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PBCO Financial Corporation (PBCO) Stock Price & Analysis

PBCO Stock Chart & Stats

$27.75$0.00(0.00%)
At close: 10:32 AM EST
$28$29$3010 Aug24 Aug8 Sep21 Sep5 Oct19 Oct2 Nov
Day’s Range
$27.75 - $27.95
52-Week Range
$17.00 - $31.67
Previous Close
$27.43
Volume
N/A
Average Volume (3M)
1,069
Market Cap
$139.10M
Enterprise Value
$163.15M
Total Cash (Recent Filing)
$7.81M
Total Debt (Recent Filing)
$29.77M
Price to Earnings (P/E)
14.2
Beta
0.09
Next Earnings
Jan 28, 2027 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Aug 20, 2026
Dividend Yield
1.42%

Bulls Say, Bears Say

Bulls Say

Revenue Growth

The 2025 revenue acceleration indicates improving business activity after a weaker period and supports the bank’s ability to expand its earning base. If sustained, stronger revenue provides additional capacity to absorb operating costs, support capital formation, and fund continued lending across its community markets.

Balance Sheet Strength

Meaningfully lower leverage and growth in equity strengthen the company’s capital posture and improve resilience. A less leveraged balance sheet gives the bank greater flexibility to manage credit conditions, support lending activity, and absorb financial pressure without relying as heavily on additional borrowing.

Cash Generation

Sustained positive free cash flow demonstrates that reported earnings are translating into internally generated cash. This supports ongoing investment, capital flexibility, and shareholder distributions while reducing reliance on external financing, even though the latest figure was modestly below the prior year.

Bears Say

Earnings Volatility

The sharp movement in profitability across recent years reduces confidence that current earnings levels will persist consistently. Earnings volatility can complicate capital planning and make it harder for management to maintain steady lending, investment, and shareholder-return decisions through changing conditions.

Moderate Return On Equity

Although the balance sheet is stronger, returns generated on shareholder capital have not fully recovered to earlier levels. Moderate ROE suggests the company is not yet converting its expanded equity base into earnings as efficiently as before, which may constrain long-term profit compounding.

Cash Flow Consistency

Positive recent free cash flow is encouraging, but its uneven history reduces confidence in the durability of cash generation. Weaker periods and the decline from 2024 to 2025 could limit the predictability of internally funded growth, capital allocation, and shareholder distributions.

PBCO FAQ

What was PBCO Financial Corporation’s price range in the past 12 months?
PBCO Financial Corporation lowest stock price was $17.00 and its highest was $31.67 in the past 12 months.
What is PBCO Financial Corporation’s market cap?
PBCO Financial Corporation’s market cap is $139.10M.
When is PBCO Financial Corporation’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were PBCO Financial Corporation’s earnings last quarter?
PBCO Financial Corporation released its earnings results on Oct 21, 2026. The company reported $0.51 earnings per share for the quarter.
Is PBCO Financial Corporation overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does PBCO Financial Corporation pay dividends?
PBCO Financial Corporation pays a Annually dividend of $0.14 which represents an annual dividend yield of 1.42%. See more information on PBCO Financial Corporation dividends here
What is PBCO Financial Corporation’s EPS estimate?
PBCO Financial Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does PBCO Financial Corporation have?
PBCO Financial Corporation has 5,072,054 shares outstanding.
What happened to PBCO Financial Corporation’s price movement after its last earnings report?
PBCO Financial Corporation reported an EPS of $0.51 in its last earnings report. Following the earnings report the stock price went up 1.53%.
Which hedge fund is a major shareholder of PBCO Financial Corporation?
Currently, no hedge funds are holding shares in PBCO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology