tiprankstipranks
Pacific West Bancorp (PWBK)
OTHER OTC:PWBK
US Market
Want to see PWBK full AI Analyst Report?

Pacific West Bancorp (PWBK) Price & Analysis

1 Followers

PWBK Stock Chart & Stats

$12.00
-$0.50(-4.26%)
At close: 4:00 PM EST
$12.00
-$0.50(-4.26%)

Bulls Say, Bears Say

Bulls Say
Top-line GrowthSustained revenue growth through 2025 indicates consistent market demand and commercial traction. A steadily expanding top line provides a larger base for margin expansion, supports scale economics, and increases optionality for reinvestment or strategic initiatives over the next 2–6 months and beyond.
Balance-sheet De-riskingMaterial deleveraging to roughly 0.14x debt/equity meaningfully improves financial flexibility and lowers solvency risk. A stronger capital structure enhances the bank's ability to lend, weather credit stress, and pursue growth or liquidity management without relying on costly external funding.
Cash-flow RecoveryResumption of positive operating and free cash flow in 2025 strengthens internal funding capacity and reduces dependence on external capital. Even if prior years were volatile, renewed cash generation gives management more durable ability to invest in operations, pay down liabilities, or build liquidity.
Bears Say
Thin ProfitabilityVery low net margins and sub-2% ROE constrain the bank's ability to generate shareholder value and internally fund growth. Persistently thin returns increase sensitivity to revenue swings and credit costs, limiting strategic flexibility and reducing the margin for error over the medium term.
Volatile Earnings & CashflowYear-to-year swings in operating and free cash flow and episodic losses undermine predictability for capital planning and risk management. This volatility complicates forecasting, increases funding uncertainty, and weakens confidence in the sustainability of recent profitability gains.
Modest Scale & ReturnsA relatively small equity base with expanding assets but low returns suggests limited scale and capital efficiency. Modest size and constrained internal returns can hinder competitive investments, product breadth, and the ability to absorb shocks compared with larger regional peers over the medium term.

PWBK FAQ

What was Pacific West Bancorp’s price range in the past 12 months?
Pacific West Bancorp lowest stock price was $10.00 and its highest was $12.47 in the past 12 months.
    What is Pacific West Bancorp’s market cap?
    Pacific West Bancorp’s market cap is $32.82M.
      When is Pacific West Bancorp’s upcoming earnings report date?
      Pacific West Bancorp’s upcoming earnings report date is Jul 23, 2026 which is in 30 days.
        How were Pacific West Bancorp’s earnings last quarter?
        Pacific West Bancorp released its earnings results on Apr 28, 2026. The company reported $0.057 earnings per share for the quarter, beating the consensus estimate of N/A by $0.057.
          Is Pacific West Bancorp overvalued?
          According to Wall Street analysts Pacific West Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Pacific West Bancorp pay dividends?
            Pacific West Bancorp does not currently pay dividends.
            What is Pacific West Bancorp’s EPS estimate?
            Pacific West Bancorp’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Pacific West Bancorp have?
            Pacific West Bancorp has 2,671,399 shares outstanding.
              What happened to Pacific West Bancorp’s price movement after its last earnings report?
              Pacific West Bancorp reported an EPS of $0.057 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 5.04%.
                Which hedge fund is a major shareholder of Pacific West Bancorp?
                Currently, no hedge funds are holding shares in PWBK
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  Pacific West Bancorp

                  Pacific West Bancorp offers a comprehensive array of financial products and services, specifically designed for businesses, non-profit organizations, and individual clients. The institution provides diverse deposit solutions, including various checking, savings, and money market accounts, alongside certificates of deposit. In terms of lending, it furnishes flexible lines of credit, commercial real estate and equipment loans, and executive credit facilities. Beyond traditional banking, clients benefit from a robust suite of digital tools and financial management resources. These encompass online and mobile banking, electronic bill pay, remote deposit capture, ACH origination, secure online wire transfers, fraud mitigation through positive pay, as well as both debit and credit card options. Additionally, the bancorp supports businesses with merchant/credit card processing and extensive treasury management services. Operating primarily within the greater Portland Metropolitan area, Pacific West Bancorp maintains branch locations in Downtown Portland, Lake Oswego, and West Linn. The company, founded in 2004, is headquartered in West Linn, Oregon.

                  Pacific West Bancorp (PWBK) Earnings & Revenues

                  Similar Stocks
                  Company
                  Price & Change
                  Follow
                  Carver Bancorp
                  Home Federal Bancorp Of Louisiana
                  Kentucky First Federal Bancorp
                  BayFirst Financial Corp
                  Marathon Bancorp

                  Ownership Overview

                  6.25%93.75%
                  Insiders
                  Mutual Funds
                  6.25% Other Institutional Investors
                  93.75% Public Companies and
                  Individual Investors

                  Options Prices

                  Currently, No data available
                  ---
                  Popular Stocks