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Net Finance Receivables by Type
Shows the loan portfolio across different receivable types, revealing where capital is deployed, how lending exposure is diversified, and which products are driving portfolio growth.
Regional Management’s portfolio is being reshaped toward large loans, while small-loan balances have retreated materially from their late-2024 peak and retail lending has effectively been exited. This mix shift supports management’s portfolio-growth outlook but also reflects tighter underwriting amid elevated delinquencies and credit losses. The bank partnership and expanding auto-secured book could improve margins and asset quality over time, though near-term growth is increasingly dependent on scaling larger, more disciplined lending channels rather than broad-based volume expansion.
RM Net Finance Receivables by Type
| Date | Small Loans | Large Loans | Retail Loans |
|---|---|---|---|
| Sep 30, 2026 | $467.91M | $1.74B | $0.00 |
| Jun 30, 2026 | $488.57M | $1.66B | $0.00 |
| Mar 31, 2026 | $512.47M | $1.59B | $0.00 |
| Dec 31, 2025 | $547.03M | $1.59B | $0.00 |
| Sep 30, 2025 | $540.88M | $1.51B | $0.00 |
| Jun 30, 2025 | $547.00M | $1.41B | $0.00 |
| Mar 31, 2025 | $543.82M | $1.35B | $702.00K |
| Dec 31, 2024 | $554.69M | $1.34B | $1.07M |
| Sep 30, 2024 | $524.83M | $1.29B | $1.52M |
| Jun 30, 2024 | $505.64M | $1.27B | $2.07M |
| Mar 31, 2024 | $490.83M | $1.25B | $2.81M |
| Dec 31, 2023 | $493.47M | $1.27B | $3.80M |
| Sep 30, 2023 | $474.18M | $1.27B | $4.94M |
| Jun 30, 2023 | $444.59M | $1.24B | $6.32M |
| Mar 31, 2023 | $456.31M | $1.21B | $8.08M |
| Dec 31, 2022 | $481.61M | $1.21B | $9.60M |
| Sep 30, 2022 | $480.20M | $1.12B | $10.94M |
| Jun 30, 2022 | $455.25M | $1.06B | $10.88M |
| Mar 31, 2022 | $438.15M | $997.23M | $10.69M |