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ORPB Stock Chart & Stats
$11.15
$0.01(0.13%)
At close: 4:00 PM EST
$11.15
$0.01(0.13%)
Day’s Range― - ―
52-Week Range$8.13 - $12.49
Previous CloseN/A
Volume900.00
Average Volume (3M)8.52K
Market Cap
$84.87M
Enterprise Value$95.92
Total Cash (Recent Filing)$9.06M
Total Debt (Recent Filing)$26.58M
Price to Earnings (P/E)9.4
Beta0.15
Next Earnings
Oct 15, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.29
Shares Outstanding7,008,125
10 Day Avg. Volume1,174
30 Day Avg. Volume8,515
Financial Highlights & Ratios
PEG Ratio0.66
Price to Book (P/B)1.04
Price to Sales (P/S)1.66
P/FCF Ratio8.35
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
2025 Revenue AccelerationA ~36% revenue acceleration in 2025 signals durable top-line momentum from core banking activity (loan growth or higher yields). Sustained revenue expansion supports scale economics, underpins future net interest income, and provides a structural base for reinvestment and credit loss absorption.
Improving Leverage ProfileMarked reduction in leverage strengthens financial resilience and lowers funding risk, improving the bank's ability to withstand credit cycles. A healthier capital mix expands capacity to grow loans, absorb losses, and maintain regulatory buffers over the medium term.
Strong Recent Cash ConversionFree cash flow aligning with net income indicates high-quality earnings and reliable internal funding. Consistent operating cash supports dividend capacity, loan originations, and discretionary investment without heavy external funding, enhancing long-term financial flexibility.
Bears Say
Margin Compression Vs. Prior PeaksNet margin contraction from prior highs suggests structural pressure on interest spreads or fee mix. If sustained, weaker margins erode return on equity and limit reinvestment. Competitive deposit pricing, yield curve shifts, or mix changes could keep margins below historical peaks over the medium term.
Inconsistent Earnings HistoryVolatile net income undermines predictability for capital allocation and dividend policy. Fluctuations can reflect credit-cycle sensitivity, one-off items, or expense variability; such inconsistency raises execution risk and complicates forecasting for investors and management over multiple quarters.
Community Bank Scale ConstraintsOperating as a community bank limits geographic and product diversification versus larger regional peers. Smaller scale can constrain pricing power, increase per-unit operating costs, and heighten exposure to local economic cycles, making growth and margin sustainability more sensitive to regional conditions.
ORPB FAQ
What was Oregon Pacific Bancorp’s price range in the past 12 months?
Oregon Pacific Bancorp lowest stock price was $8.13 and its highest was $12.49 in the past 12 months.
What is Oregon Pacific Bancorp’s market cap?
Oregon Pacific Bancorp’s market cap is $84.87M.
When is Oregon Pacific Bancorp’s upcoming earnings report date?
Oregon Pacific Bancorp’s upcoming earnings report date is Oct 15, 2026 which is in 81 days.
How were Oregon Pacific Bancorp’s earnings last quarter?
Oregon Pacific Bancorp released its earnings results on Jul 23, 2026. The company reported $0.38 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Oregon Pacific Bancorp overvalued?
According to Wall Street analysts Oregon Pacific Bancorp’s price is currently Overvalued.
Does Oregon Pacific Bancorp pay dividends?
Oregon Pacific Bancorp pays a Quarterly dividend of $0.01 which represents an annual dividend yield of N/A. See more information on Oregon Pacific Bancorp dividends here
What is Oregon Pacific Bancorp’s EPS estimate?
Oregon Pacific Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Oregon Pacific Bancorp have?
Oregon Pacific Bancorp has 7,008,125 shares outstanding.
What happened to Oregon Pacific Bancorp’s price movement after its last earnings report?
Oregon Pacific Bancorp reported an EPS of $0.38 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.917%.
Which hedge fund is a major shareholder of Oregon Pacific Bancorp?
Currently, no hedge funds are holding shares in ORPB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Oregon Pacific Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
36.55%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
4.33%
Trailing 12-Months
Company Description
Oregon Pacific Bancorp
Oregon Pacific Bancorp, acting as the holding company for Oregon Pacific Banking Company, delivers a comprehensive array of financial products and services to individual and business clientele within the United States. Its diverse deposit offerings feature checking, savings, money market, and time deposit accounts. The institution provides a broad spectrum of lending options, including business loans for commercial real estate, equipment, and government-guaranteed financing. Additionally, it extends credit for vehicles such as cars, boats, ATVs, RVs, and motorcycles, as well as personal loans like unsecured installment plans, lines of credit, home equity loans, and cash-secured loans. Mortgage financing and credit card services are also available. Beyond traditional banking, the company offers merchant services for payment processing, cash management solutions, and specialized trust and fiduciary services encompassing administration and estate planning. Furthermore, clients can access wealth and retirement planning services, along with various investment and insurance products. For convenience, it provides online and mobile banking, night depository, notary, and overdraft protection services, alongside safe deposit boxes. Founded in 1979 and headquartered in Florence, Oregon, Oregon Pacific Bancorp serves customers through full-service branches located in Florence, Eugene, Coos Bay, Roseburg, and Medford, with trust services available at its Florence, Coos Bay, Medford, and Eugene locations.
Technical Analysis
Bank Of The Jame Financial
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Summit State Bank
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United Bancorp
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First US Bancshares
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First Northwest Bancorp
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Ownership Overview
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Insiders
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Mutual Funds
14.61% Other Institutional Investors
85.39% Public Companies and
Individual Investors