tiprankstipranks
PT Bank Mandiri (Persero) Tbk (PPERY)
OTHER OTC:PPERY
Want to see PPERY full AI Analyst Report?

PT Bank Mandiri (Persero) Tbk (PPERY) Price & Analysis

19 Followers

PPERY Stock Chart & Stats

$11.34
$0.14(1.02%)
At close: 4:00 PM EST
$11.34
$0.14(1.02%)

Bulls Say, Bears Say

Bulls Say
High Profitability And ROESustained high net margin (~29.7% TTM) and ROE (~20%) indicate structural profitability that generates internal capital. This supports lending growth, digital investment and dividend capacity, improving resilience and funding flexibility across economic cycles.
Diversified Banking FranchiseA broad product mix (corporate, SME, retail, trade, treasury) and scale in distribution and digital channels creates diversified revenue sources (NII, fees, treasury). Diversification reduces reliance on any single market and supports durable deposit gathering and fee growth.
Healthy Capitalization & ReturnsSizable equity and strong returns provide a meaningful buffer to absorb credit losses and support regulatory requirements. Healthy capitalization enhances capacity to expand lending, invest in technology, and maintain dividend/distribution policies over the medium term.
Bears Say
Volatile Cash GenerationA ~-44% YoY decline in free cash flow and inconsistent operating cash conversion reduce predictable internal funding. Volatile cash generation constrains reliable dividend capacity, limits organic investment, and raises reliance on external funding in stress scenarios.
Rising LeverageHigher debt-to-equity (~0.91–0.95) increases sensitivity to credit and market cycles and reduces loss-absorption capacity. Elevated leverage tightens regulatory headroom and limits strategic flexibility, raising the chance of capital-raising or lending constraints under stress.
Uneven Revenue MomentumWhile TTM revenue growth is positive, the very modest 2025 annual growth (~0.5%) signals potential slowdown in top-line drivers. Slower revenue expansion can limit fee income and NII growth, making it harder to offset rising costs or provisioning over the medium term.

PT Bank Mandiri (Persero) Tbk News

PPERY FAQ

What was PT Bank Mandiri (Persero) Tbk’s price range in the past 12 months?
PT Bank Mandiri (Persero) Tbk lowest stock price was $8.16 and its highest was $12.78 in the past 12 months.
    What is PT Bank Mandiri (Persero) Tbk’s market cap?
    PT Bank Mandiri (Persero) Tbk’s market cap is $20.85B.
      When is PT Bank Mandiri (Persero) Tbk’s upcoming earnings report date?
      PT Bank Mandiri (Persero) Tbk’s upcoming earnings report date is Jul 23, 2026 which is in 11 days.
        How were PT Bank Mandiri (Persero) Tbk’s earnings last quarter?
        PT Bank Mandiri (Persero) Tbk released its earnings results on Apr 21, 2026. The company reported $0.37 earnings per share for the quarter, beating the consensus estimate of $0.366 by $0.004.
          Is PT Bank Mandiri (Persero) Tbk overvalued?
          According to Wall Street analysts PT Bank Mandiri (Persero) Tbk’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does PT Bank Mandiri (Persero) Tbk pay dividends?
            PT Bank Mandiri (Persero) Tbk pays a Annually dividend of $0.842 which represents an annual dividend yield of 9.11%. See more information on PT Bank Mandiri (Persero) Tbk dividends here
              What is PT Bank Mandiri (Persero) Tbk’s EPS estimate?
              PT Bank Mandiri (Persero) Tbk’s EPS estimate is 0.34.
                How many shares outstanding does PT Bank Mandiri (Persero) Tbk have?
                PT Bank Mandiri (Persero) Tbk has 2,333,333,300 shares outstanding.
                  What happened to PT Bank Mandiri (Persero) Tbk’s price movement after its last earnings report?
                  PT Bank Mandiri (Persero) Tbk reported an EPS of $0.37 in its last earnings report, beating expectations of $0.366. Following the earnings report the stock price went up 1.887%.
                    Which hedge fund is a major shareholder of PT Bank Mandiri (Persero) Tbk?
                    Currently, no hedge funds are holding shares in PPERY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      PT Bank Mandiri (Persero) Tbk Stock Smart Score

                      3
                      Underperform
                      1
                      2
                      3
                      4
                      5
                      6
                      7
                      8
                      9
                      10

                      Technicals

                      SMA
                      Negative
                      20 days / 200 days
                      Momentum
                      -43.46%
                      12-Months-Change

                      Fundamentals

                      Return on Equity
                      20.54%
                      Trailing 12-Months
                      Asset Growth
                      12.36%
                      Trailing 12-Months

                      Company Description

                      PT Bank Mandiri (Persero) Tbk

                      PT Bank Mandiri (Persero) Tbk engages in providing general banking services. It operates through the following segments: Corporate Banking, Commercial Banking, Institutional Banking, Retail Banking, and Treasury and International Banking. It operates through the following geographical segments: Indonesia, Asia, Western Europe, and Cayman Islands. The Asia segment include Singapore, Malaysia, Hong Kong, Timor Leste, and Shanghai. The Western Europe segment refers to England. The company was founded in 1824 and is headquartered in Jakarta, Indonesia.

                      PT Bank Mandiri (Persero) Tbk (PPERY) Earnings & Revenues

                      Similar Stocks
                      Company
                      Price & Change
                      Follow
                      Banco Bradesco SA
                      Banco Santander Brasil
                      Kb Financial Group
                      Shinhan Financial Group Co
                      Woori Finance Holdings Co

                      Ownership Overview

                      <0.01%<0.01%99.99%
                      Insiders
                      <0.01% Other Institutional Investors
                      99.99% Public Companies and
                      Individual Investors

                      Options Prices

                      Currently, No data available
                      ---
                      Popular Stocks