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PBCO Stock Chart & Stats
$29.98
-$0.01(-0.03%)
At close: 4:00 PM EDT
$29.98
-$0.01(-0.03%)
Day’s Range― - ―
52-Week Range$14.35 - $31.67
Previous CloseN/A
Volume1.50K
Average Volume (3M)2.06K
Market Cap
$159.30M
Enterprise Value$162.18
Total Cash (Recent Filing)$5.32M
Total Debt (Recent Filing)$27.79M
Price to Earnings (P/E)16.4
Beta0.11
Next Earnings
Oct 21, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.83%
Share Statistics
EPS (TTM)1.78
Shares Outstanding5,310,072
10 Day Avg. Volume827
30 Day Avg. Volume2,064
Financial Highlights & Ratios
PEG Ratio1.52
Price to Book (P/B)0.97
Price to Sales (P/S)2.02
P/FCF Ratio8.95
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue AccelerationSustained revenue re-acceleration indicates improving core franchise momentum and demand for the bank's products. Over 2–6 months this supports higher operating leverage, better reinvestment capacity and provides a sturdier base for earnings stability if management sustains growth drivers.
Meaningfully Reduced LeverageMaterial decline in leverage strengthens capital adequacy and lowers financial risk, improving resilience to credit stress and rate shocks. This durable balance-sheet improvement enhances funding flexibility, supports regulatory ratios and permits strategic optionality over the medium term.
Positive Free Cash FlowConsistent positive free cash flow demonstrates the company's ability to generate internal funding for operations, deleveraging and modest capital returns. Over months this underpins financial flexibility and reduces reliance on external financing for growth or balance-sheet actions.
Bears Say
Earnings VolatilityLarge swings in profitability reduce predictability of core earnings and complicate capital allocation. Persistent earnings volatility can constrain investor confidence and may force conservative provisioning or capital buffers, limiting growth and strategic initiatives over the medium term.
Choppy Cash-flow TrendsIntermittent cash-flow weakness undermines the reliability of internal funding for loans, investments, or distributions. Even with positive FCF in recent years, variability reduces planning certainty and can force defensive capital actions during weaker quarters.
Limited Scale And LiquiditySmall operational scale and thin market liquidity constrain diversification, increase per-unit costs, and limit access to capital markets. Over months this can raise execution risk for strategic initiatives, slow growth investments, and narrow the investor base for equity actions.
PBCO FAQ
What was PBCO Financial Corporation’s price range in the past 12 months?
PBCO Financial Corporation lowest stock price was $14.35 and its highest was $31.67 in the past 12 months.
What is PBCO Financial Corporation’s market cap?
PBCO Financial Corporation’s market cap is $159.30M.
When is PBCO Financial Corporation’s upcoming earnings report date?
PBCO Financial Corporation’s upcoming earnings report date is Oct 21, 2026 which is in 82 days.
How were PBCO Financial Corporation’s earnings last quarter?
PBCO Financial Corporation released its earnings results on Jul 23, 2026. The company reported $0.43 earnings per share for the quarter, beating the consensus estimate of N/A by $0.43.
Is PBCO Financial Corporation overvalued?
According to Wall Street analysts PBCO Financial Corporation’s price is currently Overvalued.
Does PBCO Financial Corporation pay dividends?
PBCO Financial Corporation pays a Annually dividend of $0.25 which represents an annual dividend yield of 0.83%. See more information on PBCO Financial Corporation dividends here
What is PBCO Financial Corporation’s EPS estimate?
PBCO Financial Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does PBCO Financial Corporation have?
PBCO Financial Corporation has 5,310,072 shares outstanding.
What happened to PBCO Financial Corporation’s price movement after its last earnings report?
PBCO Financial Corporation reported an EPS of $0.43 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 23.469%.
Which hedge fund is a major shareholder of PBCO Financial Corporation?
Currently, no hedge funds are holding shares in PBCO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PBCO Financial Corporation Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
23.40%
12-Months-Change
Fundamentals
Return on Equity
0.83%
Trailing 12-Months
Asset Growth
-4.24%
Trailing 12-Months
Company Description
PBCO Financial Corporation
PBCO Financial Corporation, established in Medford, Oregon, in 1998, operates as the parent company for People's Bank of Commerce. This institution provides a comprehensive array of commercial banking solutions tailored for both enterprises and individual clients throughout Southern Oregon. Its core offerings include a variety of deposit accounts, such as checking and savings options. The bank's lending portfolio is extensive, featuring residential mortgages, home equity credit lines, and diverse consumer loans for vehicles (auto, RV, boat), personal financing, and property (home lot and construction). It also extends personal and commercial lines of credit, alongside specialized small business administration (SBA) and government-backed business loans. Furthermore, PBCO Financial Corporation offers convenient treasury management and ebanking services, support for PPP loan forgiveness processes, and debit cards. The company maintains a network of branches strategically located in Southern Oregon communities, including Albany, Ashland, Central Point, Grants Pass, Klamath Falls, Lebanon, Medford, and Salem.
Technical Analysis
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