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NACB Stock Chart & Stats
$80.00
$1.25(1.56%)
At close: 4:00 PM EDT
$80.00
$1.25(1.56%)
Day’s Range― - ―
52-Week Range$58.24 - $82.00
Previous CloseN/A
Volume22.00
Average Volume (3M)12.00
Market Cap
$93.59M
Enterprise Value$88.91
Total Cash (Recent Filing)$0.00
Total Debt (Recent Filing)$13.86M
Price to Earnings (P/E)14.6
Beta0.30
Next Earnings
Oct 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.1%
Share Statistics
EPS (TTM)5.57
Shares Outstanding1,152,000
10 Day Avg. Volume38
30 Day Avg. Volume12
Financial Highlights & Ratios
PEG Ratio1.07
Price to Book (P/B)1.14
Price to Sales (P/S)2.01
P/FCF Ratio8.67
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthMeaningful multi-year revenue growth indicates the bank is expanding core lending or fee businesses and gaining market traction. This scale growth supports long-term earning power, provides room for expense leverage, and underpins sustainable franchise value over the next 2–6 months and beyond.
Material DeleveragingA large, sustained reduction in leverage materially improves financial flexibility and loss-absorbing capacity. Lower debt ratios reduce credit and funding risk, enabling the bank to support lending, absorb shocks, and pursue strategic investments without immediate refinancing pressure.
Cash Generation Tracks EarningsConsistent free cash flow roughly matching net income signals earnings quality and the ability to internally fund dividends, capital needs, and loan growth. Over a multi-year horizon this reduces reliance on volatile external funding and supports durable shareholder returns and capital stability.
Bears Say
Past Balance-Sheet VolatilityA pronounced year-to-year swing in leverage (the 2023 spike) highlights funding or capital management sensitivity. Such volatility signals the bank may face episodic stress or tactical balance-sheet shifts, increasing uncertainty about stability even after recent deleveraging.
Uneven Free Cash Flow & CoverageIrregular free cash flow and erratic operating cash coverage reduce confidence in recurring cash generation. For a regional bank, unpredictable cash profiles can constrain loan growth, make dividend policy harder to sustain, and raise reliance on external funding in stress periods.
Margin Variability / One-off NoiseYear-to-year margin swings and isolated weak EBITDA from non-core items complicate assessment of core profitability. Persistent noise undermines predictability of net margins and makes forecasting credit costs or operating leverage less reliable for long-term planning.
NACB FAQ
What was National Capital Bank of Washington’s price range in the past 12 months?
National Capital Bank of Washington lowest stock price was $58.24 and its highest was $82.00 in the past 12 months.
What is National Capital Bank of Washington’s market cap?
National Capital Bank of Washington’s market cap is $93.59M.
When is National Capital Bank of Washington’s upcoming earnings report date?
National Capital Bank of Washington’s upcoming earnings report date is Oct 28, 2026 which is in 90 days.
How were National Capital Bank of Washington’s earnings last quarter?
National Capital Bank of Washington released its earnings results on Jul 29, 2026. The company reported $1.41 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is National Capital Bank of Washington overvalued?
According to Wall Street analysts National Capital Bank of Washington’s price is currently Overvalued.
Does National Capital Bank of Washington pay dividends?
National Capital Bank of Washington pays a Quarterly dividend of $0.26 which represents an annual dividend yield of 1.1%. See more information on National Capital Bank of Washington dividends here
What is National Capital Bank of Washington’s EPS estimate?
National Capital Bank of Washington’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does National Capital Bank of Washington have?
National Capital Bank of Washington has 1,152,000 shares outstanding.
What happened to National Capital Bank of Washington’s price movement after its last earnings report?
National Capital Bank of Washington reported an EPS of $1.41 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of National Capital Bank of Washington?
Currently, no hedge funds are holding shares in NACB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
National Capital Bank of Washington Stock Smart Score
Neutral
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Company Description
National Capital Bank of Washington
National Capital Bancorp, Inc. operates as the parent entity for The National Capital Bank of Washington, providing a comprehensive range of financial products and services to individual customers and commercial enterprises throughout the Washington D.C. region. Its core offerings include essential deposit accounts such as savings and checking. For personal financing, the bank extends personal loans, home equity lines of credit (HELOCs), and residential mortgages, along with debit and credit card options. Businesses can access a diverse portfolio of lending solutions, including commercial lines of credit, term loans, commercial mortgages, construction finance, and equipment leasing. Specialized loans are also available for nonprofit organizations, alongside SBA loans and letters of credit; notably, it previously participated in the Paycheck Protection Program (PPP). Beyond traditional banking, the institution offers a suite of advanced financial and technological services. These encompass sophisticated cash management and disbursement tools, modern online and mobile banking platforms featuring mobile deposit capabilities, escrow management, and Automated Clearing House (ACH) services. Additional business resources include remote deposit capture, lockbox services, and merchant card processing. Clients also benefit from safe deposit boxes and expert wealth management services. Established in 1889, the company maintains its headquarters in Washington, District of Columbia.
Technical Analysis
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