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PGY Stock Chart & Stats
$22.26
$1.36(8.53%)
At close: 4:00 PM EDT
$22.26
$1.36(8.53%)
Day’s Range― - ―
52-Week Range$10.40 - $44.99
Previous CloseN/A
Volume113.52K
Average Volume (3M)2.77M
Market Cap
$1.75B
Enterprise Value$2.46K
Total Cash (Recent Filing)$1.29B
Total Debt (Recent Filing)$907.34M
Price to Earnings (P/E)14.7
Beta2.52
Next Earnings
Nov 17, 2026EPS Estimate
0.48Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.50
Shares Outstanding72,137,270
10 Day Avg. Volume2,223,079
30 Day Avg. Volume2,774,115
Financial Highlights & Ratios
PEG Ratio-0.18
Price to Book (P/B)3.41
Price to Sales (P/S)1.30
P/FCF Ratio7.29
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$28.43Price Target Upside27.71% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)1.7
Revenue Forecast (FY)$1.47B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue ExpansionThe multi-year revenue increase demonstrates substantial platform scaling and partner adoption. Although recent growth has moderated, the expanded revenue base and continued increase into the TTM period support a stronger foundation for future operating leverage.
Strong Cash GenerationStrong operating and free cash flow provide internal funding for growth and improve financial resilience. High conversion of net income into cash also suggests that recent profitability is supported by cash generation rather than primarily accounting effects.
Scaling Network And Funding PlatformHigher network volume and robust ABS activity indicate strengthening connectivity between lending partners and capital providers. This can reinforce Pagaya's platform position, support recurring origination flows, and improve operating leverage as the ecosystem expands.
Bears Say
Elevated Balance-Sheet LeverageMeaningful leverage reduces financial flexibility relative to less-levered software businesses and can amplify downside if earnings or loan-funding conditions weaken. It remains a structural constraint despite higher equity and improved profitability.
Historically Volatile ProfitabilityThe recent return to profitability is encouraging, but the prior large loss and uneven earnings history show that results have not yet been proven across a full cycle. Such volatility raises execution risk if credit, funding, or origination conditions deteriorate.
Modest Net Margin And Slowing GrowthA modest net margin leaves less buffer against higher funding costs, credit-related pressures, or operating expenses. Moderating growth also means future earnings expansion will depend increasingly on efficiency and durable monetization, not only on adding volume.
Pagaya Technologies Ltd News
PGY FAQ
What was Pagaya Technologies Ltd’s price range in the past 12 months?
Pagaya Technologies Ltd lowest stock price was $10.40 and its highest was $44.99 in the past 12 months.
What is Pagaya Technologies Ltd’s market cap?
Pagaya Technologies Ltd’s market cap is $1.75B.
When is Pagaya Technologies Ltd’s upcoming earnings report date?
Pagaya Technologies Ltd’s upcoming earnings report date is Nov 17, 2026 which is in 74 days.
How were Pagaya Technologies Ltd’s earnings last quarter?
Pagaya Technologies Ltd released its earnings results on Jul 30, 2026. The company reported $0.49 earnings per share for the quarter, beating the consensus estimate of $0.322 by $0.168.
Is Pagaya Technologies Ltd overvalued?
According to Wall Street analysts Pagaya Technologies Ltd’s price is currently Undervalued.
Does Pagaya Technologies Ltd pay dividends?
Pagaya Technologies Ltd does not currently pay dividends.
What is Pagaya Technologies Ltd’s EPS estimate?
Pagaya Technologies Ltd’s EPS estimate is 0.48.
How many shares outstanding does Pagaya Technologies Ltd have?
Pagaya Technologies Ltd has 72,137,270 shares outstanding.
What happened to Pagaya Technologies Ltd’s price movement after its last earnings report?
Pagaya Technologies Ltd reported an EPS of $0.49 in its last earnings report, beating expectations of $0.322. Following the earnings report the stock price went up 8.956%.
Which hedge fund is a major shareholder of Pagaya Technologies Ltd?
Currently, no hedge funds are holding shares in PGY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pagaya Technologies Ltd Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$28.43 (27.71% Upside)
$28.43 (27.71% Upside)
Blogger Sentiment
Bullish
PGY Sentiment 96%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 173.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.0M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 0.5%
Last 30 Days ▲ 3.4%
Last 30 Days ▲ 3.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-39.49%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
21.02%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Pagaya Technologies Ltd
Pagaya Technologies Ltd. is a financial technology enterprise operating across Israel, the United States, and the Cayman Islands. The company specializes in developing and implementing its proprietary artificial intelligence systems and associated software platforms. These advanced solutions are designed to assist its diverse range of partners – including rapidly growing fintech companies, traditional financial institutions, auto finance providers, and brokers – in originating various loans and other financial assets. Founded in 2016, Pagaya Technologies Ltd. is headquartered in Tel Aviv, Israel.
PGY Company Deck
PGY Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a largely positive operational and financial momentum: sustained GAAP profitability (fifth consecutive quarter), double-digit revenue growth, improved margins and strong adjusted EBITDA, record auto performance, successful capital raises and important capital‑market milestones (Fitch AAA, first auto securitization, resecuritizations providing recycleable capital), and an active partner onboarding pipeline. The company is managing market volatility prudently by diversifying funding across ABS and other channels and maintaining disciplined underwriting. Notable negatives include a $38M investment loss, downward fair‑value adjustments, FRLPC margin compression driven by higher cost of capital, ongoing private credit market repricing risk, and intentionally tighter underwriting that keeps application-to-volume conversion below 1%. Overall, the positive operational and capital‑markets achievements and upgraded guidance outweigh the financial and market headwinds discussed.View all PGY earnings summariesPGY Stock 12 Month Forecast
Average Price Target
$28.43
▲(27.71% Upside)
Technical Analysis
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Ownership Overview
9.12% Insiders
10.18% Mutual Funds
13.98% Other Institutional Investors
59.37% Public Companies and Individual Investors