OppFi Statistics
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OppFi (OPFI) Stock Statistics & Valuation Metrics
Total Valuation
OppFi has a market cap or net worth of $525.73M. The enterprise value is $741.66M.
- Market Cap
- $525.73M
- Enterprise Value
- $741.66M
Share Statistics
OppFi has 85,208,244 shares outstanding. The number of shares has decreased by -2.65% in one year.
- Shares Outstanding
- 85,208,244
- Owned by Insiders
- 60.86%
- Owned by Institutions
- 16.26%
Financial Efficiency
OppFi’s return on equity (ROE) is 0.45 and return on invested capital (ROIC) is 53.63%.
- Return on Equity (ROE)
- 0.45
- Return on Assets (ROA)
- 0.03
- Return on Invested Capital (ROIC)
- 53.63%
- Return on Capital Employed (ROCE)
- 0.57
- Revenue Per Employee
- 1.46M
- Profits Per Employee
- 64.22K
- Employee Count
- 410
- Asset Turnover
- 0.79
- Inventory Turnover
- 0.00
Valuation Ratios
The current PE Ratio of OppFi is 2.69. OppFi’s PEG ratio is 0.00.
- PE Ratio
- 2.69
- PS Ratio
- 0.87
- PB Ratio
- 1.19
- Price to FCF
- 1.40
- Price to Operating Cash Flow
- 1.35
- PEG Ratio
- 0.00
Income Statement
In the last 12 months, OppFi had revenue of 597.05M and earned 26.33M in profits. Earnings per share was 0.99.
- Revenue
- 597.05M
- Gross Profit
- 496.99M
- Operating Income
- 382.55M
- Pretax Income
- 156.13M
- Net Income
- 26.33M
- EBITDA
- 387.70M
- Earnings Per Share (EPS)
- 0.99
Cash Flow
In the last 12 months, operating cash flow was 494.99M and capital expenditures -19.86M, giving a free cash flow of 474.99M billion.
- Operating Cash Flow
- 494.99M
- Free Cash Flow
- 474.99M
- Free Cash Flow per Share
- 4.41
Dividends & Yields
OppFi pays an annual dividend of $0.25, resulting in a dividend yield of ―
- Dividend Per Share
- $0.25
- Dividend Yield
- ―
- Payout Ratio
- N/A
- Free Cash Flow Yield
- 71.11%
- Earnings Yield
- 17.96%
Stock Price Statistics
- Beta
- 1.50
- 52-Week Price Change
- -34.71%
- 50-Day Moving Average
- 6.33
- 200-Day Moving Average
- 8.10
- Relative Strength Index (RSI)
- 54.66
- Average Volume (3m)
- 1.01M
Important Dates
OppFi upcoming earnings date is Mar 11, 2027, TBA (Not Confirmed).
- Last Earnings Date
- Oct 28, 2026
- Next Earnings Date
- Mar 11, 2027
- Ex-Dividend Date
- Apr 08, 2025
Financial Position
OppFi as a current ratio of 7.44, with Debt / Equity ratio of 569.01%
- Current Ratio
- 7.44
- Quick Ratio
- 7.44
- Debt to Market Cap
- 1.16
- Net Debt to EBITDA
- 0.73
- Interest Coverage Ratio
- 0.00
Taxes
In the past 12 months, OppFi has paid 9.88M in taxes.
- Income Tax
- 9.88M
- Effective Tax Rate
- 0.06
Enterprise Valuation
OppFi EV to EBITDA ratio is 2.26, with an EV/FCF ratio of 2.06.
- EV to Sales
- 1.28
- EV to EBITDA
- 2.26
- EV to Free Cash Flow
- 2.06
- EV to Operating Cash Flow
- 1.99
Balance Sheet
OppFi has $140.67M in cash and marketable securities with $349.64M in debt, giving a net cash position of -$208.97M billion.
- Cash & Marketable Securities
- $140.67M
- Total Debt
- $349.64M
- Net Cash
- -$208.97M
- Net Cash Per Share
- -$2.45
- Tangible Book Value Per Share
- $5.21
Margins
Gross margin is 86.67%, with operating margin of 55.56%, and net profit margin of 15.62%.
- Gross Margin
- 86.67%
- Operating Margin
- 55.56%
- Pretax Margin
- 27.09%
- Net Profit Margin
- 15.62%
- EBITDA Margin
- 56.50%
- EBIT Margin
- 55.71%
Analyst Forecast
The average price target for OppFi is $10.83, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
- Price Target
- $10.83
- Price Target Upside
- 75.58% Upside
- Analyst Consensus
- Moderate Buy
- Analyst Count
- 3
- Revenue Growth Forecast
- 5.58%
- EPS Growth Forecast
- ―
Scores
- Smart Score
- 9
- AI Score
- 76

