Firma Oponiarska Debica S.A. (DBC) AI Stock Analysis

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Firma Oponiarska Debica S.A.

(Warsaw:DBC)

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Rating:50Neutral

Price Target:PLN 86.00▼(-3.37% Downside)

Action:initiatedcoverage

Date:09/16/25

The most significant factor is the marked deterioration in operational fundamentals and cash flow, which sharply limits appeal despite a fortress-like balance sheet. Valuation is very attractive on headline metrics (low P/E, high dividend yield), but lack of technical strength and poor cash conversion temper risk/reward. Rapid performance recovery is essential for the stock to merit a materially higher rating.

Positive Factors

Strategic PartnershipsStrategic partnerships expand market reach and brand visibility, strengthening competitive positioning and driving sustainable revenue growth.

Negative Factors

Declining ProfitabilityDeclining profitability indicates operational inefficiencies and challenges in maintaining cost structures, which can hinder long-term financial health and growth potential.

Firma Oponiarska Debica S.A. (DBC) vs. SPDR S&P 500 ETF (SPY)

Market Cap: PLN 1.23B
Dividend Yield: 7.63%
Average Volume (3M): 2,940
Price to Earnings (P/E): 12.3
Beta (1Y): 0.24
Revenue Growth: -1.28%
EPS Growth: -1.25%
Country: PL
Employees: 3,007
Sector: Consumer Cyclical
Sector Strength: 61
Industry: Auto - Parts

Firma Oponiarska Debica S.A. Business Overview & Revenue Model

Company Description

Tire Company Debica S.A., a Polish entity established in 1937, manufactures and distributes a comprehensive range of tires for passenger cars, commercial vehicles, and trucks, primarily within Poland. Their tire offerings are marketed under various b...

How the Company Makes Money

Firma Oponiarska Debica S.A. generates revenue primarily through the sale of its tire products to various segments, including passenger vehicles, commercial vehicles, and specialty tires. The company has established a diverse revenue model that inclu...

Firma Oponiarska Debica S.A. Financial Statement Overview

Summary

While the company demonstrates exceptional balance sheet strength with extremely low leverage and high equity buffers, its 2024 financials expose severe weaknesses: profitability metrics (gross/net profit margins) dropped to multi-year lows, and free cash flow is deeply negative, highlighting a breakdown in turning accounting profit into cash generation. Margins and cash flow deterioration substantially outweigh the otherwise strong capital structure.

Income Statement

38Negative

Balance Sheet

76Positive

Cash Flow

24Negative

Financial statement breakdown
Breakdown	TTM	Mar 2026	Mar 2025	Mar 2024	Dec 2022	Mar 2022
Income Statement
Total Revenue	2.76B	2.91B	2.52B	2.99B	3.28B	2.34B
Gross Profit	129.05M	160.69M	37.05M	345.52M	106.46M	77.42M
EBITDA	249.66M	275.62M	195.94M	454.00M	193.31M	150.11M
Net Income	99.90M	124.98M	77.76M	284.35M	72.60M	42.68M
Balance Sheet
Total Assets	2.52B	2.32B	2.32B	2.43B	2.21B	1.98B
Cash, Cash Equivalents and Short-Term Investments	110.14M	633.65M	728.64M	876.61M	66.99M	610.32M
Total Debt	6.26M	10.72M	9.63M	11.47M	8.20M	5.84M
Total Liabilities	1.12B	883.16M	952.13M	999.51M	1.01B	819.52M
Stockholders Equity	1.40B	1.43B	1.37B	1.43B	1.20B	1.16B
Cash Flow
Free Cash Flow	124.23M	-33.05M	-318.43M	-20.73M	-189.32M	-41.09M
Operating Cash Flow	286.66M	114.03M	219.68M	376.70M	186.03M	219.01M
Investing Cash Flow	-176.74M	-10.33M	-216.98M	-204.59M	-192.28M	-190.76M
Financing Cash Flow	-63.44M	-63.71M	-147.33M	-59.40M	-37.04M	-55.16M

Firma Oponiarska Debica S.A. Technical Analysis

Technical Analysis SentimentNeutral

Last Price89.00

Price Trends

50DMA92.90Negative

100DMA92.71Negative

200DMA86.54Positive

Market Momentum

MACD-1.42Negative

RSI45.42Neutral

STOCH79.51Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PL:DBC, the sentiment is Neutral. The current price of 89.00 is above the 20-day moving average (MA) of 88.87, below the 50-day MA of 92.90, and above the 200-day MA of 86.54, indicating a neutral trend. The MACD of -1.42 indicates Negative momentum. The RSI at 45.42 is Neutral, neither overbought nor oversold. The STOCH value of 79.51 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for PL:DBC.

Firma Oponiarska Debica S.A. Peers Comparison

Overall Rating

UnderperformOutperform

Sector (61)

Financial Indicators

PL:DBC against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	61Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
PL:CAR	61Neutral	PLN 15.30B	15.98	16.09%	0.13%	11.53%	32.72%
PL:SNK	56Neutral	PLN 355.85M	10.55	8.14%	6.22%	1.42%	-17.22%
PL:DBC	50Neutral	PLN 1.23B	12.29	6.97%	7.63%	-1.28%	-1.25%

* Consumer Cyclical Sector Average

Performance Comparison

PL:DBC and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
PL:DBC	Firma Oponiarska Debica S.A.	89.00	13.04	17.17%
PL:CAR	Inter Cars S.A.	1080.00	542.95	101.10%
PL:APR	Auto Partner SA	28.60	11.40	66.30%
PL:OPN	Oponeo.pl S.A.	103.80	14.20	15.84%
PL:SNK	Sanok Rubber Company SA	19.30	-0.11	-0.57%
PL:ACG	AC Spolka Akcyjna	20.50	-4.70	-18.65%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 16, 2025

Firma Oponiarska Debica S.A. AI Stock Analysis