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OppFi (OPFI) Stock Statistics & Valuation Metrics

711 Followers

Total Valuation

OppFi has a market cap or net worth of $525.73M. The enterprise value is $741.66M.

Market Cap
$525.73M
Enterprise Value
$741.66M

Share Statistics

OppFi has 85,208,244 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding
85,208,244
Owned by Insiders
60.86%
Owned by Institutions
16.26%

Financial Efficiency

OppFi’s return on equity (ROE) is 0.45 and return on invested capital (ROIC) is 53.63%.

Return on Equity (ROE)
0.45
Return on Assets (ROA)
0.03
Return on Invested Capital (ROIC)
53.63%
Return on Capital Employed (ROCE)
0.57
Revenue Per Employee
1.46M
Profits Per Employee
64.22K
Employee Count
410
Asset Turnover
0.79
Inventory Turnover
0.00

Valuation Ratios

The current PE Ratio of OppFi is 2.69. OppFi’s PEG ratio is 0.00.

PE Ratio
2.69
PS Ratio
0.87
PB Ratio
1.19
Price to FCF
1.40
Price to Operating Cash Flow
1.35
PEG Ratio
0.00

Income Statement

In the last 12 months, OppFi had revenue of 597.05M and earned 26.33M in profits. Earnings per share was 0.99.

Revenue
597.05M
Gross Profit
496.99M
Operating Income
382.55M
Pretax Income
156.13M
Net Income
26.33M
EBITDA
387.70M
Earnings Per Share (EPS)
0.99

Cash Flow

In the last 12 months, operating cash flow was 494.99M and capital expenditures -19.86M, giving a free cash flow of 474.99M billion.

Operating Cash Flow
494.99M
Free Cash Flow
474.99M
Free Cash Flow per Share
4.41

Dividends & Yields

OppFi pays an annual dividend of $0.25, resulting in a dividend yield of ―

Dividend Per Share
$0.25
Dividend Yield
―
Payout Ratio
N/A
Free Cash Flow Yield
71.11%
Earnings Yield
17.96%

Stock Price Statistics

Beta
1.50
52-Week Price Change
-34.71%
50-Day Moving Average
6.33
200-Day Moving Average
8.10
Relative Strength Index (RSI)
54.66
Average Volume (3m)
1.01M

Important Dates

OppFi upcoming earnings date is Mar 11, 2027, TBA (Not Confirmed).

Last Earnings Date
Oct 28, 2026
Next Earnings Date
Mar 11, 2027
Ex-Dividend Date
Apr 08, 2025

Financial Position

OppFi as a current ratio of 7.44, with Debt / Equity ratio of 569.01%

Current Ratio
7.44
Quick Ratio
7.44
Debt to Market Cap
1.16
Net Debt to EBITDA
0.73
Interest Coverage Ratio
0.00

Taxes

In the past 12 months, OppFi has paid 9.88M in taxes.

Income Tax
9.88M
Effective Tax Rate
0.06

Enterprise Valuation

OppFi EV to EBITDA ratio is 2.26, with an EV/FCF ratio of 2.06.

EV to Sales
1.28
EV to EBITDA
2.26
EV to Free Cash Flow
2.06
EV to Operating Cash Flow
1.99

Balance Sheet

OppFi has $140.67M in cash and marketable securities with $349.64M in debt, giving a net cash position of -$208.97M billion.

Cash & Marketable Securities
$140.67M
Total Debt
$349.64M
Net Cash
-$208.97M
Net Cash Per Share
-$2.45
Tangible Book Value Per Share
$5.21

Margins

Gross margin is 86.67%, with operating margin of 55.56%, and net profit margin of 15.62%.

Gross Margin
86.67%
Operating Margin
55.56%
Pretax Margin
27.09%
Net Profit Margin
15.62%
EBITDA Margin
56.50%
EBIT Margin
55.71%

Analyst Forecast

The average price target for OppFi is $10.83, which is 11.43% higher than the current price. The consensus rating is Moderate Buy

Price Target
$10.83
Price Target Upside
75.58% Upside
Analyst Consensus
Moderate Buy
Analyst Count
3
Revenue Growth Forecast
5.58%
EPS Growth Forecast
―

Scores

Smart Score
9
AI Score
76