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Provident Financial Services (PFS)
:PFS
Earnings Data
Report Date
Jan 23, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.56Last Year’s EPS
0.48Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflects a strong performance by Provident Financial Services, with record earnings and revenue, substantial deposit and loan growth, and improved credit metrics. However, challenges such as elevated loan prepayments and increased competition in the lending market were noted. Overall, the positive aspects outweigh the challenges.Company Guidance
Record Net Earnings and Revenue
Provident Financial Services reported net earnings of $72 million or $0.55 per share, consistent with the previous quarter. Revenue reached a record $222 million, driven by record net interest income of $194 million.
Strong Deposit and Loan Growth
Deposits increased by $388 million or an annualized rate of 8%. The commercial lending team closed approximately $742 million in new loans, contributing to a commercial portfolio growth at an annualized rate of 5%.
Improvement in Credit Metrics
Nonperforming assets improved 3 basis points to 0.41%. Net charge-offs were only $5.4 million for the quarter.
Growth in Noninterest Income
Noninterest income increased to $27.4 million, with substantial contributions from Provident Protection Plus and Beacon Trust, which saw revenue growth to $7.3 million.
PFS Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
PFS Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 30, 2025 | $18.49 | $18.29 | -1.08% |
Jul 24, 2025 | $18.04 | $18.12 | +0.44% |
Apr 24, 2025 | $16.44 | $16.11 | -2.01% |
Jan 28, 2025 | $18.46 | $17.61 | -4.60% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Provident Financial Services (PFS) report earnings?
Provident Financial Services (PFS) is schdueled to report earning on Jan 23, 2026, Before Open (Confirmed).
What is Provident Financial Services (PFS) earnings time?
Provident Financial Services (PFS) earnings time is at Jan 23, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PFS EPS forecast?
PFS EPS forecast for the fiscal quarter 2025 (Q4) is 0.56.