Strong Revenue Growth
Revenues grew by 6.7% over the first nine months of 2025 compared to last year, reaching EUR 20.5 billion, excluding asset disposals.
Improved Cost Efficiency
Costs decreased by more than 2% for the first nine months of 2025 versus the same period in 2024, leading to a cost-to-income ratio of 63.3%, better than the 2025 target of below 65%.
Solid Capital Position
CET1 ratio increased by 20 basis points this quarter and stands at 13.7%, above the Basel IV target of 13%.
High ROTE Achievement
Group return on tangible equity reached 10.5%, a 3.4 percentage point increase versus the same period in 2024.
Successful Share Buyback
Completed a EUR 1 billion additional share buyback program, contributing to a strong capital position.
BoursoBank Client Growth
BoursoBank gained 1.5 million clients since Q3 2024, reaching its CMD target of 8 million clients 18 months ahead of schedule.