Want to see PRG full AI Analyst Report?
PROG Holdings (PRG) Ratios
PROG Holdings Ratios
PRG's free cash flow for Q3 2026 was $249.71M. For the 2026 fiscal year, PRG's free cash flow was decreased by $-4.82M and operating cash flow was $254.53M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 11.22 | 5.94 | 6.50 | 7.22 | 7.87 |
| Quick Ratio | 4.91 | 2.18 | 2.31 | 2.42 | 2.62 |
| Cash Ratio | 3.20 | 0.53 | 1.03 | 0.98 | 1.25 |
| Solvency Ratio | 0.66 | 2.14 | 1.94 | 2.05 | 0.29 |
| Operating Cash Flow Ratio | 3.47 | 0.77 | 1.35 | 1.80 | 1.81 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 2.96 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ 218.67M | $ 211.33M | $ 83.62M | $ 53.96M | $ 127.45M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.38 | 0.43 | 0.41 | 0.41 | 0.38 |
| Debt-to-Equity Ratio | 0.82 | 1.01 | 1.03 | 1.07 | 0.91 |
| Debt-to-Capital Ratio | 0.45 | 0.50 | 0.51 | 0.52 | 0.48 |
| Long-Term Debt-to-Capital Ratio | 0.45 | 0.48 | 0.50 | 0.50 | 0.45 |
| Financial Leverage Ratio | 2.16 | 2.33 | 2.52 | 2.62 | 2.39 |
| Debt Service Coverage Ratio | 14.92 | 22.01 | 60.42 | 51.58 | 24.00 |
| Interest Coverage Ratio | 6.06 | 5.02 | 7.67 | 4.96 | 19.78 |
| Debt to Market Cap | 0.51 | 0.36 | 0.42 | 0.65 | 0.19 |
| Interest Debt Per Share | 16.18 | 16.29 | 13.85 | 12.51 | 9.57 |
| Net Debt to EBITDA | 0.47 | 0.30 | 0.25 | 0.24 | 0.91 |
| Profitability Margins | |||||
| Gross Profit Margin | 32.98% | 100.00% | 34.55% | 100.00% | 32.04% |
| EBIT Margin | 8.88% | 8.22% | 9.37% | 7.20% | 17.22% |
| EBITDA Margin | 26.44% | 75.12% | 76.15% | 76.16% | 18.28% |
| Operating Profit Margin | 9.89% | 7.91% | 9.37% | 7.15% | 12.45% |
| Pretax Profit Margin | 7.24% | 6.64% | 8.15% | 5.71% | 12.26% |
| Net Profit Margin | 6.09% | 8.01% | 5.77% | 3.80% | 9.10% |
| Continuous Operations Profit Margin | 5.16% | 8.01% | 5.77% | 3.80% | 9.10% |
| Net Income Per EBT | 84.11% | 120.56% | 70.76% | 66.59% | 74.21% |
| EBT Per EBIT | 73.22% | 83.95% | 86.97% | 79.85% | 98.40% |
| Return on Assets (ROA) | 9.11% | 13.03% | 9.31% | 6.62% | 15.02% |
| Return on Equity (ROE) | 19.67% | 30.33% | 23.48% | 17.30% | 35.85% |
| Return on Capital Employed (ROCE) | 15.74% | 14.62% | 16.84% | 13.68% | 22.45% |
| Return on Invested Capital (ROIC) | 11.22% | 14.13% | 11.91% | 9.11% | 16.66% |
| Return on Tangible Assets | 11.68% | 17.24% | 12.58% | 9.13% | 20.67% |
| Earnings Yield | 12.42% | 10.96% | 9.76% | 11.26% | 8.18% |
| Efficiency Ratios | |||||
| Receivables Turnover | 14.61 | 10.36 | 12.37 | 13.29 | 14.43 |
| Payables Turnover | 87.26 | 0.00 | 77.89 | 0.00 | 132.45 |
| Inventory Turnover | 2.65 | 0.00 | 2.49 | 0.00 | 2.55 |
| Fixed Asset Turnover | 108.20 | 96.69 | 72.16 | 72.71 | 62.08 |
| Asset Turnover | 1.50 | 1.63 | 1.61 | 1.74 | 1.65 |
| Working Capital Turnover Ratio | 2.56 | 2.85 | 2.88 | 2.93 | 3.26 |
| Cash Conversion Cycle | 158.46 | 35.24 | 171.50 | 27.47 | 165.74 |
| Days of Sales Outstanding | 24.98 | 35.24 | 29.51 | 27.47 | 25.30 |
| Days of Inventory Outstanding | 137.67 | 0.00 | 146.67 | 0.00 | 143.20 |
| Days of Payables Outstanding | 4.18 | 0.00 | 4.69 | 0.00 | 2.76 |
| Operating Cycle | 162.64 | 35.24 | 176.18 | 27.47 | 168.50 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 8.36 | 3.25 | 4.44 | 4.67 | 3.73 |
| Free Cash Flow Per Share | 8.10 | 3.06 | 4.23 | 4.48 | 3.58 |
| Dividend Paid and CapEx Coverage Ratio | 10.87 | 4.83 | 21.24 | 25.07 | 25.74 |
| Capital Expenditure Coverage Ratio | 33.36 | 16.66 | 21.24 | 25.07 | 25.74 |
| Operating Cash Flow Coverage Ratio | 0.55 | 0.21 | 0.34 | 0.40 | 0.40 |
| Operating Cash Flow to Sales Ratio | 0.14 | 0.06 | 0.08 | 0.09 | 0.09 |
| Free Cash Flow Yield | 27.48% | 7.24% | 13.68% | 26.55% | 7.94% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.06 | 9.13 | 10.25 | 8.88 | 12.23 |
| Price-to-Sales (P/S) Ratio | 0.49 | 0.73 | 0.59 | 0.34 | 1.11 |
| Price-to-Book (P/B) Ratio | 1.58 | 2.77 | 2.41 | 1.54 | 4.38 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 3.64 | 13.82 | 7.31 | 3.77 | 12.60 |
| Price-to-Operating Cash Flow Ratio | 3.53 | 12.99 | 6.97 | 3.62 | 12.11 |
| Price-to-Earnings Growth (PEG) Ratio | -0.38 | 0.17 | 0.17 | -0.18 | -0.02 |
| Enterprise Value Multiple | 2.33 | 1.27 | 1.02 | 0.69 | 6.99 |
| Enterprise Value | 1.48B | 2.36B | 1.88B | 1.36B | 3.42B |
| EV to EBITDA | 2.33 | 1.27 | 1.02 | 0.69 | 6.99 |
| EV to Sales | 0.62 | 0.96 | 0.78 | 0.52 | 1.28 |
| EV to Free Cash Flow | 4.56 | 18.12 | 9.64 | 5.83 | 14.48 |
| EV to Operating Cash Flow | 4.43 | 17.03 | 9.18 | 5.60 | 13.92 |
| Tangible Book Value Per Share | 9.79 | 6.59 | 4.42 | 3.08 | 3.57 |
| Shareholders’ Equity Per Share | 18.62 | 15.27 | 12.85 | 10.99 | 10.29 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.29 | -0.21 | 0.29 | 0.33 | 0.26 |
| Revenue Per Share | 60.09 | 57.85 | 52.31 | 50.03 | 40.56 |
| Net Income Per Share | 3.66 | 4.63 | 3.02 | 1.90 | 3.69 |
| Tax Burden | 0.84 | 1.21 | 0.71 | 0.67 | 0.74 |
| Interest Burden | 0.82 | 0.81 | 0.87 | 0.79 | 0.71 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.18 | 0.13 | 0.17 | 0.11 | 0.14 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 2.28 | 0.70 | 1.47 | 2.46 | 1.01 |
Currency in USD