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River Valley Community Bancorp (RVCB) Stock Statistics & Valuation Metrics

Total Valuation

River Valley Community Bancorp has a market cap or net worth of $78.29M. The enterprise value is $85.21M.

Market Cap
$78.29M
Enterprise Value
$85.21M

Share Statistics

River Valley Community Bancorp has 3,170,306 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding
3,170,306
Owned by Insiders
―
Owned by Institutions
0.08%

Financial Efficiency

River Valley Community Bancorp’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 3.51%.

Return on Equity (ROE)
0.07
Return on Assets (ROA)
0.01
Return on Invested Capital (ROIC)
3.51%
Return on Capital Employed (ROCE)
0.06
Revenue Per Employee
478.28K
Profits Per Employee
68.92K
Employee Count
64
Asset Turnover
0.04
Inventory Turnover
0.00

Valuation Ratios

The current PE Ratio of River Valley Community Bancorp is 15.91. River Valley Community Bancorp’s PEG ratio is 2.96.

PE Ratio
15.91
PS Ratio
2.11
PB Ratio
1.38
Price to FCF
0.00
Price to Operating Cash Flow
0.00
PEG Ratio
2.96

Income Statement

In the last 12 months, River Valley Community Bancorp had revenue of 30.61M and earned 4.41M in profits. Earnings per share was 1.41.

Revenue
30.61M
Gross Profit
27.50M
Operating Income
5.97M
Pretax Income
5.97M
Net Income
4.41M
EBITDA
6.46M
Earnings Per Share (EPS)
1.41

Cash Flow

In the last 12 months, operating cash flow was 0 and capital expenditures 0, giving a free cash flow of 0 billion.

Operating Cash Flow
0
Free Cash Flow
0
Free Cash Flow per Share
0.00

Dividends & Yields

River Valley Community Bancorp pays an annual dividend of $0.07, resulting in a dividend yield of 1.15%

Dividend Per Share
$0.07
Dividend Yield
1.15%
Payout Ratio
14.79%
Free Cash Flow Yield
0.00%
Earnings Yield
8.48%

Stock Price Statistics

Beta
0.28
52-Week Price Change
-0.08%
50-Day Moving Average
24.23
200-Day Moving Average
24.22
Relative Strength Index (RSI)
58.98
Average Volume (3m)
1,307

Important Dates

River Valley Community Bancorp upcoming earnings date is Jan 19, 2027, TBA (Not Confirmed).

Last Earnings Date
Oct 20, 2026
Next Earnings Date
Jan 19, 2027
Ex-Dividend Date
Jul 31, 2026

Financial Position

River Valley Community Bancorp as a current ratio of 0.13, with Debt / Equity ratio of 53.40%

Current Ratio
0.13
Quick Ratio
0.13
Debt to Market Cap
0.84
Net Debt to EBITDA
3.18
Interest Coverage Ratio
2.02

Taxes

In the past 12 months, River Valley Community Bancorp has paid 1.56M in taxes.

Income Tax
1.56M
Effective Tax Rate
0.26

Enterprise Valuation

River Valley Community Bancorp EV to EBITDA ratio is 12.46, with an EV/FCF ratio of 0.00.

EV to Sales
2.24
EV to EBITDA
12.46
EV to Free Cash Flow
0.00
EV to Operating Cash Flow
0.00

Balance Sheet

River Valley Community Bancorp has $0.00 in cash and marketable securities with $5.00M in debt, giving a net cash position of -$5.00M billion.

Cash & Marketable Securities
$0.00
Total Debt
$5.00M
Net Cash
-$5.00M
Net Cash Per Share
-$1.58
Tangible Book Value Per Share
$18.04

Margins

Gross margin is 63.84%, with operating margin of 18.01%, and net profit margin of 18.01%.

Gross Margin
63.84%
Operating Margin
18.01%
Pretax Margin
18.01%
Net Profit Margin
18.01%
EBITDA Margin
18.01%
EBIT Margin
18.01%

Analyst Forecast

The average price target for River Valley Community Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―

Price Target
―
Price Target Upside
―
Analyst Consensus
―
Analyst Count
―
Revenue Growth Forecast
28.71%
EPS Growth Forecast
3.33%

Scores

Smart Score
4
AI Score
68