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Southern Banc Company (SRNN) Stock Price & Analysis
SRNN Stock Chart & Stats
- Day’s Range
- $16.45 - $16.50
- 52-Week Range
- $9.71 - $18.00
- Previous Close
- $16.53
- Volume
- 1
- Average Volume (3M)
- 770
- Market Cap
- $12.50M
- Enterprise Value
- $20.54M
- Total Cash (Recent Filing)
- $19.18M
- Total Debt (Recent Filing)
- $0
- Price to Earnings (P/E)
- 8.8
- Beta
- 0.07
- Next Earnings
- Nov 05, 2026 (Est.)
- EPS Estimate
- N/A
- Last Dividend Ex-Date
- Feb 25, 2009
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Conservative Capitalization
A very low leverage profile and rising equity provide a durable capital buffer that supports loan growth, loss absorption, and regulatory flexibility. This reduces funding and solvency risk over multiple cycles and preserves the firm's ability to invest or pursue strategic opportunities.
Strong Top-line Growth
Sustained and material revenue expansion reflects expanding franchise or market share, improving scale economics and opportunity to cross-sell. Durable top-line momentum can underpin long-term profit recovery if margins stabilize and supports strategic reinvestment.
Reliable Cash Conversion
High conversion of earnings into cash indicates reported profits largely translate to real cash, supporting reinvestment, discretionary payouts, or balance sheet strengthening. Consistent FCF reduces reliance on external financing and improves financial resilience.
Bears Say
Margin Compression
Rapid and persistent margin erosion materially undermines earnings power and return on invested capital. If margins remain depressed, the company's ability to generate sustainable profits, fund growth, or restore ROE is constrained, raising long-term earnings risk.
Volatile Cash Flow Levels
Although FCF conversion is strong on average, notable year-to-year swings reduce planning visibility and limit steady reinvestment or distributions. Persistent volatility can pressure liquidity during downturns and complicate capital allocation decisions over multiple quarters.
Small Scale And Limited Resources
A very small operational footprint and low market liquidity constrain diversification, product breadth, and ability to absorb shocks or execute large strategic initiatives. Limited scale can increase per-unit costs and slow responses to competitive or regulatory shifts.
Southern Banc Company News
SRNN FAQ
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Which hedge fund is a major shareholder of Southern Banc Company?
What is the TipRanks Smart Score and how is it calculated?
Company Description
Southern Banc Company
The Southern Banc Company, Inc. serves as the parent organization for The Southern Bank Company, which delivers a wide array of banking products and services throughout Alabama. Its offerings cater to both individual and commercial clients. Personal banking solutions encompass checking accounts and a variety of loans, including home mortgage, home equity, auto, and personal loans. For businesses, the company provides essential services such as business checking, cash flow management, real estate lending, and equipment financing. Beyond these, clients can access commercial accounts, accounts receivable management, factoring services, and convenient online and ATM banking options. Physically, the company operates through four full-service banking branches situated in Gadsden, Albertville, Guntersville, and Centre, all within Alabama. Additionally, it maintains a dedicated commercial finance office in Birmingham. Established in 1936, The Southern Banc Company, Inc. is headquartered in Gadsden, Alabama.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Gates Little
- Employees
- 31
- Website
- www.sobanco.com
- Address
- 221 South 6th Street, Gadsden, AL, 35901, US
Southern Banc Company (SRNN) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 7 | 4 | 11 |
| Technical Analysis | 4 | 4 | 2 |
| Moving Averages | 3 | 0 | 9 |
