Education
About Us
Working with TipRanks
Follow Us
OppFi (OPFI)
NYSE:OPFI
Earnings Data
Report Date
Mar 05, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.28Last Year’s EPS
0.23Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
OppFi delivered strong financial and operational results with significant revenue and profitability growth. While there were challenges with increased charge-offs and a slight yield decrease, effective risk management and strategic expansions in credit facilities and innovations indicate a positive outlook.Company Guidance
Record-Breaking Revenue and Profitability
OppFi achieved a 13.5% increase in revenue year-over-year, with a record adjusted net income of $41 million, representing a 41% year-over-year growth.
Positive Growth in Originations
Net originations grew by 12.5% year-over-year, with almost 50% of originations from new customers and auto approval rates increasing to 79%.
Successful Model 6 Performance
The Model 6 credit model continues to perform well, maintaining strong unit economics and enabling better segmentation across risk segments.
Improved Operating Leverage and Cost Management
Operational improvements led to lower total expenses before interest, which declined to 30% of revenue from 33% last year.
Strategic Credit Facility Expansion
Secured a new $150 million credit facility with lower interest rates to further reduce interest expenses in the future.
Continued Investment in Innovation
Progress in LOLA, the origination system of the future, with plans for full implementation by Q1 2026, and promising tests for Connected TV advertising for 2026 growth.
OPFI Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
OPFI Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 30, 2025 | $10.37 | $9.62 | -7.23% |
Aug 06, 2025 | $9.99 | $11.33 | +13.41% |
May 07, 2025 | $9.70 | $10.84 | +11.75% |
Mar 05, 2025 | $9.35 | $10.36 | +10.80% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does OppFi (OPFI) report earnings?
OppFi (OPFI) is schdueled to report earning on Mar 05, 2026, After Close (Confirmed).
What is OppFi (OPFI) earnings time?
OppFi (OPFI) earnings time is at Mar 05, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is OPFI EPS forecast?
OPFI EPS forecast for the fiscal quarter 2025 (Q4) is 0.28.