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Oak View National Bank (OAKV)
OTHER OTC:OAKV
US Market
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Oak View National Bank (OAKV) Price & Analysis

3 Followers

OAKV Stock Chart & Stats

$14.00
$0.00(0.00%)
At close: 4:00 PM EST
$14.00
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthA 42.3% revenue acceleration in 2025 indicates durable top-line momentum driven by scaling lending/deposit activities or fee income. Sustained high revenue growth expands the franchise, funds reinvestment, supports earnings resiliency and gives management scope to build scale advantages over the next several quarters.
Balance Sheet ScaleRapid asset growth over multiple years reflects successful scaling of the bank’s balance sheet, enabling larger interest income and diversification across loans and investments. Greater scale improves fixed-cost absorption and the potential to leverage product distribution and cross-sell opportunities sustainably.
Profitability MetricsHealthy ROE (~12.5%) and mid-teens net margins signal efficient capital deployment and operating leverage. Consistent profitability at these levels supports internal capital generation, the ability to pay dividends, and provides a buffer to absorb credit volatility while funding controlled growth over the medium term.
Bears Say
Rising LeverageA marked increase in leverage over several years raises the bank’s sensitivity to credit losses, interest-rate shifts and funding stress. Higher debt-to-equity constrains financial flexibility, elevates downside risk in adverse macro conditions and increases reliance on stable funding to sustain growth.
Volatile Cash GenerationUneven operating and free cash flow—positive in 2025 but negative in prior years—reduces predictability of internal funding. Weak FCF conversion limits the bank’s ability to consistently fund loan growth, organic investments or dividends without tapping external financing, raising structural funding risk.
Inconsistent Profitability TrendsVariation in margins and a suspiciously high 2023 gross margin reduce confidence in earnings quality and trend reliability. This variability complicates forecasting, capital planning and investor assessment, meaning longer-term strategic decisions must factor in higher uncertainty around sustainable earnings.

OAKV FAQ

What was Oak View National Bank’s price range in the past 12 months?
Oak View National Bank lowest stock price was $13.06 and its highest was $15.85 in the past 12 months.
    What is Oak View National Bank’s market cap?
    Oak View National Bank’s market cap is $46.56M.
      When is Oak View National Bank’s upcoming earnings report date?
      Oak View National Bank’s upcoming earnings report date is Oct 28, 2026 which is in 92 days.
        How were Oak View National Bank’s earnings last quarter?
        Currently, no data Available
        Is Oak View National Bank overvalued?
        According to Wall Street analysts Oak View National Bank’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
          Does Oak View National Bank pay dividends?
          Oak View National Bank pays a Annually dividend of $0.35 which represents an annual dividend yield of 2.17%. See more information on Oak View National Bank dividends here
            What is Oak View National Bank’s EPS estimate?
            Oak View National Bank’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Oak View National Bank have?
            Oak View National Bank has 2,956,157 shares outstanding.
              What happened to Oak View National Bank’s price movement after its last earnings report?
              Currently, no data Available
              Which hedge fund is a major shareholder of Oak View National Bank?
              Currently, no hedge funds are holding shares in OAKV
              What is the TipRanks Smart Score and how is it calculated?
              Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                Oak View National Bank Stock Smart Score

                4
                Neutral
                1
                2
                3
                4
                5
                6
                7
                8
                9
                10

                Technicals

                SMA
                Negative
                20 days / 200 days
                Momentum
                -4.94%
                12-Months-Change

                Fundamentals

                Return on Equity
                2.17%
                Trailing 12-Months
                Asset Growth
                24.53%
                Trailing 12-Months

                Company Description

                Oak View National Bank

                Oak View Bankshares, Inc. functions as the parent entity for Oak View National Bank, delivering a comprehensive suite of financial services to individual customers and businesses alike. Its operations primarily serve clients within Fauquier, Culpeper, and Rappahannock counties in Virginia. The institution offers a diverse range of deposit products, including checking, savings, money market, and retirement accounts, in addition to certificates of deposit (CDs) and CDARs. For commercial clients, it provides extensive lending options such as Small Business Administration (SBA) programs, revolving lines of credit, term loans, commercial real estate financing, and extended-term funding solutions. Consumers can access personal loans, home equity loans and lines of credit, and mortgage financing or refinancing. Specialized offerings also include loans for churches and municipal leasing programs. Furthermore, the bank furnishes advanced treasury management services like ACH processing, remote deposit capture, and merchant solutions, alongside credit cards and accessible online and mobile banking platforms. Established in 2009, the company is headquartered in Warrenton, Virginia.

                Oak View National Bank (OAKV) Earnings & Revenues

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                Ownership Overview

                0.35%99.65%
                Insiders
                Mutual Funds
                0.35% Other Institutional Investors
                99.65% Public Companies and
                Individual Investors
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