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River Valley Community Bancorp (RVCB) Stock Price & Analysis

RVCB Stock Chart & Stats

$24.70$0.07(0.30%)
At close: 4:00 PM EDT
$23.5$24$24.5$254 Aug14 Aug31 Aug14 Sep28 Sep12 Oct26 Oct
Day’s Range
$24.41 - $24.98
52-Week Range
$23.05 - $26.44
Previous Close
$24.62
Volume
2,681
Average Volume (3M)
810
Market Cap
$78.29M
Enterprise Value
$85.21M
Total Cash (Recent Filing)
$0
Total Debt (Recent Filing)
$5.00M
Price to Earnings (P/E)
15.9
Beta
0.28
Next Earnings
Jan 19, 2027 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Oct 30, 2026
Dividend Yield
1.16%

Bulls Say, Bears Say

Bulls Say

Revenue Growth

A very large revenue jump (~80% in 2025) signals durable top-line momentum from expanding business activity or new revenue sources. Sustained revenue growth enhances scale, supports investment capacity and resilience over a 2–6 month horizon and improves long-term strategic optionality.

Margin Expansion

Material margin improvement to ~41% indicates stronger pricing power or cost control and supports higher cash earnings per dollar of revenue. Persistently higher margins can sustain ROE gains and free up internal funding for growth, dividend or deleveraging over the medium term.

Consistent Cash Generation

Consistent positive operating and free cash flow provides a durable foundation for capital allocation, supporting dividends, debt servicing or reinvestment. Reliable cash generation reduces financing reliance and underpins financial stability across business cycles over months ahead.

Bears Say

Sudden Leverage Increase

A sharp step-up in leverage materially increases financial risk and reduces balance-sheet flexibility. Higher debt load can raise interest costs, constrain strategic moves, and make the company more sensitive to rates or shocks, weakening resilience over the next several months.

Volatile Free Cash Flow

Volatility in free cash flow and a drop in FCF-to-net-income imply less reliable cash conversion. This makes capital allocation, dividend sustainability and debt repayment plans less predictable and raises the chance of funding strain or tougher covenant dynamics in the medium term.

Profitability & Reporting Volatility

Intermittent zero EBITDA reporting and swings in operating profitability reduce earnings comparability and raise questions on accounting consistency or business stability. Such volatility hampers forecasting accuracy and could signal one-off items affecting sustained profit quality.

RVCB FAQ

What was River Valley Community Bancorp’s price range in the past 12 months?
River Valley Community Bancorp lowest stock price was $23.05 and its highest was $26.44 in the past 12 months.
What is River Valley Community Bancorp’s market cap?
River Valley Community Bancorp’s market cap is $78.29M.
When is River Valley Community Bancorp’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were River Valley Community Bancorp’s earnings last quarter?
River Valley Community Bancorp released its earnings results on Oct 20, 2026. The company reported $0.46 earnings per share for the quarter.
Is River Valley Community Bancorp overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does River Valley Community Bancorp pay dividends?
River Valley Community Bancorp pays a Quarterly dividend of $0.08 which represents an annual dividend yield of 1.16%. See more information on River Valley Community Bancorp dividends here
What is River Valley Community Bancorp’s EPS estimate?
River Valley Community Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does River Valley Community Bancorp have?
River Valley Community Bancorp has 3,170,306 shares outstanding.
What happened to River Valley Community Bancorp’s price movement after its last earnings report?
River Valley Community Bancorp reported an EPS of $0.46 in its last earnings report. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of River Valley Community Bancorp?
Hedge funds hold River Valley Community Bancorp shares: the largest hedge-fund position in River Valley Community Bancorp is 62,325,126 shares, and hedge funds decreased their holdings by 19.9K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology