Want to see OAKV full AI Analyst Report?
Top Page
Oak View National Bank
(OTC:OAKV)
Select Model
Select Model
Rating:70Outperform
Price Target:
$22.00
▲(39.51% Upside)
Action:Reiterated
Date:08/06/26
The score is driven primarily by solid financial performance and rapid growth, but held back by rising leverage and uneven cash-flow quality. Technicals add support via an established uptrend, while valuation is a notable positive due to a low P/E and a ~2.1% dividend yield.
Positive Factors
Rapid Revenue Growth
The sharp 2025 revenue increase indicates strong expansion in the bank's operating base and customer activity. If sustained, this growth can support greater scale, broader market reach and improved operating leverage over the next several quarters.
Negative Factors
Rising Leverage
The substantial increase in leverage raises the bank's sensitivity to credit losses, funding costs and broader economic conditions. It may also constrain financial flexibility if growth slows or additional capital is needed to support the balance sheet.
Read all positive and negative factors
Positive Factors
Negative Factors
Rapid Revenue Growth
The sharp 2025 revenue increase indicates strong expansion in the bank's operating base and customer activity. If sustained, this growth can support greater scale, broader market reach and improved operating leverage over the next several quarters.
Read all positive factors
Oak View National Bank (OAKV) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$69.14M
Dividend Yield1.72%
Average Volume (3M)976.00
Price to Earnings (P/E)9.4
Beta (1Y)0.06
Revenue Growth19.35%
EPS Growth3.83%
CountryUS
Employees51
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)2.12
Shares Outstanding3,487,277
10 Day Avg. Volume1,498
30 Day Avg. Volume976
Financial Highlights & Ratios
PEG Ratio1.68
Price to Book (P/B)0.81
Price to Sales (P/S)1.07
P/FCF Ratio20.71
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Oak View National Bank Business Overview & Revenue Model
Company Description
Oak View Bankshares, Inc. functions as the parent entity for Oak View National Bank, delivering a comprehensive suite of financial services to individual customers and businesses alike. Its operations primarily serve clients within Fauquier, Culpe...
Oak View National Bank Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
64
Positive
Cash Flow
43
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 48.47M | 44.15M | 38.26M | 16.73M | 16.06M | 12.85M |
| Gross Profit | 24.19M | 23.26M | 20.04M | 29.87M | 16.06M | 12.85M |
| EBITDA | 8.43M | 8.74M | 7.63M | 5.28M | 3.82M | 3.28M |
| Net Income | 7.40M | 7.22M | 6.10M | 4.21M | 3.06M | 2.47M |
Balance Sheet | ||||||
| Total Assets | 966.14M | 878.04M | 695.40M | 600.16M | 498.10M | 345.14M |
| Cash, Cash Equivalents and Short-Term Investments | 1.95M | 2.50M | 1.71M | 8.87M | 8.74M | 49.96M |
| Total Debt | 206.43M | 101.40M | 63.67M | 48.63M | 39.21M | 14.90M |
| Total Liabilities | 904.23M | 820.21M | 657.13M | 567.49M | 471.09M | 316.50M |
| Stockholders Equity | 61.92M | 57.82M | 38.28M | 32.67M | 27.02M | 28.63M |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 2.27M | -2.67M | -1.87M | 4.87M | 1.69M |
| Operating Cash Flow | 0.00 | 4.72M | 3.15M | -1.26M | 9.59M | 2.62M |
| Investing Cash Flow | 0.00 | -173.36M | -83.91M | -99.33M | -160.75M | -51.69M |
| Financing Cash Flow | 0.00 | 169.39M | 88.39M | 100.44M | 146.72M | 58.61M |
Oak View National Bank Technical Analysis
Positive
15.77
Price Trends
16.46
Positive
15.56
Positive
14.62
Positive
Market Momentum
1.11
Negative
85.70
Negative
92.50
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For OAKV, the sentiment is Positive. The current price of 15.77 is below the 20-day moving average (MA) of 18.00, below the 50-day MA of 16.46, and above the 200-day MA of 14.62, indicating a bullish trend. The MACD of 1.11 indicates Negative momentum. The RSI at 85.70 is Negative, neither overbought nor oversold. The STOCH value of 92.50 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for OAKV.
Oak View National Bank Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
83 Outperform | $113.10M | 5.34 | 16.39% | ― | 24.01% | 20.16% | |
79 Outperform | $78.85M | 12.70 | 10.69% | 2.53% | 7.71% | 60.72% | |
70 Outperform | $69.14M | 9.39 | 13.09% | 2.16% | 19.35% | 3.83% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | $50.75M | 14.43 | 5.66% | 1.30% | 5.94% | 51.02% | |
55 Neutral | $198.72M | -0.49 | -63.67% | 1.33% | -35.76% | -909.39% |
* Financial Sector Average
OAKV
Oak View National Bank
19.93
6.48
48.20%
HFBL
Home Federal Bancorp Of Louisiana
25.50
12.51
96.26%
OPHC
Optimumbank Holdings
8.74
4.44
103.26%
BAFN
BayFirst Financial Corp
6.74
-2.70
-28.65%
TCBS
Texas Community
17.32
1.25
7.77%
MBBC
Marathon Bancorp
15.25
4.89
47.15%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.