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River Valley Community Bancorp (RVCB)
OTHER OTC:RVCB
US Market
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River Valley Community Bancorp (RVCB) Stock Statistics & Valuation Metrics

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Total Valuation

River Valley Community Bancorp has a market cap or net worth of $74.87M. The enterprise value is $99.39M.
Market Cap$74.87M
Enterprise Value$99.39M

Share Statistics

River Valley Community Bancorp has 2,995,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding2,995,000
Owned by Insiders
Owned by Institutions0.66%

Financial Efficiency

River Valley Community Bancorp’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 1.53%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.53%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee10.00T>
Profits Per Employee10.00T>
Employee Count
Asset Turnover0.03
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of River Valley Community Bancorp is 17.5. River Valley Community Bancorp’s PEG ratio is ―.
PE Ratio17.5
PS Ratio0.00
PB Ratio0.00
Price to Fair Value1.37
Price to FCF0.00
Price to Operating Cash Flow8.61
PEG Ratio

Income Statement

In the last 12 months, River Valley Community Bancorp had revenue of 18.61M and earned 4.35M in profits. Earnings per share was 1.45.
Revenue18.61M
Gross Profit18.61M
Operating Income5.98M
Pretax Income5.98M
Net Income4.35M
EBITDA0.00
Earnings Per Share (EPS)1.45

Cash Flow

In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00

Dividends & Yields

River Valley Community Bancorp pays an annual dividend of $0.224, resulting in a dividend yield of ―
Dividend Per Share$0.224
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.37
52-Week Price Change15.91%
50-Day Moving Average25.84
200-Day Moving Average25.18
Relative Strength Index (RSI)51.67
Average Volume (3m)153.00

Important Dates

River Valley Community Bancorp upcoming earnings date is Oct 21, 2025, After Close (Confirmed).
Last Earnings DateJul 15, 2025
Next Earnings DateOct 21, 2025
Ex-Dividend DateApr 28, 2014

Financial Position

River Valley Community Bancorp as a current ratio of 0.12, with Debt / Equity ratio of 2.60%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap0.00
Net Debt to EBITDA0.00
Interest Coverage Ratio0.68

Taxes

In the past 12 months, River Valley Community Bancorp has paid 1.62M in taxes.
Income Tax1.62M
Effective Tax Rate0.27

Enterprise Valuation

River Valley Community Bancorp EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 5.56.
EV to Sales1.76
EV to EBITDA0.00
EV to Free Cash Flow5.56
EV to Operating Cash Flow5.50

Balance Sheet

River Valley Community Bancorp has $0.00 in cash and marketable securities with $0.00 in debt, giving a net cash position of $0.00 billion.
Cash & Marketable Securities$0.00
Total Debt$0.00
Net Cash$0.00
Net Cash Per Share$0.00
Tangible Book Value Per Share$17.20

Margins

Gross margin is 100.00%, with operating margin of 32.11%, and net profit margin of 23.40%.
Gross Margin100.00%
Operating Margin32.11%
Pretax Margin32.11%
Net Profit Margin23.40%
EBITDA Margin0.00%
EBIT Margin-2.63%

Analyst Forecast

The average price target for River Valley Community Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast8.96%
EPS Growth Forecast1.41%

Scores

Smart Score5
AI Score
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