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NPB Stock Chart & Stats
$19.19
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Market closed
$19.19
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Day’s Range― - ―
52-Week Range$15.42 - $19.71
Previous CloseN/A
VolumeN/A
Average Volume (3M)151.41K
Market Cap
$589.27M
Enterprise Value$1.77K
Total Cash (Recent Filing)$543.24M
Total Debt (Recent Filing)$1.63B
Price to Earnings (P/E)7.4
Beta0.91
Next Earnings
Oct 27, 2026EPS Estimate
0.62Next Dividend Ex-DateN/A
Dividend Yield0.58%
Share Statistics
EPS (TTM)2.35
Shares Outstanding34,581,840
10 Day Avg. Volume104,958
30 Day Avg. Volume151,405
Financial Highlights & Ratios
PEG Ratio0.14
Price to Book (P/B)0.99
Price to Sales (P/S)1.19
P/FCF Ratio13.51
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$21.50Price Target Upside12.04% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.48
Revenue Forecast (FY)$266.68M
Bulls Say, Bears Say
Bulls Say
Business StrategyNPB's focus on residential mortgage activity is unique among public U.S. banks.
Financial PerformanceNorthpointe represents a unique opportunity to own a mortgage bank that has shown solid performance through cycles.
Index AdditionRussell 2000 index add would be a near-term catalyst, which should drive elevated trading volume.
Bears Say
Economic EnvironmentHigher interest rates, increased competition, regulation, and economic uncertainty.
Market ConditionsAbsent a fresh catalyst on these yields, it is unlikely for a meaningful trend change.
Northpointe Bancshares, Inc. News
NPB FAQ
What was Northpointe Bancshares, Inc.’s price range in the past 12 months?
Northpointe Bancshares, Inc. lowest stock price was $15.42 and its highest was $19.71 in the past 12 months.
What is Northpointe Bancshares, Inc.’s market cap?
Northpointe Bancshares, Inc.’s market cap is $589.27M.
When is Northpointe Bancshares, Inc.’s upcoming earnings report date?
Northpointe Bancshares, Inc.’s upcoming earnings report date is Oct 27, 2026 which is in 66 days.
How were Northpointe Bancshares, Inc.’s earnings last quarter?
Northpointe Bancshares, Inc. released its earnings results on Jul 21, 2026. The company reported $0.6 earnings per share for the quarter, missing the consensus estimate of $0.677 by -$0.077.
Is Northpointe Bancshares, Inc. overvalued?
According to Wall Street analysts Northpointe Bancshares, Inc.’s price is currently Undervalued.
Does Northpointe Bancshares, Inc. pay dividends?
Northpointe Bancshares, Inc. pays a Quarterly dividend of $0.025 which represents an annual dividend yield of 0.58%. See more information on Northpointe Bancshares, Inc. dividends here
What is Northpointe Bancshares, Inc.’s EPS estimate?
Northpointe Bancshares, Inc.’s EPS estimate is 0.62.
How many shares outstanding does Northpointe Bancshares, Inc. have?
Northpointe Bancshares, Inc. has 34,581,840 shares outstanding.
What happened to Northpointe Bancshares, Inc.’s price movement after its last earnings report?
Northpointe Bancshares, Inc. reported an EPS of $0.6 in its last earnings report, missing expectations of $0.677. Following the earnings report the stock price went down -9.674%.
Which hedge fund is a major shareholder of Northpointe Bancshares, Inc.?
Currently, no hedge funds are holding shares in NPB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Northpointe Bancshares, Inc. Stock Smart Score
Underperform
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Analyst Consensus
Moderate Buy
Average Price Target:
$21.50 (12.04% Upside)
$21.50 (12.04% Upside)
Hedge Fund Trend
Decreased
By 49.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $408.2K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Fundamentals
Return on Equity
0.58%
Trailing 12-Months
Asset Growth
17.07%
Trailing 12-Months
Company Description
Northpointe Bancshares, Inc.
Northpointe Bancshares, Inc. serves as the parent company for Northpointe Bank, offering a broad spectrum of financial products and banking services throughout the United States. The organization's activities are structured into two main divisions: its Mortgage Purchase Program and Retail Banking. Customers can access digital deposit solutions such as non-interest-bearing accounts, savings accounts, money market demand accounts, and certificates of deposit. Furthermore, the company extends services to individual and business clients, provides health savings accounts, facilitates home financing, manages a dedicated mortgage purchase program, engages in residential mortgage lending, and offers custodial deposit services. Founded in 1998, Northpointe Bancshares, Inc. is based in Grand Rapids, Michigan.
NPB Company Deck
NPB Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple operational and financial strengths: meaningful year-over-year EPS growth (+21%), tangible book value expansion, strong MPP growth (MPP balances +36% YoY), robust deposit growth across categories (noninterest-bearing +30%, interest-bearing demand +81%, savings/MM +45% YoY), low credit losses (net charge-offs 3 bps) and clear multi-point guidance for 2026. Offsetting these positives were margin compression (NIM down ~9 bps; MPP yields down 24 bps QoQ), some sequential softness in saleable mortgage volume and continued reliance on wholesale/brokered funding with elevated cost of funds. Management articulated levers to manage growth (participations, adding funding partners, pursuing core deposits) and maintained constructive guidance. Overall, the positives (strong growth, profitability, asset quality, and actionable guidance) outweigh the operational headwinds related to margin pressure and funding mix.View all NPB earnings summariesNPB Stock 12 Month Forecast
Average Price Target
$21.50
▲(12.04% Upside)
Technical Analysis
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Ownership Overview
14.33% Insiders
8.50% Mutual Funds
19.13% Other Institutional Investors
49.21% Public Companies and
Individual Investors