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Inter Cars S.A. (CAR) AI Stock Analysis
Inter Cars S.A.
(Warsaw:CAR)
The primary driver is solid financial stability but with significant recent cash flow risks that notably drag performance. Valuation offers a clear positive, with an attractive P/E relative to recent sector conditions. Technical factors are indeterminate due to lack of data, and thus contribute little to the overall assessment. The absence of current earnings call insights and corporate events means assessment is based solely on core financial and valuation fundamentals.
Inter Cars S.A. (CAR) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- PLN 14.88B
- Dividend Yield
- 0.14%
- Average Volume (3M)
- 5,393
- Price to Earnings (P/E)
- 15.5
- Beta (1Y)
- 0.58
- Revenue Growth
- 11.53%
- EPS Growth
- 32.72%
- Country
- PL
- Employees
- 6,651
- Sector
- Consumer Cyclical
- Sector Strength
- 61
- Industry
- Auto - Parts
Inter Cars S.A. Business Overview & Revenue Model
Company Description
Inter Cars S.A. engages in the import and distribution of spare parts for passenger cars and commercial vehicles in Poland, Romania, and internationally. It is also involved in the manufacture of trailers and semi-trailers; real estate development an...
How the Company Makes Money
Inter Cars S.A. generates revenue primarily through the sale of automotive parts and accessories to workshops, retailers, and individual consumers. The company's revenue model is anchored in distributing a wide array of products, which includes both...
Inter Cars S.A. Financial Statement Overview
Summary
Inter Cars S.A. shows solid revenue and asset growth and stable leverage, but faces pressure from declining margins and a steep deterioration in cash flow. While profitability and balance sheet stability are above sector averages, the acute free cash flow weakness and downgraded net margin materially reduce its financial strength.
Income Statement
72PositiveBalance Sheet
75PositiveCash Flow
42Neutral| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 22.52B | 21.22B | 19.47B | 18.03B | 15.29B | 12.24B |
| Gross Profit | 6.62B | 6.00B | 5.70B | 5.25B | 4.65B | 3.75B |
| EBITDA | 1.69B | 1.38B | 1.27B | 1.23B | 1.22B | 1.06B |
| Net Income | 951.81M | 806.42M | 721.48M | 700.30M | 745.70M | 699.58M |
Balance Sheet | ||||||
| Total Assets | 13.39B | 12.06B | 10.77B | 9.27B | 8.01B | 6.28B |
| Cash, Cash Equivalents and Short-Term Investments | 700.36M | 544.28M | 448.80M | 367.90M | 357.19M | 240.66M |
| Total Debt | 3.92B | 4.23B | 3.57B | 3.11B | 2.79B | 1.79B |
| Total Liabilities | 7.10B | 6.29B | 5.65B | 4.83B | 4.19B | 3.19B |
| Stockholders Equity | 6.29B | 5.78B | 5.11B | 4.44B | 3.82B | 3.09B |
Cash Flow | ||||||
| Free Cash Flow | 119.05M | -68.56M | -128.63M | 121.28M | -275.48M | -49.35M |
| Operating Cash Flow | 761.63M | 451.69M | 336.55M | 486.67M | -98.36M | 33.78M |
| Investing Cash Flow | -524.04M | -440.63M | -370.91M | -351.93M | -165.66M | -82.27M |
| Financing Cash Flow | -91.14M | 70.30M | 129.37M | -124.03M | 380.54M | 55.35M |
Inter Cars S.A. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PL:CAR, the sentiment is Positive. The current price of 1050.00 is above the 20-day moving average (MA) of 1003.35, above the 50-day MA of 966.28, and above the 200-day MA of 812.16, indicating a bullish trend. The MACD of 26.92 indicates Negative momentum. The RSI at 65.07 is Neutral, neither overbought nor oversold. The STOCH value of 81.21 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for PL:CAR.
Inter Cars S.A. Peers Comparison
Overall Rating
- PL:CAR61Neutral
PL:SNK56Neutral
PL:DBC50Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| Sector * | 61Neutral | $18.38B | 12.79 | -2.54% | 3.03% | 1.52% | -15.83% |
| PL:CAR | 61Neutral | PLN 14.88B | 15.54 | 16.09% | 0.14% | 11.53% | 32.72% |
| PL:SNK | 56Neutral | PLN 358.62M | 10.63 | 8.14% | 6.17% | 1.42% | -17.22% |
| PL:DBC | 50Neutral | PLN 1.20B | 12.00 | 6.97% | 7.81% | -1.28% | -1.25% |
* Consumer Cyclical Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| PL:CAR | Inter Cars S.A. | 1050.00 | 500.97 | 91.25% | |
| PL:APR | Auto Partner SA | 28.20 | 10.43 | 58.65% | |
| PL:OPN | Oponeo.pl S.A. | 100.00 | 5.38 | 5.68% | |
| PL:SNK | Sanok Rubber Company SA | 19.45 | -0.62 | -3.11% | |
| PL:DBC | Firma Oponiarska Debica S.A. | 86.90 | 9.73 | 12.60% | |
| PL:ACG | AC Spolka Akcyjna | 21.00 | -4.80 | -18.60% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Sep 16, 2025