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Waterdrop, Inc. ADR Class A (WDH)
NYSE:WDH
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Waterdrop (WDH) Price & Analysis

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WDH Stock Chart & Stats

$1.80
$0.04(2.27%)
At close: 4:00 PM EST
$1.80
$0.04(2.27%)

Bulls Say, Bears Say

Bulls Say
Conservative Balance Sheet / Low LeverageExtremely low leverage and rising ROE give Waterdrop durable financial flexibility: the company can fund AI and marketing investments, continue buybacks/dividends, and withstand underwriting cycles without solvency stress, supporting multi‑quarter strategic execution.
Re-accelerating Revenue And Insurance Segment ExpansionSustained top-line re-acceleration and strong insurance income growth strengthen the core commission engine. Improved operating margins in insurance and rising premium volumes create a larger, more predictable earnings base for recurring commission and renewal economics over coming quarters.
AI/IP Buildout Improving Efficiency And ConversionMaterial AI and patent progress is a structural competitive advantage: automation (2x efficiency vs manual), underwriting assistants and sales agents can sustainably lower marginal costs, raise conversion and risk screening quality, and scale distribution without linear headcount growth.
Bears Say
Operating Costs Rising Faster Than RevenueMarketing and operating spend well outpaced revenue growth, compressing margins and causing a YoY net profit decline. If elevated acquisition costs persist or new users convert/retain below expectations, profitability and return on marketing investment could remain pressured for multiple quarters.
Inconsistent Free Cash Flow And Limited Cash-conversion VisibilityPositive operating cash flow is encouraging, but volatile free cash flow and opaque 2025 cash-conversion metrics reduce confidence in durable cash generation. This variability raises execution risk for sustained buybacks, dividends, or heavy reinvestment if working capital swings recur.
High Revenue Concentration In Insurance BrokerageHeavy reliance on insurance distribution concentrates earnings on commission economics and channel dynamics. Regulatory shifts, insurer commission changes, or lower channel ROI could materially impact growth and margins given limited diversification into non-insurance revenue streams.

Waterdrop News

WDH FAQ

What was Waterdrop, Inc. ADR Class A’s price range in the past 12 months?
Waterdrop, Inc. ADR Class A lowest stock price was $1.08 and its highest was $2.18 in the past 12 months.
    What is Waterdrop, Inc. ADR Class A’s market cap?
    Waterdrop, Inc. ADR Class A’s market cap is $425.84M.
      When is Waterdrop, Inc. ADR Class A’s upcoming earnings report date?
      Waterdrop, Inc. ADR Class A’s upcoming earnings report date is Sep 09, 2026 which is in 52 days.
        How were Waterdrop, Inc. ADR Class A’s earnings last quarter?
        Waterdrop, Inc. ADR Class A released its earnings results on Jun 16, 2026. The company reported $0.004 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Waterdrop, Inc. ADR Class A overvalued?
          According to Wall Street analysts Waterdrop, Inc. ADR Class A’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Waterdrop, Inc. ADR Class A pay dividends?
            Waterdrop, Inc. ADR Class A pays a Notavailable dividend of $0.03 which represents an annual dividend yield of 2.12%. See more information on Waterdrop, Inc. ADR Class A dividends here
              What is Waterdrop, Inc. ADR Class A’s EPS estimate?
              Waterdrop, Inc. ADR Class A’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Waterdrop, Inc. ADR Class A have?
              Waterdrop, Inc. ADR Class A has 279,111,450 shares outstanding.
                What happened to Waterdrop, Inc. ADR Class A’s price movement after its last earnings report?
                Waterdrop, Inc. ADR Class A reported an EPS of $0.004 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -8.571%.
                  Which hedge fund is a major shareholder of Waterdrop, Inc. ADR Class A?
                  Currently, no hedge funds are holding shares in WDH
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Waterdrop Stock Smart Score

                    Company Description

                    Waterdrop, Inc. ADR Class A

                    Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People’s Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient recruitment platform for pharmaceutical companies to find matches for clinical trials. In addition, the company provides technical services to insurance brokerage or agency companies through customer relationship management system. Waterdrop Inc. was founded in 2016 and is headquartered in Beijing, the People’s Republic of China.

                    Waterdrop (WDH) Earnings & Revenues

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