tiprankstipranks
SLR Investment Corp. (SLRC)
NASDAQ:SLRC
Want to see SLRC full AI Analyst Report?

SLR Investment Corp. (SLRC) AI Stock Analysis

489 Followers

Top Page

SLRC

SLR Investment Corp.

(NASDAQ:SLRC)

Select Model
Select Model
Select Model
Neutral 66 (OpenAI - 5.2)
Rating:66Neutral
Price Target:
$14.00
▲(8.19% Upside)
Action:Reiterated
Date:08/05/26
The score reflects solid current profitability but tempered by uneven cash-flow consistency and mixed leverage signals, which are the most important constraints. Valuation is a clear positive (low P/E and high yield), while technicals and the latest earnings call point to a modestly constructive setup with credit-quality and refinancing risks (new non-accruals, unrealized losses, and 2026–2027 maturities).
Positive Factors
Collateral‑first Portfolio
A predominantly senior‑secured, first‑lien portfolio with large ABL and equipment finance pools materially improves recovery prospects and downside protection versus unsecured lending. This structural collateral bias supports durable income generation and loss mitigation across cycles.
Negative Factors
Rising Non‑Accruals
The appearance of non‑accruals signals emerging credit stress in specific portfolio names; even a small number can disproportionately drive NAV markdowns in a mid‑market loan book. If trends persist, realized losses and higher reserves will compress distributable income over multiple quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Collateral‑first Portfolio
A predominantly senior‑secured, first‑lien portfolio with large ABL and equipment finance pools materially improves recovery prospects and downside protection versus unsecured lending. This structural collateral bias supports durable income generation and loss mitigation across cycles.
Read all positive factors

SLR Investment Corp. (SLRC) vs. SPDR S&P 500 ETF (SPY)

SLR Investment Corp. Business Overview & Revenue Model

Company Description
SLR Investment Corp. is a business development company specializing in secured debt (first lien unitranche and second lien), subordinated (unsecured) debt, minority equity, leveraged buyouts, acquisitions, recapitalizations, general refinancing, g...
How the Company Makes Money
SLR Investment Corp. primarily makes money from investment income generated on its lending and investment portfolio. The core revenue stream is interest income earned on loans it extends to portfolio companies (commonly senior secured loans), incl...

SLR Investment Corp. Earnings Call Summary

Earnings Call Date:Aug 04, 2026
(Q2-2026)
|
% Change Since: |
Next Earnings Date:Nov 10, 2026
Earnings Call Sentiment Positive
The call highlighted strong execution in specialty finance originations, stable asset-level yields (~11.1%), robust liquidity (> $900M available capital) and disciplined collateral-first portfolio positioning. Offsetting these positives were the addition of two non-accruals that drove a sizable increase in net unrealized losses, a modest NAV decline (~88 bps), lower net assets from operations versus the prior quarter, and relatively modest net originations due to high repayments. Management emphasized defensive positioning, investment-grade funding, and opportunistic growth initiatives (hiring, partnerships, acquisitions) which support near-term prospects despite pockets of stress in specific portfolio companies.
Positive Updates
Strong Originations and Specialty Finance Pivot
Originated $471M of new investments in Q2 with 90–98% weighted to specialty finance; originations were ~60% higher than SLRC's average gross originations since 2018. Management expects continued specialty finance weighting in the near-term pipeline.
Negative Updates
Increase in Non-Accruals and Markdowns
Non-accrual loans increased from 0 to 2 during Q2 (notable positions: R&Q Corporation and OmniGuide). These markdowns drove most of the NAV decline and were the primary cause of the quarter's unrealized losses.
Read all updates
Q2-2026 Updates
Negative
Strong Originations and Specialty Finance Pivot
Originated $471M of new investments in Q2 with 90–98% weighted to specialty finance; originations were ~60% higher than SLRC's average gross originations since 2018. Management expects continued specialty finance weighting in the near-term pipeline.
Read all positive updates
Company Guidance
Management said it expects “another solid quarter of originations” with a similar specialty‑finance weighting; in Q2 the firm originated $471M and received $431M of repayments for net originations of roughly $40M, leaving a comprehensive portfolio of $3.2B (on‑balance fair value ~$2.1B) and a weighted average asset‑level yield of 11.1%. Financial guidance and operating metrics highlighted Q2 net investment income of $17.8M ($0.33/share), net income $0.15/share, gross investment income $48.8M, expenses $31.1M, NAV $982M ($18.00/share, down <90 bps QoQ) and a Board‑declared distribution of $0.31/share payable Sept. 25; management said specialty finance now comprises ~86% of the portfolio (98% senior secured, 96% first lien), with ABL ~$1.4B (246 borrowers, ABL yield 12%), equipment finance ~$1.1B (580 borrowers, yield 10.7%), life sciences ~$190M (6% of portfolio), cash‑flow loans $450M (26 borrowers, EBITDA ~$116M, LTV ~39%, interest coverage 2.25x, yield 9.6%). On liquidity and balance‑sheet guidance they said SLRC has ~ $995M of total revolving commitments, ~$1.16B of debt outstanding (net debt/equity 1.16x within 0.9–1.25x target), over $900M of available capital to deploy (including SSLP capacity), SSLP undrawn capacity $55M (net leverage 0.9x, earned $1.4M, ~11.8% annualized), three upcoming unsecured maturities of $75M (Dec‑26), $135M (Jan‑27) and $50M (Mar‑27), plus a watch list of ~2.5%, two new non‑accruals (one $34M par), only ~2% of gross income from PIK, and software exposure now <1%.

SLR Investment Corp. Financial Statement Overview

Summary
Profitability is strong on a TTM basis (operating margin ~44%, net margin ~35%) and revenue has generally trended upward, but the quality/consistency of fundamentals is mixed: cash flows have been volatile with multiple negative years and sharply lower TTM free cash flow growth. Balance-sheet metrics look better in the latest period (reported debt at 0), yet prior periods show meaningful leverage, suggesting durability of the improvement is uncertain.
Income Statement
74
Positive
Balance Sheet
63
Positive
Cash Flow
55
Neutral
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue178.49M220.14M176.45M159.05M74.40M99.41M
Gross Profit117.86M161.44M104.99M86.54M28.32M69.53M
EBITDA106.93M163.57M95.76M76.39M18.34M59.57M
Net Income73.76M92.54M95.76M76.39M18.34M59.57M
Balance Sheet
Total Assets2.56B2.57B2.45B2.52B2.54B2.01B
Cash, Cash Equivalents and Short-Term Investments1.48B15.72M414.27M344.15M428.33M322.94M
Total Debt1.15B1.15B1.03B1.18B1.09B812.04M
Total Liabilities1.58B1.58B1.46B1.54B1.54B1.17B
Stockholders Equity982.11M995.99M992.93M986.64M999.73M842.28M
Cash Flow
Free Cash Flow130.32M-72.02M156.13M-3.71M91.06M-135.10M
Operating Cash Flow130.32M-72.02M156.13M-3.71M91.06M-135.10M
Investing Cash Flow26.19M0.00153.18M-73.18M-78.26M-127.72M
Financing Cash Flow-106.81M22.05M-239.20M-7.30M14.34M69.26M

SLR Investment Corp. Technical Analysis

Technical Analysis Sentiment
Negative
Last Price12.94
Price Trends
50DMA
12.76
Negative
100DMA
13.35
Negative
200DMA
13.81
Negative
Market Momentum
MACD
-0.06
Positive
RSI
44.91
Neutral
STOCH
15.39
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SLRC, the sentiment is Negative. The current price of 12.94 is above the 20-day moving average (MA) of 12.85, above the 50-day MA of 12.76, and below the 200-day MA of 13.81, indicating a bearish trend. The MACD of -0.06 indicates Positive momentum. The RSI at 44.91 is Neutral, neither overbought nor oversold. The STOCH value of 15.39 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SLRC.

SLR Investment Corp. Risk Analysis

SLR Investment Corp. disclosed 6 risk factors in its most recent earnings report. SLR Investment Corp. reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

SLR Investment Corp. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
73
Outperform
$747.70M9.4310.54%8.86%3.27%-9.84%
70
Outperform
$780.93M22.273.25%15.44%11.89%-58.67%
69
Neutral
$731.24M14.444.82%17.37%12.58%-40.06%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
66
Neutral
$689.03M9.367.45%11.90%-3.92%-16.93%
65
Neutral
$782.31M12.155.79%15.29%-11.58%-40.72%
62
Neutral
$714.06M-15.75-4.28%17.69%-50.21%-161.42%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
SLRC
SLR Investment Corp.
12.63
-1.98
-13.57%
FDUS
Fidus Investment
19.70
0.78
4.13%
NMFC
New Mountain Finance
7.56
-1.42
-15.78%
PFLT
Pennantpark
7.37
-1.42
-16.20%
CGBD
Carlyle Secured Lending Inc
11.35
-0.65
-5.44%
BCSF
Bain Capital Specialty Finance
12.06
-1.32
-9.86%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 05, 2026