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RVCB Stock Chart & Stats
$24.00
$0.50(2.08%)
At close: 4:00 PM EDT
$24.00
$0.50(2.08%)
Day’s Range― - ―
52-Week Range$23.05 - $26.44
Previous CloseN/A
Volume2.68K
Average Volume (3M)106.00
Market Cap
$76.01M
Enterprise Value$100.52
Total Cash (Recent Filing)$0.00
Total Debt (Recent Filing)$30.00M
Price to Earnings (P/E)16.3
Beta0.27
Next Earnings
Oct 20, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.17%
Share Statistics
EPS (TTM)1.39
Shares Outstanding3,170,306
10 Day Avg. Volume95
30 Day Avg. Volume106
Financial Highlights & Ratios
PEG Ratio24.08
Price to Book (P/B)1.21
Price to Sales (P/S)2.37
P/FCF Ratio21.45
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthA very large revenue jump (~80% in 2025) signals durable top-line momentum from expanding business activity or new revenue sources. Sustained revenue growth enhances scale, supports investment capacity and resilience over a 2–6 month horizon and improves long-term strategic optionality.
Margin ExpansionMaterial margin improvement to ~41% indicates stronger pricing power or cost control and supports higher cash earnings per dollar of revenue. Persistently higher margins can sustain ROE gains and free up internal funding for growth, dividend or deleveraging over the medium term.
Consistent Cash GenerationConsistent positive operating and free cash flow provides a durable foundation for capital allocation, supporting dividends, debt servicing or reinvestment. Reliable cash generation reduces financing reliance and underpins financial stability across business cycles over months ahead.
Bears Say
Sudden Leverage IncreaseA sharp step-up in leverage materially increases financial risk and reduces balance-sheet flexibility. Higher debt load can raise interest costs, constrain strategic moves, and make the company more sensitive to rates or shocks, weakening resilience over the next several months.
Volatile Free Cash FlowVolatility in free cash flow and a drop in FCF-to-net-income imply less reliable cash conversion. This makes capital allocation, dividend sustainability and debt repayment plans less predictable and raises the chance of funding strain or tougher covenant dynamics in the medium term.
Profitability & Reporting VolatilityIntermittent zero EBITDA reporting and swings in operating profitability reduce earnings comparability and raise questions on accounting consistency or business stability. Such volatility hampers forecasting accuracy and could signal one-off items affecting sustained profit quality.
RVCB FAQ
What was River Valley Community Bancorp’s price range in the past 12 months?
River Valley Community Bancorp lowest stock price was $23.05 and its highest was $26.44 in the past 12 months.
What is River Valley Community Bancorp’s market cap?
River Valley Community Bancorp’s market cap is $76.01M.
When is River Valley Community Bancorp’s upcoming earnings report date?
River Valley Community Bancorp’s upcoming earnings report date is Oct 20, 2026 which is in 42 days.
How were River Valley Community Bancorp’s earnings last quarter?
River Valley Community Bancorp released its earnings results on Jul 21, 2026. The company reported $0.4 earnings per share for the quarter.
Is River Valley Community Bancorp overvalued?
According to Wall Street analysts River Valley Community Bancorp’s price is currently Overvalued.
Does River Valley Community Bancorp pay dividends?
River Valley Community Bancorp pays a Quarterly dividend of $0.07 which represents an annual dividend yield of 1.17%. See more information on River Valley Community Bancorp dividends here
What is River Valley Community Bancorp’s EPS estimate?
River Valley Community Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does River Valley Community Bancorp have?
River Valley Community Bancorp has 3,170,306 shares outstanding.
What happened to River Valley Community Bancorp’s price movement after its last earnings report?
River Valley Community Bancorp reported an EPS of $0.4 in its last earnings report. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of River Valley Community Bancorp?
Currently, no hedge funds are holding shares in RVCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
River Valley Community Bancorp
River Valley Community Bancorp, operating through its subsidiary, River Valley Community Bank, delivers a comprehensive array of financial products and services across the United States. Established in 2006 and headquartered in Yuba City, California, the institution primarily serves small and mid-sized businesses, alongside individual professionals. Its deposit offerings encompass personal and business checking accounts, savings accounts, certificates of deposit, and Individual Retirement Accounts (IRAs). The bank provides a diverse portfolio of lending solutions, including consumer term loans, consumer construction loans, residential real estate mortgages, home equity lines of credit, and specialized financing for professional practices. Commercial lending extends to agricultural real estate, land development, construction projects, and general commercial real estate, complemented by commercial lines of credit and agricultural operating loans. Additionally, River Valley Community Bank issues various cards such as debit, credit, travel money, and gift cards. Its digital services are robust, featuring online banking, bill payment, ACH origination, electronic statements, remote deposit capture, and mobile banking. For businesses, it offers merchant card processing and payroll services. Further conveniences include cashier's checks, ATM access, drive-up teller windows, safe deposit boxes, notary services, night depositories, overdraft protection, direct deposit, and wire transfers. The bank maintains physical branches in Yuba City, Grass Valley, Auburn, and Marysville, all located within California.
Technical Analysis
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Ownership Overview
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Insiders
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Mutual Funds
0.63% Other Institutional Investors
99.37% Public Companies and
Individual Investors