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National Capital Bank of Washington (NACB) Price & Analysis

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NACB Stock Chart & Stats

$80.62

$1.25(1.56%)

At close: Jul 28 4:00 PM EDT

$80.62

$1.25(1.56%)

Day’s Range― - ―

52-Week Range$58.24 - $89.00

Previous CloseN/A

Volume22.00

Average Volume (3M)1.48K

Market Cap

$100.13M

Enterprise Value$88.91M

Total Cash (Recent Filing)$0.00

Total Debt (Recent Filing)$13.86M

Price to Earnings (P/E)15.6

Beta0.36

Next Earnings

Jan 27, 2027

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield1.08%

Share Statistics

EPS (TTM)5.57

Shares Outstanding1,152,238

10 Day Avg. Volume1,024

30 Day Avg. Volume1,479

Financial Highlights & Ratios

PEG Ratio1.07

Price to Book (P/B)1.14

Price to Sales (P/S)2.01

P/FCF Ratio8.67

Enterprise Value/Market Cap0.89

Enterprise Value/Revenue2.72

Enterprise Value/Gross Profit3.45

Enterprise Value/Ebitda19.34

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue And Profit GrowthSustained revenue expansion alongside improving net margins indicates that the bank is growing its customer and lending base while retaining more earnings from that activity. This combination can strengthen internal capital formation and support continued investment over the next several quarters.

Improved Balance SheetMaterial deleveraging and steady equity accumulation improve financial resilience and provide greater flexibility for lending, liquidity management, and future capital allocation. The stronger capital position also helps the bank absorb operating or credit pressure without relying as heavily on external funding.

Supportive Cash GenerationCash generation that broadly follows reported earnings provides evidence that profitability is converting into usable financial resources rather than remaining primarily accounting-based. Positive operating cash flow can support lending operations, capital retention, and shareholder distributions over the medium term.

Bears Say

Balance Sheet VolatilityAlthough current leverage is conservative, the sharp historical swing shows that the balance sheet can change materially across periods. Such volatility makes capital planning and risk assessment less predictable, and may cause investors to apply a persistent discount to the bank’s financial stability.

Uneven Cash-Flow QualityPositive cash flow is encouraging, but the uneven pattern and extreme coverage readings reduce confidence that cash generation will remain consistently aligned with earnings. Less predictable conversion can constrain planning for loan growth, capital deployment, and distributions during weaker operating periods.

Margin And EBITDA VariabilityImproving recent margins are partly offset by historical variability and the unusual 2023 EBITDA weakness. These fluctuations complicate assessment of the bank’s underlying earnings quality and make it less certain that recent profitability improvements will persist without further normalization.

NACB FAQ

What was National Capital Bank of Washington’s price range in the past 12 months?

National Capital Bank of Washington lowest stock price was $58.24 and its highest was $89.00 in the past 12 months.

What is National Capital Bank of Washington’s market cap?

National Capital Bank of Washington’s market cap is $100.13M.

When is National Capital Bank of Washington’s upcoming earnings report date?

National Capital Bank of Washington’s upcoming earnings report date is Jan 27, 2027 which is in 88 days.

How were National Capital Bank of Washington’s earnings last quarter?

National Capital Bank of Washington released its earnings results on Jul 29, 2026. The company reported $1.41 earnings per share for the quarter.

Is National Capital Bank of Washington overvalued?

According to Wall Street analysts National Capital Bank of Washington’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does National Capital Bank of Washington pay dividends?

National Capital Bank of Washington pays a Quarterly dividend of $0.26 which represents an annual dividend yield of 1.08%. See more information on National Capital Bank of Washington dividends here

What is National Capital Bank of Washington’s EPS estimate?

National Capital Bank of Washington’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does National Capital Bank of Washington have?

National Capital Bank of Washington has 1,152,238 shares outstanding.

What happened to National Capital Bank of Washington’s price movement after its last earnings report?

National Capital Bank of Washington reported an EPS of $1.41 in its last earnings report. Following the earnings report the stock price went down -0.522%.

Which hedge fund is a major shareholder of National Capital Bank of Washington?

Currently, no hedge funds are holding shares in NACB

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

National Capital Bank of Washington Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

9.68%

Trailing 12-Months

Asset Growth

―

Trailing 12-Months

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Company Description

National Capital Bank of Washington

National Capital Bancorp, Inc. operates as the parent entity for The National Capital Bank of Washington, providing a comprehensive range of financial products and services to individual customers and commercial enterprises throughout the Washington D.C. region. Its core offerings include essential deposit accounts such as savings and checking. For personal financing, the bank extends personal loans, home equity lines of credit (HELOCs), and residential mortgages, along with debit and credit card options. Businesses can access a diverse portfolio of lending solutions, including commercial lines of credit, term loans, commercial mortgages, construction finance, and equipment leasing. Specialized loans are also available for nonprofit organizations, alongside SBA loans and letters of credit; notably, it previously participated in the Paycheck Protection Program (PPP). Beyond traditional banking, the institution offers a suite of advanced financial and technological services. These encompass sophisticated cash management and disbursement tools, modern online and mobile banking platforms featuring mobile deposit capabilities, escrow management, and Automated Clearing House (ACH) services. Additional business resources include remote deposit capture, lockbox services, and merchant card processing. Clients also benefit from safe deposit boxes and expert wealth management services. Established in 1889, the company maintains its headquarters in Washington, District of Columbia.