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Tiptree Financial (TIPT) Ratios
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Tiptree Financial Ratios
TIPT's free cash flow for Q3 2026 was $-182.07M. For the 2026 fiscal year, TIPT's free cash flow was increased by $0.00 and operating cash flow was $-182.07M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.44 | 0.82 | 0.00 | 0.00 | 0.00 |
| Quick Ratio | 0.44 | 0.82 | 0.00 | 0.00 | 0.00 |
| Cash Ratio | 0.29 | 0.01 | 0.00 | 0.00 | 0.00 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.00 | 0.02 |
| Operating Cash Flow Ratio | 1.56 | 0.06 | 0.00 | 0.00 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 20.67 | 4.28 | 0.36 | 7.64 | 1.29 |
| Net Current Asset Value | $ -6.04B | $ -1.96B | $ -4.56B | $ -3.51B | $ -3.20B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.01 | 0.07 | 0.08 | 0.06 | 0.11 |
| Debt-to-Equity Ratio | 0.16 | 0.82 | 0.98 | 0.66 | 1.01 |
| Debt-to-Capital Ratio | 0.14 | 0.45 | 0.49 | 0.40 | 0.50 |
| Long-Term Debt-to-Capital Ratio | 0.11 | 0.44 | 0.29 | 0.29 | 0.34 |
| Financial Leverage Ratio | 13.45 | 12.44 | 12.33 | 10.17 | 9.40 |
| Debt Service Coverage Ratio | -5.12 | 1.60 | 0.41 | 0.62 | 0.54 |
| Interest Coverage Ratio | 0.00 | 4.63 | 3.00 | 1.79 | 1.73 |
| Debt to Market Cap | 0.11 | 0.55 | 0.53 | 0.46 | 0.78 |
| Interest Debt Per Share | 2.15 | 11.03 | 11.87 | 8.24 | 12.80 |
| Net Debt to EBITDA | -1.05 | 1.75 | -0.45 | -2.57 | 1.66 |
| Profitability Margins | |||||
| Gross Profit Margin | 100.00% | 58.82% | 63.51% | 67.62% | 72.76% |
| EBIT Margin | -10009.43% | 8.89% | 6.72% | 6.03% | 8.58% |
| EBITDA Margin | -9712.70% | 9.95% | 8.14% | 7.67% | 10.62% |
| Operating Profit Margin | -9574.59% | 7.31% | 5.04% | 3.86% | 5.44% |
| Pretax Profit Margin | -9139.75% | 7.31% | 5.04% | 3.86% | 5.44% |
| Net Profit Margin | 7157.17% | 2.61% | 0.85% | -0.59% | 3.18% |
| Continuous Operations Profit Margin | -7973.57% | 4.29% | 2.43% | 0.25% | 3.67% |
| Net Income Per EBT | -78.31% | 35.74% | 16.80% | -15.32% | 58.36% |
| EBT Per EBIT | 95.46% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.51% | 0.94% | 0.27% | -0.20% | 1.06% |
| Return on Equity (ROE) | 6.87% | 11.66% | 3.35% | -2.08% | 9.96% |
| Return on Capital Employed (ROCE) | -0.69% | 7.63% | 1.62% | 1.34% | 1.82% |
| Return on Invested Capital (ROIC) | -0.60% | 4.36% | 20.29% | 5.87% | 27.79% |
| Return on Tangible Assets | 0.51% | 1.12% | 0.29% | -0.22% | 1.17% |
| Earnings Yield | 5.09% | 6.94% | 2.01% | -1.68% | 8.30% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 1.08 | 1.01 | 1.44 | 0.89 |
| Payables Turnover | 0.00 | 1.59 | 0.89 | 1.07 | 0.79 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 0.03 | 114.45 | 26.99 | 26.21 | 30.98 |
| Asset Turnover | 0.00 | 0.36 | 0.32 | 0.35 | 0.33 |
| Working Capital Turnover Ratio | -0.00 | -3.80 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 0.00 | 108.31 | -46.59 | -88.35 | -51.66 |
| Days of Sales Outstanding | 0.00 | 337.87 | 362.95 | 254.01 | 411.98 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 229.56 | 409.54 | 342.36 | 463.64 |
| Operating Cycle | 0.00 | 337.87 | 362.95 | 254.01 | 411.98 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 4.48 | 6.53 | 1.95 | 13.03 | 6.15 |
| Free Cash Flow Per Share | 4.48 | 6.42 | 1.56 | 12.73 | 6.07 |
| Dividend Paid and CapEx Coverage Ratio | 18.54 | 8.35 | 2.57 | 25.03 | 25.00 |
| Capital Expenditure Coverage Ratio | 0.00 | 59.73 | 5.09 | 43.17 | 73.92 |
| Operating Cash Flow Coverage Ratio | 2.08 | 0.64 | 0.18 | 1.76 | 0.53 |
| Operating Cash Flow to Sales Ratio | 344.71 | 0.12 | 0.04 | 0.33 | 0.17 |
| Free Cash Flow Yield | 24.51% | 30.78% | 8.25% | 91.99% | 43.86% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 19.65 | 14.49 | 49.87 | -59.43 | 12.05 |
| Price-to-Sales (P/S) Ratio | 1406.18 | 0.38 | 0.42 | 0.35 | 0.38 |
| Price-to-Book (P/B) Ratio | 1.35 | 1.68 | 1.67 | 1.24 | 1.20 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 4.08 | 3.25 | 12.12 | 1.09 | 2.28 |
| Price-to-Operating Cash Flow Ratio | 4.08 | 3.19 | 9.74 | 1.06 | 2.25 |
| Price-to-Earnings Growth (PEG) Ratio | -0.55 | 0.04 | 0.21 | 0.65 | -0.05 |
| Enterprise Value Multiple | -15.53 | 5.53 | 4.73 | 2.02 | 5.27 |
| Enterprise Value | 736.17M | 1.12B | 634.81M | 216.08M | 671.51M |
| EV to EBITDA | -15.53 | 5.53 | 4.73 | 2.02 | 5.27 |
| EV to Sales | 1508.55 | 0.55 | 0.38 | 0.15 | 0.56 |
| EV to Free Cash Flow | 4.38 | 4.75 | 11.06 | 0.48 | 3.33 |
| EV to Operating Cash Flow | 4.38 | 4.67 | 8.88 | 0.47 | 3.29 |
| Tangible Book Value Per Share | 20.03 | -7.09 | 5.75 | 5.31 | 2.06 |
| Shareholders’ Equity Per Share | 13.54 | 12.41 | 11.36 | 11.18 | 11.53 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.13 | 0.41 | 0.52 | 0.93 | 0.33 |
| Revenue Per Share | 0.01 | 55.40 | 44.94 | 39.34 | 36.13 |
| Net Income Per Share | 0.93 | 1.45 | 0.38 | -0.23 | 1.15 |
| Tax Burden | -0.78 | 0.36 | 0.17 | -0.15 | 0.58 |
| Interest Burden | 0.91 | 0.82 | 0.75 | 0.64 | 0.63 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 69.35 | 0.14 | 0.16 | 0.18 | 0.24 |
| Stock-Based Compensation to Revenue | 23.24 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 4.82 | 2.75 | 1.79 | 130.04 | 4.64 |
Currency in USD
