Bancorp(TBBK)
$48.61-0.06 (-0.12%)
TBBK
Bancorp financials statements
$48.61
At close:-0.06 (-0.12%)
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Bancorp (TBBK) Ratios
276 Followers
Bancorp Ratios
TBBK's free cash flow for Q3 2026 was $24.36M. For the 2026 fiscal year, TBBK's free cash flow was decreased by $-401.00K and operating cash flow was $24.76M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.02 | 0.18 | 0.38 | 0.33 | 0.35 |
| Quick Ratio | 0.02 | 0.18 | 0.38 | 0.33 | 0.35 |
| Cash Ratio | 0.01 | 0.07 | 0.16 | 0.13 | 0.10 |
| Solvency Ratio | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.03 | 0.03 | 0.03 | 0.02 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 4445.67 | 2847.98 | 1997.43 |
| Net Current Asset Value | $ -8.49B | $ -6.57B | $ -4.39B | $ -4.89B | $ -4.09B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 |
| Debt-to-Equity Ratio | 0.32 | 0.16 | 0.18 | 0.18 | 0.23 |
| Debt-to-Capital Ratio | 0.24 | 0.14 | 0.15 | 0.15 | 0.19 |
| Long-Term Debt-to-Capital Ratio | 0.24 | 0.14 | 0.15 | 0.15 | 0.19 |
| Financial Leverage Ratio | 13.56 | 11.05 | 9.55 | 11.39 | 10.49 |
| Debt Service Coverage Ratio | 1.32 | 1.26 | 1.26 | 2.24 | 10.08 |
| Interest Coverage Ratio | 1.72 | 1.67 | 1.65 | 2.99 | 12.83 |
| Debt to Market Cap | 0.07 | 0.05 | 0.07 | 0.08 | 0.10 |
| Interest Debt Per Share | 8.72 | 5.97 | 5.56 | 3.22 | 2.85 |
| Net Debt to EBITDA | 0.36 | -1.51 | -3.43 | -4.23 | -3.05 |
| Profitability Margins | |||||
| Gross Profit Margin | 74.26% | 69.76% | 73.22% | 83.92% | 95.61% |
| EBIT Margin | 43.89% | 41.14% | 41.98% | 42.98% | 44.11% |
| EBITDA Margin | 44.56% | 41.73% | 42.49% | 43.77% | 45.12% |
| Operating Profit Margin | 43.89% | 41.14% | 41.98% | 42.98% | 44.11% |
| Pretax Profit Margin | 43.89% | 41.14% | 41.98% | 42.98% | 44.11% |
| Net Profit Margin | 33.05% | 30.63% | 31.44% | 31.45% | 33.85% |
| Continuous Operations Profit Margin | 33.05% | 30.63% | 31.44% | 31.45% | 33.79% |
| Net Income Per EBT | 75.31% | 74.46% | 74.89% | 73.19% | 76.75% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 2.44% | 2.49% | 2.50% | 1.65% | 1.62% |
| Return on Equity (ROE) | 33.08% | 27.54% | 23.82% | 18.76% | 16.96% |
| Return on Capital Employed (ROCE) | 25.53% | 29.77% | 25.06% | 20.38% | 16.64% |
| Return on Invested Capital (ROIC) | 19.23% | 22.16% | 18.76% | 14.92% | 12.75% |
| Return on Tangible Assets | 2.44% | 2.49% | 2.50% | 1.65% | 1.62% |
| Earnings Yield | 7.38% | 8.26% | 9.15% | 8.11% | 7.64% |
| Efficiency Ratios | |||||
| Receivables Turnover | 16.02 | 0.96 | 0.85 | 0.62 | 0.60 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 23.14 | 25.76 | 22.26 | 22.50 | 20.23 |
| Asset Turnover | 0.07 | 0.08 | 0.08 | 0.05 | 0.05 |
| Working Capital Turnover Ratio | -0.10 | -0.13 | -0.14 | -0.10 | -0.09 |
| Cash Conversion Cycle | 22.78 | 381.53 | 431.60 | 585.59 | 612.92 |
| Days of Sales Outstanding | 22.78 | 381.53 | 431.60 | 585.59 | 612.92 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 22.78 | 381.53 | 431.60 | 585.59 | 612.92 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 5.79 | 4.55 | 3.43 | 2.11 | 1.47 |
| Free Cash Flow Per Share | 5.64 | 4.45 | 3.19 | 2.02 | 1.44 |
| Dividend Paid and CapEx Coverage Ratio | 37.38 | 45.77 | 14.71 | 23.30 | 54.16 |
| Capital Expenditure Coverage Ratio | 37.38 | 45.77 | 14.71 | 23.30 | 54.16 |
| Operating Cash Flow Coverage Ratio | 1.19 | 1.84 | 1.26 | 0.98 | 0.55 |
| Operating Cash Flow to Sales Ratio | 0.38 | 0.32 | 0.31 | 0.29 | 0.26 |
| Free Cash Flow Yield | 8.35% | 8.45% | 8.28% | 7.13% | 5.69% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 13.53 | 12.10 | 10.93 | 12.33 | 13.08 |
| Price-to-Sales (P/S) Ratio | 4.48 | 3.71 | 3.44 | 3.88 | 4.43 |
| Price-to-Book (P/B) Ratio | 4.48 | 3.34 | 2.60 | 2.31 | 2.22 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 11.98 | 11.83 | 12.08 | 14.02 | 17.58 |
| Price-to-Operating Cash Flow Ratio | 11.66 | 11.57 | 11.26 | 13.42 | 17.25 |
| Price-to-Earnings Growth (PEG) Ratio | 0.92 | 0.52 | 0.20 | 0.64 | 0.34 |
| Enterprise Value Multiple | 10.40 | 7.39 | 4.66 | 4.63 | 6.76 |
| Enterprise Value | 3.20B | 2.19B | 1.21B | 839.35M | 997.30M |
| EV to EBITDA | 10.40 | 7.39 | 4.66 | 4.63 | 6.76 |
| EV to Sales | 4.64 | 3.08 | 1.98 | 2.03 | 3.05 |
| EV to Free Cash Flow | 12.41 | 9.83 | 6.96 | 7.33 | 12.11 |
| EV to Operating Cash Flow | 12.08 | 9.61 | 6.49 | 7.02 | 11.89 |
| Tangible Book Value Per Share | 15.05 | 15.75 | 14.78 | 12.24 | 11.37 |
| Shareholders’ Equity Per Share | 15.07 | 15.78 | 14.81 | 12.27 | 11.41 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.25 | 0.26 | 0.25 | 0.27 | 0.23 |
| Revenue Per Share | 15.09 | 14.18 | 11.22 | 7.32 | 5.72 |
| Net Income Per Share | 4.99 | 4.35 | 3.53 | 2.30 | 1.93 |
| Tax Burden | 0.75 | 0.74 | 0.75 | 0.73 | 0.77 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.21 | 0.21 | 0.22 | 0.29 | 0.37 |
| Stock-Based Compensation to Revenue | 0.03 | 0.02 | 0.02 | 0.02 | 0.03 |
| Income Quality | 1.16 | 1.05 | 0.97 | 0.92 | 0.76 |
Currency in USD
