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River Valley Community Bancorp (RVCB)
OTHER OTC:RVCB
US Market
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River Valley Community Bancorp (RVCB) Stock Statistics & Valuation Metrics

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Total Valuation

River Valley Community Bancorp has a market cap or net worth of $74.57M. The enterprise value is $95.84M.
Market Cap$74.57M
Enterprise Value$95.84M

Share Statistics

River Valley Community Bancorp has 3,138,184 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3,138,184
Owned by Insiders
Owned by Institutions

Financial Efficiency

River Valley Community Bancorp’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 3.51%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)3.51%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee478.28K
Profits Per Employee68.92K
Employee Count64
Asset Turnover0.04
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of River Valley Community Bancorp is 16.9. River Valley Community Bancorp’s PEG ratio is 24.08.
PE Ratio16.9
PS Ratio2.37
PB Ratio1.21
Price to Fair Value1.21
Price to FCF21.45
Price to Operating Cash Flow0.00
PEG Ratio24.08

Income Statement

In the last 12 months, River Valley Community Bancorp had revenue of 30.61M and earned 4.41M in profits. Earnings per share was 1.41.
Revenue30.61M
Gross Profit27.50M
Operating Income5.97M
Pretax Income5.97M
Net Income4.41M
EBITDA6.46M
Earnings Per Share (EPS)1.41

Cash Flow

In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00

Dividends & Yields

River Valley Community Bancorp pays an annual dividend of $0.07, resulting in a dividend yield of 0.29%
Dividend Per Share$0.07
Dividend Yield0.29%
Payout Ratio4.90%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.29
52-Week Price Change-13.31%
50-Day Moving Average24.17
200-Day Moving Average24.40
Relative Strength Index (RSI)45.69
Average Volume (3m)163.00

Important Dates

River Valley Community Bancorp upcoming earnings date is Jul 21, 2026, After Close (Confirmed).
Last Earnings DateApr 21, 2026
Next Earnings DateJul 21, 2026
Ex-Dividend Date

Financial Position

River Valley Community Bancorp as a current ratio of 0.13, with Debt / Equity ratio of 49.34%
Current Ratio0.13
Quick Ratio0.13
Debt to Market Cap0.84
Net Debt to EBITDA3.18
Interest Coverage Ratio2.02

Taxes

In the past 12 months, River Valley Community Bancorp has paid 1.56M in taxes.
Income Tax1.56M
Effective Tax Rate0.26

Enterprise Valuation

River Valley Community Bancorp EV to EBITDA ratio is 14.43, with an EV/FCF ratio of 27.52.
EV to Sales3.04
EV to EBITDA14.43
EV to Free Cash Flow27.52
EV to Operating Cash Flow21.65

Balance Sheet

River Valley Community Bancorp has $0.00 in cash and marketable securities with $30.00M in debt, giving a net cash position of -$30.00M billion.
Cash & Marketable Securities$0.00
Total Debt$30.00M
Net Cash-$30.00M
Net Cash Per Share-$9.56
Tangible Book Value Per Share$20.03

Margins

Gross margin is 53.97%, with operating margin of 19.50%, and net profit margin of 14.41%.
Gross Margin53.97%
Operating Margin19.50%
Pretax Margin19.50%
Net Profit Margin14.41%
EBITDA Margin21.10%
EBIT Margin19.50%

Analyst Forecast

The average price target for River Valley Community Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast15.31%
EPS Growth Forecast-4.66%

Scores

Smart ScoreN/A
AI Score