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Texas Capital Bancshares (TCBI)
NASDAQ:TCBI
RESEARCH TOOLSreports
Earnings Data
Report Date
Apr 17, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
0.95Last Year’s EPS
0.46Same Quarter Last Year
Based on 11 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 17, 2025
|% Change Since: 8.33%
|Next Earnings Date:Jul 17, 2025
Earnings Call Sentiment|Neutral
The earnings call highlighted strong financial progress across several key metrics, including revenue growth and treasury product fees. However, challenges such as investment banking pipeline delays and increased expenses due to macroeconomic uncertainties tempered these achievements.Company Guidance
During the Texas Capital Bancshares Q1 2025 earnings call, the company provided guidance that highlighted several key metrics and financial achievements. The firm reported a year-over-year revenue growth of 9%, adjusted pre-provision net revenue growth of 21%, and a tangible book value per share growth of 11%, reaching a record high. The capital levels remained robust, with a tangible common equity to tangible assets ratio of 10%. The company also experienced peer-leading growth in treasury product fees, which increased by 22% year-over-year. Noninterest-bearing deposits, excluding mortgage finance, grew 7% during the quarter and 11% annually. Texas Capital Bancshares raised its revenue guidance to low double digits percent growth, maintaining its non-interest expense guidance at high single-digit percent growth. The provision expense outlook remained at 30 to 35 basis points of loans held for investment. Overall, the company expressed confidence in its ability to achieve a 1.1% return on average assets (ROAA) in the second half of the year, supported by strong balance sheet metrics and strategic client acquisition efforts.Strong Financial Progress
Year-over-year revenue growth of 9%, adjusted pre-provision net revenue growth of 21%, and tangible book value per share growth of 11%.
Record High Treasury Product Fees
Treasury product fees increased 22% year-over-year to a record high for the firm.
Growth in Noninterest-Bearing Deposits
Noninterest-bearing deposits, excluding mortgage finance, grew 7%, marking the firm's largest quarterly increase since 2021.
Improved Net Interest Margin
A 26 basis point increase in late quarter net interest margin and a 10% increase in year-over-year quarterly net interest income.
Strong Client Acquisition Trends
Linked quarter deposit growth of $814 million or 3%, driven predominantly by onboarding and expanding core operating relationships.
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TCBI Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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TCBI Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 17, 2025 | $65.15 | $66.03 | +1.35% |
| Jan 23, 2025 | $80.56 | $76.95 | -4.48% |
| Oct 17, 2024 | $78.46 | $80.54 | +2.65% |
| Jul 18, 2024 | $70.68 | $66.04 | -6.56% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Texas Capital Bancshares (TCBI) report earnings?
Texas Capital Bancshares (TCBI) is schdueled to report earning on Apr 17, 2025, TBA Not Confirmed.
What is Texas Capital Bancshares (TCBI) earnings time?
Texas Capital Bancshares (TCBI) earnings time is at Apr 17, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is TCBI EPS forecast?
TCBI EPS forecast for the fiscal quarter 2025 (Q1) is 0.95.
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