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RedCloud Holdings plc
(NASDAQ:RCT)
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Rating:41Neutral
Price Target:
$0.08
▼(-95.06% Downside)
Action:Reiterated
Date:10/17/26
The score is weighed down primarily by weak financial quality (large ongoing losses, persistent cash burn, and negative equity) and a strongly bearish technical setup (price far below key moving averages with negative momentum). Valuation is only mildly supportive given the extremely low P/E and no dividend data to offset the elevated business and balance-sheet risk.
Positive Factors
Accelerating revenue growth
Revenue growth accelerated materially in 2025, indicating stronger commercial traction and improving adoption of the company’s offerings. If sustained, this expansion can improve operating leverage, support investment in the platform, and provide a foundation for reducing losses as scale increases.
Negative Factors
Severe unprofitability
The company remains far from break-even despite improved revenue and gross margins, showing that its cost structure is still too large relative to its current scale. Persistent, very deep losses could require continued external funding and limit the company’s ability to reinvest from internally generated earnings.
Read all positive and negative factors
Positive Factors
Negative Factors
Accelerating revenue growth
Revenue growth accelerated materially in 2025, indicating stronger commercial traction and improving adoption of the company’s offerings. If sustained, this expansion can improve operating leverage, support investment in the platform, and provide a foundation for reducing losses as scale increases.
Read all positive factors
RedCloud Holdings plc (RCT) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$5.75M
Dividend YieldN/A
Average Volume (3M)2.28M
Price to Earnings (P/E)0.2
Beta (1Y)2.46
Revenue GrowthN/A
EPS GrowthN/A
CountryUS
Employees930
SectorGeneral
Sector StrengthN/A
IndustrySoftware - Application
Share Statistics
EPS (TTM)0.41
Shares Outstanding68,454,610
10 Day Avg. Volume5,597,578
30 Day Avg. Volume2,281,861
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)0.00
Price to Sales (P/S)0.00
P/FCF Ratio0.00
Enterprise Value/Market Cap6.89M
Enterprise Value/Revenue725.89K
Enterprise Value/Gross Profit1.13M
Enterprise Value/Ebitda-1.27M
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)-0.03
Revenue Forecast (FY)$93.00M
RedCloud Holdings plc Business Overview & Revenue Model
Company Description
RedCloud Holdings plc operates a cloud-based digital marketplace that primarily supports business-to-business transactions in key emerging markets like Argentina, Brazil, Nigeria, and South Africa. The company's core offering, the RedCloud Platfor...
How the Company Makes Money
Detailed, factual information on RedCloud Holdings plc (RCT)'s revenue model, key revenue streams, and significant partnerships or drivers of earnings is not available from the information provided in this chat. null...
RedCloud Holdings plc Financial Statement Overview
Summary
Income Statement
18
Very Negative
Balance Sheet
9
Very Negative
Cash Flow
14
Very Negative
| Breakdown | TTM | Mar 2026 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 54.58M | 48.54M | 46.50M | 19.81M | 2.81M |
| Gross Profit | 35.20M | 26.78M | 27.24M | 5.49M | -4.61M |
| EBITDA | -31.31M | -41.33M | -36.77M | -24.40M | -16.03M |
| Net Income | -38.19M | -46.24M | -50.72M | -32.39M | -16.56M |
Balance Sheet | |||||
| Total Assets | 11.66M | 12.65M | 17.56M | 7.34M | 7.92M |
| Cash, Cash Equivalents and Short-Term Investments | 853.12K | 478.98K | 800.74K | 587.15K | 2.25M |
| Total Debt | 18.37M | 11.89M | 73.18M | 25.61M | 21.51M |
| Total Liabilities | 32.28M | 19.62M | 86.33M | 29.91M | 22.36M |
| Stockholders Equity | -20.62M | -6.96M | -68.77M | -22.57M | -14.45M |
Cash Flow | |||||
| Free Cash Flow | -32.28M | -40.11M | -38.57M | -23.74M | -13.21M |
| Operating Cash Flow | -29.27M | -36.98M | -34.68M | -22.14M | -12.55M |
| Investing Cash Flow | -2.33M | -3.27M | -3.89M | -1.60M | -662.55K |
| Financing Cash Flow | 28.96M | 39.88M | 35.05M | 19.91M | 14.61M |
RedCloud Holdings plc Technical Analysis
Negative
1.56
Price Trends
0.18
Negative
0.27
Negative
0.58
Negative
Market Momentum
-0.03
Positive
19.59
Positive
13.28
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For RCT, the sentiment is Negative. The current price of 1.56 is above the 20-day moving average (MA) of 0.13, above the 50-day MA of 0.18, and above the 200-day MA of 0.58, indicating a bearish trend. The MACD of -0.03 indicates Positive momentum. The RSI at 19.59 is Positive, neither overbought nor oversold. The STOCH value of 13.28 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for RCT.
RedCloud Holdings plc Risk Analysis
RedCloud Holdings plc disclosed 41 risk factors in its most recent earnings report. RedCloud Holdings plc reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 2 New Risks
1.
Returns on our ongoing infrastructure investments may be slower than anticipated or may not reach expected levels, and such investments may be unsuccessful, resulting in partial or total loss. Q4, 2025
2.
We face risks related to natural disasters, civil unrest, health epidemics and other outbreaks, which could significantly disrupt our operations. Q4, 2025
RedCloud Holdings plc Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
65 Neutral | $46.01M | 15.02 | 15.02% | ― | 16.70% | ― | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
46 Neutral | $7.36M | >-0.01 | -60.08% | ― | 617.83% | -107.08% | |
43 Neutral | $10.37M | -0.27 | -351.36% | ― | -2.01% | 46.24% | |
43 Neutral | $90.27M | -3.20 | 96.78% | ― | 30.54% | 14.01% | |
41 Neutral | $5.75M | 0.20 | 276.96% | ― | ― | ― |
* General Sector Average
RCT
RedCloud Holdings plc
0.08
-1.63
-95.44%
IDN
Intellicheck Mobilisia
2.40
-2.26
-48.50%
PSQH
PSQ Holdings
2.92
-28.58
-90.73%
NXTT
Next Technology Holding
5.19
-2,338.31
-99.78%
RDZN
Roadzen Inc
1.13
-0.25
-18.12%
RedCloud Holdings plc Corporate Events
RedCloud Secures First Saudi RedAI Customer with $21 Million Trade Data Deployment
Oct 15, 2026
RedCloud Holdings plc, a London-based AI trade infrastructure specialist, is focused on predicting FMCG distribution using its RedAI platform, which combines RAID for real-time predictive intelligence and CORE for automated trading execution. The ...
RedCloud Appeals Nasdaq Delisting as It Moves Ahead with Reverse Stock Split Plan
Oct 15, 2026
On October 13, 2026, RedCloud received a Nasdaq Staff Delisting Determination after failing to meet the $1.00 minimum bid price requirement and lacking sufficient stockholders’ equity to qualify for an additional compliance period. The compa...
RedCloud Holdings Posts Higher Half-Year Revenue but Deeper Deficit in June 2026 Results
Sep 30, 2026
On September 30, 2026, RedCloud Holdings plc reported unaudited results for the six months ended June 30, 2026, showing revenue of $24.0 million, up from $18.0 million a year earlier. Despite the top-line growth, the London-based issuer remained d...
RedCloud Holdings Strikes 20-Year RedAI Joint Venture Deal in Saudi Arabia and Bahrain
Sep 30, 2026
On September 27, 2026, RedCloud Holdings plc and its subsidiary RedCloud Technologies Limited signed a shareholders’ agreement and a twenty-year platform license and infrastructure usage deal with Saudi-based MJM AlKhaleej L.L.C. to establis...
RedCloud Issues Premium-Priced Shares to CEO to Settle Liabilities
Sep 22, 2026
RedCloud Holdings plc has moved to strengthen its balance sheet and align management interests by issuing 74,000 unregistered ordinary shares to Chief Executive Officer and co-founder Justin Floyd in a private placement on September 22, 2026. Pric...
RedCloud Holdings Secures Insider-Funded Private Placement at Premium
Aug 27, 2026
On August 27, 2026, RedCloud Holdings plc agreed to sell 7.2 million unregistered ordinary shares to company insiders in a private placement at $0.25 per share, a roughly 24% premium to the previous day’s closing price, for expected gross pr...
RedCloud Strikes 3-Year Argentina RedAI Deal Targeting $1.2bn FMCG Trade
Aug 17, 2026
On August 17, 2026, RedCloud Holdings plc announced a three-year agreement with Argentine distributor Golomax and logistics-retail ecosystem Picking Up, targeting approximately $1.2 billion of FMCG trade to be transacted through its RedAI platform...
RedCloud Holdings Signs India MOUs to Pilot RAID and CORE Across 25,000+ Apparel SKUs
Aug 12, 2026
On August 12, 2026, RedCloud Holdings plc announced that it had signed two Memoranda of Understanding with Dheer Marketing India and Klakshya Marketing to deploy its RedAI infrastructure in India’s apparel, footwear and lifestyle distributio...
RedCloud Holdings Warned by Nasdaq Over Market Value Listing Deficiency
Aug 10, 2026
On August 10, 2026, RedCloud Holdings plc disclosed that it had received a notice from Nasdaq stating the company is no longer in compliance with the exchange’s $35 million minimum market value of listed securities requirement. The deficienc...
RedCloud Names Veteran Nasdaq Executive David Sturgeon as CFO to Drive Next Growth Phase
Jul 29, 2026
On July 28, 2026, RedCloud Holdings announced the appointment of seasoned finance executive David Sturgeon as Chief Financial Officer, effective August 1, 2026. Sturgeon brings more than three decades of international finance experience, including...
RedCloud Holdings Launches $6.7 Million ATM Program and Announces CFO Resignation
Jul 22, 2026
On July 21, 2026, RedCloud Holdings plc entered into an at-the-market offering agreement with H.C. Wainwright Co. to enable periodic sales of up to $6.7 million of its ordinary shares on Nasdaq or other markets, with the broker acting as sales ag...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.