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Oregon Pacific Bancorp (ORPB)
OTHER OTC:ORPB
US Market
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Oregon Pacific Bancorp (ORPB) Price & Analysis

8 Followers

ORPB Stock Chart & Stats

$12.11
$0.11(0.92%)
At close: 4:00 PM EDT
$12.11
$0.11(0.92%)

Bulls Say, Bears Say

Bulls Say
Revenue AccelerationThe sharp 2025 revenue rebound indicates renewed business momentum and stronger customer or loan activity. If sustained, this growth can expand the earnings base and support future operating leverage, although continued execution will be important.
Improving Balance SheetLower leverage and growing equity improve financial resilience and provide greater flexibility to absorb credit losses or funding pressure. A stronger capital position also supports continued lending while reducing dependence on external borrowing.
Recent Cash ConversionRecent conversion of earnings into cash supports the bank’s ability to fund operations, maintain capital, and manage obligations. Positive operating cash flow provides a durable base, even though longer-term consistency remains uneven.
Bears Say
Margin CompressionThe decline from prior peak margins suggests that profitability is less robust than in earlier periods. Persistent pressure from funding costs, loan yields, credit provisions, or operating expenses could limit how much revenue growth converts into earnings.
Uneven Earnings TrendA fluctuating earnings path reduces visibility into sustainable profitability and indicates that revenue growth has not translated consistently into bottom-line results. Continued volatility could complicate capital planning and weaken confidence in future earnings power.
Variable Cash-Flow ReliabilityHistorical variability in cash generation indicates that reported earnings do not always convert predictably into available cash. For a community bank, inconsistent cash flow can reduce flexibility during changes in credit conditions, deposit funding, or lending demand.

ORPB FAQ

What was Oregon Pacific Bancorp’s price range in the past 12 months?
Oregon Pacific Bancorp lowest stock price was $9.42 and its highest was $12.50 in the past 12 months.
    What is Oregon Pacific Bancorp’s market cap?
    Oregon Pacific Bancorp’s market cap is $89.03M.
      When is Oregon Pacific Bancorp’s upcoming earnings report date?
      Oregon Pacific Bancorp’s upcoming earnings report date is Oct 15, 2026 which is in 33 days.
        How were Oregon Pacific Bancorp’s earnings last quarter?
        Oregon Pacific Bancorp released its earnings results on Jul 23, 2026. The company reported $0.384 earnings per share for the quarter.
          Is Oregon Pacific Bancorp overvalued?
          According to Wall Street analysts Oregon Pacific Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Oregon Pacific Bancorp pay dividends?
            Oregon Pacific Bancorp pays a Quarterly dividend of $0.01 which represents an annual dividend yield of 1.5%. See more information on Oregon Pacific Bancorp dividends here
              What is Oregon Pacific Bancorp’s EPS estimate?
              Oregon Pacific Bancorp’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Oregon Pacific Bancorp have?
              Oregon Pacific Bancorp has 7,179,876 shares outstanding.
                What happened to Oregon Pacific Bancorp’s price movement after its last earnings report?
                Oregon Pacific Bancorp reported an EPS of $0.384 in its last earnings report. Following the earnings report the stock price went up 0.917%.
                  Which hedge fund is a major shareholder of Oregon Pacific Bancorp?
                  Currently, no hedge funds are holding shares in ORPB
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Oregon Pacific Bancorp Stock Smart Score

                    5
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    27.23%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    Trailing 12-Months
                    Asset Growth
                    2.52%
                    Trailing 12-Months
                    Learn more about TipRanks Smart Score

                    Company Description

                    Oregon Pacific Bancorp

                    Oregon Pacific Bancorp, acting as the holding company for Oregon Pacific Banking Company, delivers a comprehensive array of financial products and services to individual and business clientele within the United States. Its diverse deposit offerings feature checking, savings, money market, and time deposit accounts. The institution provides a broad spectrum of lending options, including business loans for commercial real estate, equipment, and government-guaranteed financing. Additionally, it extends credit for vehicles such as cars, boats, ATVs, RVs, and motorcycles, as well as personal loans like unsecured installment plans, lines of credit, home equity loans, and cash-secured loans. Mortgage financing and credit card services are also available. Beyond traditional banking, the company offers merchant services for payment processing, cash management solutions, and specialized trust and fiduciary services encompassing administration and estate planning. Furthermore, clients can access wealth and retirement planning services, along with various investment and insurance products. For convenience, it provides online and mobile banking, night depository, notary, and overdraft protection services, alongside safe deposit boxes. Founded in 1979 and headquartered in Florence, Oregon, Oregon Pacific Bancorp serves customers through full-service branches located in Florence, Eugene, Coos Bay, Roseburg, and Medford, with trust services available at its Florence, Coos Bay, Medford, and Eugene locations.

                    Oregon Pacific Bancorp (ORPB) Earnings & Revenues

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                    Ownership Overview

                    14.26%85.74%
                    Insiders
                    Mutual Funds
                    14.26% Other Institutional Investors
                    85.74% Public Companies and
                    Individual Investors
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