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Redwood Capital Bancorp (RWCB) Price & Analysis

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RWCB Stock Chart & Stats

$28.86

$0.24(1.13%)

At close: Jan 06 4:00 PM EST

$28.86

$0.24(1.13%)

Day’s Range― - ―

52-Week Range$23.50 - $33.47

Previous CloseN/A

Volume1.10K

Average Volume (3M)671.00

Market Cap

$60.42M

Enterprise Value$41.19M

Total Cash (Recent Filing)$19.98M

Total Debt (Recent Filing)$0.00

Price to Earnings (P/E)11.3

Beta0.06

Next Earnings

Aug 05, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield1.2%

Share Statistics

EPS (TTM)2.83

Shares Outstanding1,904,000

10 Day Avg. Volume924

30 Day Avg. Volume671

Financial Highlights & Ratios

PEG Ratio3.97

Price to Book (P/B)1.00

Price to Sales (P/S)1.97

P/FCF Ratio9.30

Enterprise Value/Market Cap0.68

Enterprise Value/Revenue1.45

Enterprise Value/Gross Profit1.74

Enterprise Value/Ebitda5.50

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

De-risked Balance SheetMaterial reduction in leverage and a growing equity base materially improves solvency and financial flexibility. Near-zero debt lowers interest burden, increases lending and capital-deployment optionality, and strengthens the bank’s ability to withstand cyclical stress over the next 2–6 months and beyond.

Steady Revenue GrowthConsistent top-line expansion indicates stable customer demand and core business traction. Durable revenue growth supports predictable earnings, funds reinvestment and organic expansion, and reduces dependence on episodic gains—beneficial for steady earnings outlook across multiple quarters.

Strong Margins & Cash ConversionHealthy net margins paired with near-parity free cash flow to net income demonstrate efficient operations and reliable cash conversion. This underpins sustainable internal funding for growth, dividend capacity and capital buffers, improving resilience to industry headwinds over the medium term.

Bears Say

Margin Compression & Lower ROEA persistent drop in margins and a halving of ROE versus peak reduces returns on shareholder capital and signals less efficient profit generation on a larger equity base. This pressures internal return targets, may constrain dividend increases, and limits capital-attractive deployment for several quarters.

Volatile Free Cash Flow CoverageWide swings in free cash flow and inconsistent cash-flow-to-debt coverage reduce predictability of available internal funding. That volatility raises reliance on external financing for opportunistic investments or shocks, increasing execution risk and potential cost of capital over the medium term.

Small Scale And Limited LiquidityA very small operating footprint and low trading liquidity limit economies of scale, product diversification and access to deep capital markets. OTC listing and light volume can make equity raises costly, deter institutional investors, and slow strategic initiatives over multiple quarters.

RWCB FAQ

What was Redwood Capital Bancorp’s price range in the past 12 months?

Redwood Capital Bancorp lowest stock price was $23.50 and its highest was $33.47 in the past 12 months.

What is Redwood Capital Bancorp’s market cap?

Redwood Capital Bancorp’s market cap is $60.42M.

When is Redwood Capital Bancorp’s upcoming earnings report date?

Redwood Capital Bancorp’s upcoming earnings report date is Aug 05, 2026 which is in 22 days.

How were Redwood Capital Bancorp’s earnings last quarter?

Redwood Capital Bancorp released its earnings results on Apr 29, 2026. The company reported $0.731 earnings per share for the quarter, beating the consensus estimate of N/A by $0.731.

Is Redwood Capital Bancorp overvalued?

According to Wall Street analysts Redwood Capital Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Redwood Capital Bancorp pay dividends?

Redwood Capital Bancorp pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 1.2%. See more information on Redwood Capital Bancorp dividends here

What is Redwood Capital Bancorp’s EPS estimate?

Redwood Capital Bancorp’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Redwood Capital Bancorp have?

Redwood Capital Bancorp has 1,904,000 shares outstanding.

What happened to Redwood Capital Bancorp’s price movement after its last earnings report?

Redwood Capital Bancorp reported an EPS of $0.731 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.519%.

Which hedge fund is a major shareholder of Redwood Capital Bancorp?

Currently, no hedge funds are holding shares in RWCB

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Redwood Capital Bancorp Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

9.89%

Trailing 12-Months

Asset Growth

-0.52%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Redwood Capital Bancorp

Redwood Capital Bancorp operates as the holding entity for Redwood Capital Bank, a financial institution dedicated to delivering a comprehensive suite of banking products and services to both individual and business customers across California. The bank offers a variety of deposit options, including checking, savings, and money market accounts, alongside certificates of deposit. For those seeking financing, it provides an extensive array of loan products, such as real estate, home equity lines of credit, and construction and development loans. Additionally, it extends term loans for machinery and equipment, working capital lines of credit, and specialized credits for industrial, agricultural, and personal needs. Clients also benefit from modern banking conveniences like credit and debit cards, check reordering services, and robust online and mobile banking platforms. Headquartered in Eureka, California, the company was established in 2004 and serves its customer base through physical branches located in Eureka, Fortuna, and Arcata.