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Our Bond Inc (OBAI)
NASDAQ:OBAI
US Market
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Our Bond Inc (OBAI) AI Stock Analysis

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OBAI

Our Bond Inc

(NASDAQ:OBAI)

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Neutral 41 (OpenAI - Gpt-5.6Sol)
Rating:41Neutral
Price Target:
$0.35
▲(2.65% Upside)
Action:Reiterated
Date:08/28/26
The score is primarily weighed down by weak financial performance (deep losses, negative equity, and continued cash burn) and bearish technicals (price below key moving averages with negative MACD). Corporate events add risk due to Nasdaq non-compliance, while valuation provides limited support given negative earnings and no dividend data.
Positive Factors
Strong 2025 Revenue Growth
The sharp top-line increase indicates stronger customer adoption or commercial traction. If sustained, this growth can expand operating scale and improve the company’s ability to absorb fixed costs over the next several quarters.
Negative Factors
Severe Losses and Cash Burn
Revenue growth has not translated into economic viability: very low gross margin, substantial operating losses and continued cash outflows leave the business dependent on external funding or further restructuring to sustain operations.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong 2025 Revenue Growth
The sharp top-line increase indicates stronger customer adoption or commercial traction. If sustained, this growth can expand operating scale and improve the company’s ability to absorb fixed costs over the next several quarters.
Read all positive factors

Our Bond Inc (OBAI) vs. SPDR S&P 500 ETF (SPY)

Our Bond Inc Business Overview & Revenue Model

Company Description
Our Bond, Inc., operating commercially as Bond, develops and supplies artificial intelligence (AI) and machine learning (ML)-powered software for data processing to clients within the United States and internationally. The company's advanced platf...

Our Bond Inc Financial Statement Overview

Summary
Despite sharp 2025 revenue growth (~+89% vs. 2024), profitability and financial stability are very weak: gross margin compressed to ~5.7%, operating and net margins remain deeply negative (operating ~-93%, net ~-106%), cash burn persists (2025 operating cash flow about -$6.9M; free cash flow about -$7.0M), and stockholders’ equity is negative (about -$11.3M in 2025). Debt declined in 2025, but the equity deficit and small asset base indicate elevated financial risk.
Income Statement
12
Very Negative
Balance Sheet
8
Very Negative
Cash Flow
10
Very Negative
BreakdownTTMDec 2025Dec 2024Dec 2023
Income Statement
Total Revenue9.92M9.97M9.74M7.19M
Gross Profit68.00K566.00K651.00K1.06M
EBITDA-15.06M-9.20M-9.53M-8.17M
Net Income-16.83M-10.55M-11.02M-12.26M
Balance Sheet
Total Assets7.36M2.50M3.50M4.67M
Cash, Cash Equivalents and Short-Term Investments5.19M599.00K726.00K1.44M
Total Debt14.82M7.98M14.68M12.89M
Total Liabilities20.76M13.78M20.01M18.35M
Stockholders Equity-13.41M-11.27M-16.51M-13.68M
Cash Flow
Free Cash Flow-12.32M-6.96M-8.22M-7.08M
Operating Cash Flow-12.27M-6.92M-8.16M-7.00M
Investing Cash Flow-53.00K-34.00K-62.00K-86.00K
Financing Cash Flow14.79M6.94M7.54M6.78M

Our Bond Inc Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
73
Outperform
$2.43B50.787.27%6.31%-48.91%
73
Outperform
$1.92B15.3224.48%17.79%
67
Neutral
$1.73B169.181.77%22.41%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
55
Neutral
$39.28M5.30-39.38%12.96%
51
Neutral
$342.16M-1.90-32.64%8.84%-62.58%
41
Neutral
$10.29M-0.46134.47%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
OBAI
Our Bond Inc
0.34
-32.66
-98.96%
RPAY
Repay Holdings
3.88
-2.08
-34.90%
KPLT
Katapult Holdings
7.90
-15.22
-65.83%
PAYO
Payoneer
7.17
0.36
5.29%
PGY
Pagaya Technologies Ltd
22.98
-14.74
-39.08%
MQ
Marqeta
16.58
-7.42
-30.92%

Our Bond Inc Corporate Events

Business Operations and Strategy
Our Bond Inc Schedules Investor Webinar and Presentation
Positive
Aug 27, 2026
On August 27, 2026, Our Bond Inc. announced that founder and CEO Doron Kempel would host a live webinar for investors and stakeholders at 11:00 a.m. Eastern Time. The company furnished the accompanying presentation slides for the event, signaling ...
Business Operations and StrategyRegulatory Filings and Compliance
Our Bond Inc CEO Hosts Investor Webinar Disclosure
Positive
Aug 14, 2026
Our Bond Inc. announced that founder and Chief Executive Officer Doron Kempel hosted a live webinar on Friday, August 14, 2026, at 11:00 AM Eastern Time for stakeholders. The company furnished the accompanying presentation slides as part of its di...
Business Operations and Strategy
Our Bond Inc Highlights Investor Webinar and Disclosures
Positive
Jul 29, 2026
On July 29, 2026, Our Bond Inc. announced that CEO Doron Kempel would host a live investor webinar, scheduled for Wednesday, June 17, 2026, at 11:00 a.m. Eastern Time. The company invited both investors and members of the media to take part in the...
Delistings and Listing ChangesRegulatory Filings and Compliance
Our Bond Faces Nasdaq Non-Compliance, Granted Cure Period
Negative
Jul 17, 2026
On July 14, 2026, Our Bond, Inc. received notices from Nasdaq stating that the company had fallen below the $1.00 minimum bid price, the $15 million minimum market value of publicly held shares, and the $50 million minimum market value of listed s...
Business Operations and StrategyPrivate Placements and Financing
TG-17 Extends Unused Related-Party Revolving Credit Facility
Positive
Jun 18, 2026
In July 2023, Our Bond, Inc. entered into an unsecured revolving note with ProdActive II, LLC, a major shareholder related to its founder and CEO, allowing borrowings of up to $3 million at the IRS-defined Applicable Federal Rate and maturing on J...
Business Operations and Strategy
TG-17 Schedules CEO-Led Investor Webinar for June
Positive
Jun 17, 2026
TG-17, Inc. announced that founder and Chief Executive Officer Doron Kempel will host a live investor webinar on Wednesday, June 17, 2026, at 11:00 a.m. Eastern Time. Investors and media members were invited to register in advance through an onlin...
Business Operations and StrategyExecutive/Board ChangesPrivate Placements and Financing
TG-17 Restructures Capital and Leadership to Support Growth
Neutral
Jun 16, 2026
On June 11, 2026, Our Bond, Inc. exchanged two promissory notes totaling roughly $3.3 million owed to Ascent Partners Fund LLC for 366,941 shares of newly created Series G Convertible Preferred Stock, featuring a $10 stated value, 10% annual divid...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 28, 2026