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PVBK Stock Chart & Stats
$9.07
$0.00(0.00%)
At close: 4:00 PM EDT
$9.07
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$8.92 - $10.98
Previous CloseN/A
Volume1.13K
Average Volume (3M)693.00
Market Cap
$46.03M
Enterprise Value-$1.14
Total Cash (Recent Filing)$65.15M
Total Debt (Recent Filing)$16.95M
Price to Earnings (P/E)11.6
Beta-0.04
Next Earnings
Oct 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.75
Shares Outstanding4,949,622
10 Day Avg. Volume90
30 Day Avg. Volume693
Financial Highlights & Ratios
PEG Ratio-0.56
Price to Book (P/B)0.69
Price to Sales (P/S)1.47
P/FCF Ratio93.28
Enterprise Value/Market Cap>-0.01
Enterprise Value/Revenue>-0.01
Enterprise Value/Gross Profit>-0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained double-digit, accelerating revenue growth through 2025 indicates durable top-line momentum and successful customer or loan-book expansion. Persistent revenue expansion supports scale economics, capacity for reinvestment, and long-term market share gains if margins stabilize.
Manageable LeverageA low and improving debt-to-equity ratio provides balance-sheet flexibility and reduces insolvency risk. For a regional bank, restrained leverage supports capital adequacy, easier regulatory compliance, and ability to fund lending or absorb credit shocks without immediate capital raises.
Operating Cash ConversionOperating cash flow aligning with reported net income signals solid earnings quality and real cash generation from core activities. Over the medium term this supports reliability of reported profits, underpins credit capacity, and reduces risk of accounting-driven earnings volatility.
Bears Say
Margin CompressionSignificant margin decline despite revenue growth shows rising costs or pricing pressure, eroding profitability on each dollar of revenue. If persistent, compressed margins will reduce retained earnings, limit reinvestment ability, and strain long-run profitability even as scale increases.
Declining Return On EquityFalling ROE points to weakening capital efficiency: the firm generates less profit per equity dollar over time. Persistently lower ROE can hinder shareholder returns and make future capital raises more dilutive or costly, limiting strategic flexibility over the medium term.
Free Cash Flow DeclineA sharp drop in free cash flow reduces funds available for dividends, buybacks, and organic investment. Even with operating cash matching income, the FCF decline indicates higher investment or outflows that constrain external distributions and weaken financial flexibility over the next several quarters.
Pacific Valley Bank News
PVBK FAQ
What was Pacific Valley Bank’s price range in the past 12 months?
Pacific Valley Bank lowest stock price was $8.92 and its highest was $10.98 in the past 12 months.
What is Pacific Valley Bank’s market cap?
Pacific Valley Bank’s market cap is $46.03M.
When is Pacific Valley Bank’s upcoming earnings report date?
Pacific Valley Bank’s upcoming earnings report date is Oct 22, 2026 which is in 55 days.
How were Pacific Valley Bank’s earnings last quarter?
Pacific Valley Bank released its earnings results on Jul 27, 2026. The company reported $0.24 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Pacific Valley Bank overvalued?
According to Wall Street analysts Pacific Valley Bank’s price is currently Overvalued.
Does Pacific Valley Bank pay dividends?
Pacific Valley Bank does not currently pay dividends.
What is Pacific Valley Bank’s EPS estimate?
Pacific Valley Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Pacific Valley Bank have?
Pacific Valley Bank has 4,949,622 shares outstanding.
What happened to Pacific Valley Bank’s price movement after its last earnings report?
Pacific Valley Bank reported an EPS of $0.24 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.221%.
Which hedge fund is a major shareholder of Pacific Valley Bank?
Currently, no hedge funds are holding shares in PVBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pacific Valley Bank Stock Smart Score
Underperform
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8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
8.99%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
14.01%
Trailing 12-Months
Company Description
Pacific Valley Bank
Pacific Valley Bancorp offers a comprehensive range of financial services and banking solutions tailored for a diverse client base, including small to medium-sized enterprises, agricultural businesses, non-profit entities, professional service providers, and private individuals. Customers have access to numerous deposit options, such as checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. The institution also provides credit facilities, spanning loans for construction and land development, real estate acquisitions, commercial and agricultural operations, and personal consumer needs. Furthermore, it delivers a suite of digital conveniences, including online and mobile banking, bill payment, remote deposit capture, positive pay for enhanced security, electronic statements, and check reordering services, as well as debit cards. The company's operations are situated in California, specifically within Salinas, King City, and Monterey. Founded in 2004, Pacific Valley Bancorp's main office is located in Salinas, California.
Technical Analysis
Ownership Overview
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Insiders
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Mutual Funds
4.37% Other Institutional Investors
95.63% Public Companies and
Individual Investors