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NMI Holdings Inc (NMIH)
:NMIH
Total Valuation
NMI Holdings has a market cap or net worth of $2.97B. The enterprise value is $2.89B.
Market Cap$2.97B
Enterprise Value$2.89B
Share Statistics
NMI Holdings has 78,122,940 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding78,122,940
Owned by Insiders2.23%
Owned by Institutions21.60%
Financial Efficiency
NMI Holdings’s return on equity (ROE) is 0.16 and return on invested capital (ROIC) is 10.80%.
Return on Equity (ROE)0.16
Return on Assets (ROA)0.11
Return on Invested Capital (ROIC)10.80%
Return on Capital Employed (ROCE)0.14
Revenue Per Employee2.83M
Profits Per Employee1.57M
Employee Count230
Asset Turnover0.19
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of NMI Holdings is 8.15. NMI Holdings’s PEG ratio is 1.71.
PE Ratio8.15
PS Ratio0.00
PB Ratio1.28
Price to Fair Value1.32
Price to FCF7.74
Price to Operating Cash Flow7.75
PEG Ratio1.71
Income Statement
In the last 12 months, NMI Holdings had revenue of 650.97M and earned 360.11M in profits. Earnings per share was 4.51.
Revenue650.97M
Gross Profit650.97M
Operating Income463.41M
Pretax Income463.41M
Net Income360.11M
EBITDA512.24M
Earnings Per Share (EPS)4.51
Cash Flow
In the last 12 months, operating cash flow was 383.18M and capital expenditures 789.00K, giving a free cash flow of 382.26M billion.
Operating Cash Flow383.18M
Free Cash Flow382.26M
Free Cash Flow per Share4.89
Dividends & Yields
NMI Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.57
52-Week Price Change17.05%
50-Day Moving Average35.80
200-Day Moving Average37.70
Relative Strength Index (RSI)58.26
Average Volume (3m)752.62K
Important Dates
NMI Holdings upcoming earnings date is Aug 5, 2025, TBA Not Confirmed.
Last Earnings DateApr 29, 2025
Next Earnings DateAug 5, 2025
Ex-Dividend Date―
Financial Position
NMI Holdings as a current ratio of 3.48, with Debt / Equity ratio of 0.00%
Current Ratio3.48
Quick Ratio3.48
Debt to Market Cap0.14
Net Debt to EBITDA0.70
Interest Coverage Ratio12.56
Taxes
In the past 12 months, NMI Holdings has paid 103.31M in taxes.
Income Tax103.31M
Effective Tax Rate0.22
Enterprise Valuation
NMI Holdings EV to EBITDA ratio is 6.43, with an EV/FCF ratio of 8.52.
EV to Sales5.06
EV to EBITDA6.43
EV to Free Cash Flow8.52
EV to Operating Cash Flow8.37
Balance Sheet
NMI Holdings has $352.82M in cash and marketable securities with $0.00 in debt, giving a net cash position of -$352.82M billion.
Cash & Marketable Securities$352.82M
Total Debt$0.00
Net Cash-$352.82M
Net Cash Per Share-$4.52
Tangible Book Value Per Share$26.92
Margins
Gross margin is 100.00%, with operating margin of 71.19%, and net profit margin of 55.32%.
Gross Margin100.00%
Operating Margin71.19%
Pretax Margin71.19%
Net Profit Margin55.32%
EBITDA Margin78.69%
EBIT Margin76.86%
Analyst Forecast
The average price target for NMI Holdings is $41.60, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$41.60
Price Target Upside9.59% Upside
Analyst ConsensusStrong Buy
Analyst Count5
Revenue Growth Forecast11.61%
EPS Growth Forecast14.35%