8% revenue growth, 80.5% insurance revenue growth, higher operating profit, sustained profitability, strong clinical-trial enrollment, expanding AI-driven contributions, ample cash reserves, and new shareholder-return programs. Offsetting factors included a 10.3% year-over-year decline in net profit, significant increases in operating and marketing expenses, higher R&D and credit-loss costs, and the limited current financial contribution from new global AI initiatives.View all WDH earnings summariesTechnical Analysis
Ownership Overview
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Insiders
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Mutual Funds
7.19% Other Institutional Investors
92.81% Public Companies and
Individual Investors