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Prosperity Bancshares (PB) Ratios
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Prosperity Bancshares Ratios
PB's free cash flow for Q2 2026 was $157.86M. For the 2026 fiscal year, PB's free cash flow was decreased by $-4.57M and operating cash flow was $162.43M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.43 | 0.46 | 0.04 | 0.03 | 0.10 |
| Quick Ratio | 0.43 | 0.46 | 0.04 | 0.03 | 0.10 |
| Cash Ratio | 0.06 | 0.07 | 0.02 | 0.01 | 0.08 |
| Solvency Ratio | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 2.73 | 2.13 | 2.09 | 0.22 | 1.55 |
| Net Current Asset Value | $ -18.47B | $ -19.07B | $ -30.48B | $ -30.02B | $ -28.28B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.06 | 0.09 | 0.10 | 0.11 | 0.01 |
| Debt-to-Equity Ratio | 0.28 | 0.46 | 0.57 | 0.62 | 0.07 |
| Debt-to-Capital Ratio | 0.22 | 0.32 | 0.36 | 0.38 | 0.07 |
| Long-Term Debt-to-Capital Ratio | 0.20 | 0.30 | 0.34 | 0.22 | 0.00 |
| Financial Leverage Ratio | 5.05 | 5.32 | 5.45 | 5.63 | 5.89 |
| Debt Service Coverage Ratio | 0.84 | 0.63 | 0.56 | 0.23 | 1.09 |
| Interest Coverage Ratio | 1.42 | 1.03 | 1.09 | 7.43 | 12.30 |
| Debt to Market Cap | 0.33 | 0.48 | 0.64 | 0.62 | 0.07 |
| Interest Debt Per Share | 27.93 | 42.31 | 48.68 | 46.04 | 5.41 |
| Net Debt to EBITDA | 0.55 | 2.24 | 6.32 | 5.33 | -3.05 |
| Profitability Margins | |||||
| Gross Profit Margin | 71.88% | 65.20% | 67.44% | 92.55% | 95.35% |
| EBIT Margin | 39.90% | 35.17% | 34.34% | 55.39% | 57.27% |
| EBITDA Margin | 41.87% | 37.16% | 36.33% | 57.75% | 59.85% |
| Operating Profit Margin | 39.90% | 35.17% | 34.34% | 55.39% | 57.27% |
| Pretax Profit Margin | 39.90% | 35.17% | 34.34% | 55.39% | 57.27% |
| Net Profit Margin | 31.23% | 27.52% | 26.94% | 43.61% | 45.09% |
| Continuous Operations Profit Margin | 31.23% | 27.52% | 26.94% | 43.61% | 45.09% |
| Net Income Per EBT | 78.27% | 78.25% | 78.46% | 78.74% | 78.72% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.41% | 1.21% | 1.09% | 1.39% | 1.37% |
| Return on Equity (ROE) | 7.13% | 6.44% | 5.92% | 7.83% | 8.08% |
| Return on Capital Employed (ROCE) | 7.11% | 5.61% | 4.85% | 9.69% | 9.98% |
| Return on Invested Capital (ROIC) | 5.46% | 4.30% | 3.70% | 5.73% | 7.35% |
| Return on Tangible Assets | 1.56% | 1.33% | 1.20% | 1.52% | 1.50% |
| Earnings Yield | 8.31% | 6.70% | 6.66% | 7.88% | 7.75% |
| Efficiency Ratios | |||||
| Receivables Turnover | 17.50 | 16.69 | 16.16 | 13.60 | 17.44 |
| Payables Turnover | 15.81 | 14.47 | 14.55 | 19.93 | 42.52 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.53 | 4.69 | 4.21 | 3.54 | 3.60 |
| Asset Turnover | 0.05 | 0.04 | 0.04 | 0.03 | 0.03 |
| Working Capital Turnover Ratio | -0.11 | -0.08 | -0.06 | -0.04 | -0.04 |
| Cash Conversion Cycle | -2.23 | -3.37 | -2.49 | 8.53 | 12.34 |
| Days of Sales Outstanding | 20.85 | 21.87 | 22.59 | 26.84 | 20.92 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 23.08 | 25.23 | 25.08 | 18.31 | 8.58 |
| Operating Cycle | 20.85 | 21.87 | 22.59 | 26.84 | 20.92 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 5.81 | 4.98 | 6.96 | 5.53 | 7.50 |
| Free Cash Flow Per Share | 5.47 | 4.75 | 6.59 | 5.07 | 7.29 |
| Dividend Paid and CapEx Coverage Ratio | 2.16 | 2.01 | 2.69 | 2.15 | 3.42 |
| Capital Expenditure Coverage Ratio | 16.89 | 22.36 | 18.93 | 11.94 | 36.52 |
| Operating Cash Flow Coverage Ratio | 0.26 | 0.14 | 0.16 | 0.12 | 1.55 |
| Operating Cash Flow to Sales Ratio | 0.32 | 0.27 | 0.42 | 0.42 | 0.60 |
| Free Cash Flow Yield | 7.91% | 6.31% | 9.73% | 6.97% | 10.09% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 12.08 | 14.92 | 15.01 | 12.69 | 12.90 |
| Price-to-Sales (P/S) Ratio | 3.76 | 4.11 | 4.04 | 5.54 | 5.82 |
| Price-to-Book (P/B) Ratio | 0.86 | 0.96 | 0.89 | 0.99 | 1.04 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 12.64 | 15.85 | 10.28 | 14.35 | 9.91 |
| Price-to-Operating Cash Flow Ratio | 11.89 | 15.14 | 9.73 | 13.14 | 9.64 |
| Price-to-Earnings Growth (PEG) Ratio | 0.91 | 1.25 | -0.70 | 5.47 | -9.16 |
| Enterprise Value Multiple | 9.53 | 13.30 | 17.45 | 14.92 | 6.67 |
| Enterprise Value | 6.94B | 8.61B | 9.87B | 10.36B | 4.60B |
| EV to EBITDA | 9.53 | 13.30 | 17.45 | 14.92 | 6.67 |
| EV to Sales | 3.99 | 4.94 | 6.34 | 8.62 | 3.99 |
| EV to Free Cash Flow | 13.42 | 19.06 | 16.12 | 22.33 | 6.81 |
| EV to Operating Cash Flow | 12.62 | 18.21 | 15.27 | 20.46 | 6.62 |
| Tangible Book Value Per Share | 42.96 | 40.73 | 38.96 | 37.30 | 33.82 |
| Shareholders’ Equity Per Share | 80.57 | 78.30 | 76.20 | 73.13 | 69.37 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.22 | 0.22 | 0.21 | 0.21 |
| Revenue Per Share | 18.39 | 18.34 | 16.75 | 13.13 | 12.43 |
| Net Income Per Share | 5.74 | 5.05 | 4.51 | 5.73 | 5.60 |
| Tax Burden | 0.78 | 0.78 | 0.78 | 0.79 | 0.79 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.22 | 0.22 | 0.24 | 0.27 | 0.28 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.01 | 0.99 | 1.54 | 0.97 | 1.34 |
Currency in USD
