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Prudential Financial (PRU) Stock Price & Analysis
PRU Stock Chart & Stats
- Day’s Range
- $115.63 - $117.60
- 52-Week Range
- $91.89 - $127.72
- Previous Close
- $116.87
- Volume
- 1.69M
- Average Volume (3M)
- 1.61M
- Market Cap
- $40.18B
- Enterprise Value
- $75.28B
- Total Cash (Recent Filing)
- $348.69B
- Total Debt (Recent Filing)
- $20.62B
- Price to Earnings (P/E)
- 10.4
- Beta
- 0.70
- Next Earnings
- Nov 03, 2026 (Est.)
- EPS Estimate
- 3.34
- Last Dividend Ex-Date
- Aug 25, 2026
- Dividend Yield
- 4.77%
Bulls Say, Bears Say
Bulls Say
Strong Cash Generation
TTM operating and free cash flow of about $12.0B, up from $6.3B in 2025, indicates strong conversion of reported earnings into internally generated funds. That supports dividends, capital investment and selective growth while reducing reliance on external financing over the next several quarters.
PGIM Growth And Margin Expansion
PGIM’s rising earnings, margin and third-party flow indicators support a more scalable fee-based contribution alongside insurance. Margin expansion toward above 30% and growing private-capital and ETF activity could diversify earnings and improve profitability if investment performance and flows remain supportive.
Strategic Portfolio Reshaping
The $4.025B Brazil and Mexico sale advances a narrower geographic footprint and gives Prudential capital to prioritize retirement, asset management and selected protection businesses. This portfolio reshaping can concentrate resources in targeted franchises, though closing remains subject to approvals.
Bears Say
Japan Regulatory And Sales Restrictions
Japan’s extended suspensions and required improvement plans keep a strategically important operation under regulatory constraint through January 2027. The resulting sales interruption can suppress new business, revenue and franchise momentum while reforms consume management attention and may affect customer trust.
Volatile And Lower Profitability
TTM net margin is about 6%, well below 12.5% in 2021, and margins have been volatile despite the recovery in net income. This weaker and less predictable profitability profile can make earnings, capital generation and shareholder returns more sensitive to operating and assumption changes.
Variable Annuity Runoff
Variable annuity runoff and affiliated outflows are reducing fee income, while legacy-product earnings fell 33% year over year amid lower VA fees and spread results. Persistent runoff can shrink the earnings base and make growth increasingly dependent on newer sales and successful capital redeployment.
Prudential Financial News
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Prudential Financial Stock Smart Score
Company Description
Prudential Financial
Prudential Financial, Inc., together with its subsidiaries, provides financial products and services in the United States, Japan and internationally. It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments. The PGIM segment offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its insurance and retirement businesses. The Retirement Strategies segment provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; group annuities and other products; international reinsurance; investment only products; and FlexGuard suite, Fixed annuities, and variable annuities, as well as develops and distributes individual variable and fixed annuity products. The Group Insurance segment offers various group life, and long-term and short-term group disability, as well as group corporate-, bank-, and trust-owned life insurance; and supplemental health solutions including accident, critical illness, and hospital indemnity. The Individual Life segment develops and distributes variable life, universal life, and term life insurance products. The International Businesses segment develops and distributes life insurance, retirement products, investment products, and certain accident and health products. The company provides its products and services to individual and institutional customers through its proprietary and third-party distribution networks, financial professionals, and trusted partnerships. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.
- Sector
- General
- Industry
- Insurance - Life
- CEO
- Andrew Sullivan
- Employees
- 36,607
- Website
- www.prudential.com
- Address
- 751 Broad Street, Newark, NJ, 07102, US
Prudential Financial (PRU) Earnings & Revenues
PRU Company Deck
PRU Earnings Call
Earnings Call SentimentPositive
The call communicated a clear, focused multi-year strategy (narrowing geographic footprint, scaling chosen businesses, optimizing capital deployment and improving efficiency) and reported solid near-term operating results—notably 14% YoY AOI growth, meaningful PGIM margin expansion, record Group Insurance results and strong Individual Life momentum. Major near-term headwinds include the Prudential Japan sales suspension with a material full-year pretax AOI impact ($525M–$575M), ongoing variable annuity runoff and the multi-year execution required to realize capital rotation from emerging market exits. The tone balanced confidence in long-term value creation and quantified targets against realistic timing and execution risks; overall, positives (growth, margin expansion, capital and liquidity strength, and raised efficiency targets) outweigh the lowlights that are largely transitional or execution-timing related.
View all PRU earnings summariesPRU Net sales Breakdown
- 6.96% PGIM
- 27.41% Institutional Retirement Strategies
- 9.12% Individual Retirement Strategies
- 11.15% Group Insurance
- 10.09% Individual Life
- 29.86% International Businesses
- 0.32% Corporate and Other
- 5.10% Reconciling Items
PRU Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 15 | 4 | 3 |
| Technical Analysis | 4 | 4 | 2 |
| Moving Averages | 11 | 0 | 1 |







