Pacific Valley Bank (PVBK)
OTHER OTC:PVBK
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PVBK Stock Chart & Stats
$9.96
-$0.10(-1.05%)
At close: 4:00 PM EST
$9.96
-$0.10(-1.05%)
Day’s Range― - ―
52-Week Range$9.26 - $10.98
Previous CloseN/A
Volume1.70K
Average Volume (3M)693.00
Market Cap
$46.03M
Enterprise Value-$538.16K
Total Cash (Recent Filing)$38.09M
Total Debt (Recent Filing)$19.91M
Price to Earnings (P/E)12.1
Beta-0.03
Next Earnings
Aug 03, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.83
Shares Outstanding4,949,622
10 Day Avg. Volume90
30 Day Avg. Volume693
Financial Highlights & Ratios
PEG Ratio-0.51
Price to Book (P/B)0.69
Price to Sales (P/S)1.47
P/FCF Ratio93.28
Enterprise Value/Market Cap-0.01
Enterprise Value/Revenue-0.02
Enterprise Value/Gross Profit-0.03
Enterprise Value/Ebitda-0.09
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthSustained, large top-line acceleration indicates successful customer acquisition or higher product volumes that can underpin future scale. Over 2-6 months this supports revenue momentum, gives management room to invest in growth initiatives, and provides a larger base to restore margins if cost controls improve.
Conservative LeverageA low and improving debt-to-equity ratio affords balance-sheet flexibility to fund growth, absorb shocks, and pursue strategic investments without forcing dilutive financing. This structural leverage profile supports long-term solvency and lowers refinancing risk across economic cycles.
Earnings Quality: OCF ~ Net IncomeOperating cash flow aligned with reported net income signals earnings are backed by cash, reducing accounting risk and supporting sustainable operations. Over months this underpins credibility of profits and the firm's capacity to fund working capital and targeted investments without heavy external funding.
Bears Say
Margin CompressionMeaningful margin erosion suggests rising costs or pricing pressure that materially reduce profitability despite higher revenue. If structural, compressed margins will persistently weaken returns, limit reinvestment capacity, and require clear cost or pricing remedies to restore prior profitability levels over the medium term.
Sharp Free Cash Flow DeclineA large drop in free cash flow reduces the company's ability to return capital, invest, or build buffers. Structurally lower FCF increases dependence on external financing for strategic needs and limits capacity to absorb shocks, making long-term capital allocation and dividend funding more uncertain.
Declining Return On EquityFalling ROE indicates the company is generating lower returns from shareholder capital, diluting investor value over time. Persistently weak ROE signals either inefficient capital deployment or margin issues; absent corrective action this trend can constrain shareholder returns and strategic flexibility over ensuing quarters.
Pacific Valley Bank News
PVBK FAQ
What was Pacific Valley Bank’s price range in the past 12 months?
Pacific Valley Bank lowest stock price was $9.26 and its highest was $10.98 in the past 12 months.
What is Pacific Valley Bank’s market cap?
Pacific Valley Bank’s market cap is $46.03M.
When is Pacific Valley Bank’s upcoming earnings report date?
Pacific Valley Bank’s upcoming earnings report date is Aug 03, 2026 which is in 48 days.
How were Pacific Valley Bank’s earnings last quarter?
Pacific Valley Bank released its earnings results on May 05, 2026. The company reported $0.234 earnings per share for the quarter, beating the consensus estimate of N/A by $0.234.
Is Pacific Valley Bank overvalued?
According to Wall Street analysts Pacific Valley Bank’s price is currently Overvalued.
Does Pacific Valley Bank pay dividends?
Pacific Valley Bank does not currently pay dividends.
What is Pacific Valley Bank’s EPS estimate?
Pacific Valley Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Pacific Valley Bank have?
Pacific Valley Bank has 4,949,622 shares outstanding.
What happened to Pacific Valley Bank’s price movement after its last earnings report?
Pacific Valley Bank reported an EPS of $0.234 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Pacific Valley Bank?
Currently, no hedge funds are holding shares in PVBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Pacific Valley Bank
Pacific Valley Bancorp offers a comprehensive range of financial services and banking solutions tailored for a diverse client base, including small to medium-sized enterprises, agricultural businesses, non-profit entities, professional service providers, and private individuals. Customers have access to numerous deposit options, such as checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. The institution also provides credit facilities, spanning loans for construction and land development, real estate acquisitions, commercial and agricultural operations, and personal consumer needs. Furthermore, it delivers a suite of digital conveniences, including online and mobile banking, bill payment, remote deposit capture, positive pay for enhanced security, electronic statements, and check reordering services, as well as debit cards. The company's operations are situated in California, specifically within Salinas, King City, and Monterey. Founded in 2004, Pacific Valley Bancorp's main office is located in Salinas, California.
Technical Analysis
Ownership Overview
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Insiders
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Mutual Funds
4.37% Other Institutional Investors
95.63% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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